Fund HoldingsStrategic Financial Services, Inc.

Total Portfolio Value
$2.10B
Total Bought
$115.04M
Total Sold
$91.75M
Net Transaction
+$23.29M
Filing Period:
Securities
SharesValue ($K)
Q4 2025
Q1 2026
Change
Q4 2025
Q1 2026
Weight (%)
Change
VANGUARD MALVERN FDS829,1481,468,510+639,36241,20973,3523.49%+32,143
VANGUARD SCOTTSDALE FDS
SHRT TRM CORP BD
1,166,6741,451,149+284,47593,182115,0335.47%+21,850
VANGUARD SCOTTSDALE FDS
SHORT TERM TREAS
533,529589,560+56,03131,34534,5131.64%+3,168
VANGUARD SCOTTSDALE FDS
INTER TERM TREAS
2,653,1412,703,579+50,438158,923160,9987.66%+2,075
STATE STR SPDR S&P 500 ETF T(SPY)(Call)02,000+2,00001,301+1,301
VANGUARD SCOTTSDALE FDS
LONG TERM TREAS
1,273,3531,308,320+34,96771,20672,4223.45%+1,216
ISHARES TR01,702+1,70201,1120.05%+1,112
ISHARES TR
CORE MSCI EAFE
09,845+9,84508910.04%+891
PUTNAM ETF TRUST0108,955+108,95508500.04%+850
BROADCOM INC(AVGO)(Put)02,500+2,5000774+774
ISHARES TR05,765+5,76505720.03%+572
ISHARES TR03,988+3,98805680.03%+568
VANGUARD INDEX FDS03,136+3,13609010.04%+901
ISHARES INC
CORE MSCI EMKT
7,34014,608+7,2685411,0190.05%+478
EXXON MOBIL CORP20,08020,08002,9933,4070.16%+414
ISHARES TR
CORE UNIVRSL USD
08,812+8,81204070.02%+407
VANGUARD TAX-MANAGED FDS15,35521,201+5,8461,0341,3590.06%+324
VANGUARD INDEX FDS01,581+1,58103100.01%+310
ISHARES TR02,720+2,72003080.01%+308
GE VERNOVA INC(GEV)3,1463,14602,4522,7460.13%+294
VANGUARD SCOTTSDALE FDS
INT-TERM CORP
853,990869,001+15,01171,62471,9103.42%+286
ISHARES TR04,135+4,13502790.01%+279
ISHARES TR01,130+1,13002390.01%+239
PALANTIR TECHNOLOGIES INC(PLTR)01,450+1,45002120.01%+212
NETFLIX INC.(NFLX)02,200+2,20002120.01%+212
DANAHER CORP DEL(DHR)01,106+1,10602100.01%+210
VANGUARD SCOTTSDALE FDS
VNG RUS1000VAL
02,200+2,20002060.01%+206
ISHARES TR02,081+2,08102020.01%+202
ISHARES TR038,588+38,58802,0280.10%+2,028
STATE STR SPDR S&P 500 ETF T(SPY)01,641+1,64101,0670.05%+1,067
PHILLIPS 66(PSX)5,8575,85709241,0670.05%+143
NEXTERA ENERGY INC(NEE)32,16632,16602,8782,9880.14%+110
VANGUARD INDEX FDS2,5122,943+4311,1771,2850.06%+108
ORACLE CORP(ORCL)023,878+23,87803,5130.17%+3,513
KLA CORP(KLAC)4,9544,919-357,1487,2430.34%+94
VANGUARD INTL EQUITY INDEX F13,12215,550+2,4287518400.04%+89
CHEVRON CORPORATION(CVX)02,221+2,22104600.02%+460
CORNING INC(GLW)4,1114,11105025590.03%+57
JOHNSON & JOHNSON(JNJ)8,9959,059+642,1592,2140.11%+56
CONOCOPHILLIPS(COP)2,2702,27002443000.01%+55
TJX COS INC NEW(TJX)13,35813,35802,0822,1330.10%+51
SOUTHERN CO(SO)02,768+2,76802670.01%+267
VANGUARD SCOTTSDALE FDS
VNG RUS2000IDX
14,03515,208+1,1731,5031,5230.07%+20
VERIZON COMMUNICATIONS INC(VZ)05,154+5,15402590.01%+259
VANGUARD INDEX FDS01,772+1,77204640.02%+464
WASTE MGMT INC DEL(WM)01,459+1,45903350.02%+335
CSX CORP(CSX)11,60611,