Fund HoldingsBAKER BOYER NATIONAL BANK

Total Portfolio Value
$331.25M
Total Bought
$30.96M
Total Sold
$5.50M
Net Transaction
+$25.46M
Filing Period:
Securities
SharesValue ($K)
Q3 2025
Q4 2025
Change
Q3 2025
Q4 2025
Weight (%)
Change
Microsoft Corp(MSFT)5,64320,016+14,3732,9239,6802.92%+6,757
SPDR S&P 500 ETF(SPY)1,2738,259+6,9868485,6321.70%+4,784
Paccar Inc(PCAR)4,40936,506+32,0974333,9981.21%+3,564
DFA World Ex-U.S. Core Equity 2 ETF
WORLD EX US CORE
1,688,0171,719,710+31,69352,97056,28616.99%+3,316
Berkshire Hathaway Class A02+201,5100.46%+1,510
Emerson Electric CO(EMR)07,950+7,95001,0550.32%+1,055
Avantis US Equity ETF09,297+9,29701,0390.31%+1,039
DFA U.S. Core Equity 2 ETF
US COR EQU 2 ETF
1,809,4571,787,342-22,11569,79170,76121.36%+970
U.S. Bancorp(USB)018,004+18,00409610.29%+961
DFA Intl Core Equity ETF
INTL CORE EQT MK
183,277196,650+13,3736,6627,4942.26%+832
DFA International Value ETF
INTERNATNAL VAL
212,722211,322-1,4009,81110,5453.18%+734
DFA U.S. Marketwide Value ETF
US MKTWIDE VALUE
452,214443,276-8,93820,20920,6526.23%+443
Vanguard Muni Bond Tax Exempt1,159,2141,162,771+3,55758,04258,47617.65%+434
Apple Inc(AAPL)18,82519,224+3994,7935,2261.58%+433
DFA Emerging Mkts Core Equity ETF
EMGR CRE EQT MNG
90,878101,084+10,2062,8653,2920.99%+427
Exxon Mobil Corporation4,6277,327+2,7005228820.27%+360
Vanguard Interm Term Treasury ETF
INTER TERM TREAS
57,56863,563+5,9953,4563,8091.15%+354
DFA Dimensional US Core Equity Market ETF
US CORE EQT MKT
07,339+7,33903430.10%+343
Alphabet (Google) Class A(GOOG)2,6603,124+4646479780.30%+331
Merck & Co Inc(MRK)03,090+3,09003250.10%+325
PIMCO Enhanced Short
ENHAN SHRT MA AC
03,092+3,09203100.09%+310
Weyerhaeuser CO(WY)012,940+12,94003070.09%+307
JP Morgan Betabuilders MSCI US REIT ETF
BETBULD MSCI
03,026+3,02602800.08%+280
Brookfield Asset Management LTD(BAM)05,200+5,20002720.08%+272
Berkshire Hathaway Inc Class B2,9133,448+5351,4641,7330.52%+269
Eaton Corp PLC(ETN)0802+80202550.08%+255
Alphabet (Google) Class C(GOOG)3,4163,354-628321,0520.32%+221
Vanguard Total Stock Market0647+64702170.07%+217
Fidelity Wise Origin Bitcoin Trust(FBTC)02,722+2,72202070.06%+207
Goldman Sachs Group(GS)0231+23102030.06%+203
Alpha Architect Intl Quantitative Momentum
INTL QUAN MOMNTM
82,92484,952+2,0283,0393,2380.98%+200
iShares MSCI USA Momentum Factor ETF
MSCI USA MMENTM
7,2257,993+7681,8532,0010.60%+148
Amazon.Com Inc(AMZN)3,4513,887+4367588970.27%+139
Caterpillar Inc(CAT)1,0921,145+535216560.20%+135
Advanced Micro Devices(AMD)1,5781,725+1472553690.11%+114
Vanguard Developed Markets Index ETF26,73527,044+3091,6021,6890.51%+87
Johnson & Johnson(JNJ)7,0566,721-3351,3081,3910.42%+83
iShares Gold Tr(IAU)5,8956,293+3984295110.15%+82
iShares Core MSCI Emerging Markets ETF
CORE MSCI EMKT
14,61215,403+7919631,0350.31%+72
Vanguard Value ETF7,3617,547+1861,3731,4410.44%+69
Tesla Inc(TSLA)1,0651,203+1384745410.16%+67
Alpha Architect US Quantitative Value ETF
US QUAN VALUE
25,07025,331+2611,1701,2360.37%+67
Vanguard Russell 2000 Index Fund
VNG RUS2000IDX
5,2545,777+5235145750.17%+61
International Business Machines(IBM)1,9162,019+1035415980.18%+57
Vanguard S&P 5003,6733,675+22,2492,3050.70%+56
Cummins Inc(CMI)59859802533050.09%+53
DFA U.S. Small Cap ETF
US SMALL CAP ETF
35,11535,185+702,4042,4510.74%+47
Alpha Architect Intl Quantitative Value
INTL QUAN VALUE
29,17429,400+2268809250.28%+45
Danaher Corp(DHR)1,2811,28102542930.09%+39
Vanguard Russell 1000 Value Index Fund
VNG RUS1000VAL
12,37912,37901,1061,1430.34%+36
JPMorgan Chase & Co(JPM)9631,045+823043370.10%+33
Vanguard FTSE Emerging Markets10,84311,530+6875876200.19%+32
Accenture PLC
SHS CLASS A
1,4621,46203613920.12%+32
Adobe Inc(ADBE)589676+872082370.07%+29
Cisco Systems Inc(CSCO)3,2173,21702202480.07%+28
Alpha Architect US Quantitative Momentum ETF
US QUAN MOMENTUM
16,99417,193+1991,0951,1230.34%+27
Mastercard Inc(MA)1,0901,130+406206450.19%+25
Union Pacific Corp(UNP)2,1972,338+1415195410.16%+22
Duke Energy Corp(DUK)3,0423,382+3403763960.12%+20
Deere & Company(DE)2,2122,21201,0111,0300.31%+18
Vanguard Russell 1000 Growth Index Fund
VNG RUS1000GRW
11,24911,24901,3561,3700.41%+14
iShares Russell 1000 Growth ETF2,8102,81001,3161,3300.40%+14
Visa Inc(V)1,3571,35704634760.14%+13
Trane Technologies(TT)541617+762282400.07%+12
SPDR Technology Select Sector
ST STR TECHN ETF
1,2782,556+1,2783603680.11%+8
Meta Platforms Inc(META)1,1691,311+1428588650.26%+7
Intuit Inc(INTU)430451+212942990.09%+5
iShares ibonds Dec 2028 Term Corp ETF
IBDS DEC28 ETF
24,11424,340+2266156200.19%+4
Boeing Co(BA)2,7152,71505865890.18%+4
iShares National Muni Bond ETF2,5602,56002732740.08%+2
McDonald's Corporation(MCD)3,1033,087-169439430.28%+1
Waste Management(WM)1,9791,989+104374370.13%-0
Vanguard Core Bond ETF3,2573,25702552540.08%-2
Vanguard Extended Market Index1,0711,062-92242220.07%-2
Consolidated Edison Inc(ED)2,9582,95802972940.09%-4
Lowes Companies Inc(LOW)1,0091,00902542430.07%-10
Carrier Global Corp(CARR)3,6113,881+2702162050.06%-11
Stryker Corp(SYK)87687603243080.09%-16
United Health Group(UNH)1,1361,137+13923750.11%-17
Xcel Energy Inc(XEL)2,8002,80002262070.06%-19
RTX Corporation(RTX)3,8723,376-4966486190.19%-29
Abbott Laboratories1,9431,846-972602310.07%-29
Honeywell International(HON)2,5952,59505465060.15%-40
Abbvie Inc(ABBV)1,5831,413-1703673230.10%-44
Nike Inc Cl B(NKE)5,6215,359-2623923410.10%-51
Altria Group Inc(MO)4,0603,660-4002682110.06%-57
Southern Company(SO)7,2576,932-3256886040.18%-83
Procter & Gamble CO(PG)4,7154,454-2617246380.19%-86
Home Depot Inc(HD)2,0272,053+268217060.21%-115
Walmart Inc(WMT)4,0482,224-1,8244172480.07%-169
NVIDIA Corp(NVDA)3,0572,057-1,0005703840.12%-187
Chevron Corp(CVX)4,1502,677-1,4736444080.12%-236
Costco Wholesale Corp(COST)1,8021,178-6241,6681,0160.31%-652
Fidelity Total Bond ETF423,112393,938-29,17419,56518,1375.48%-1,428
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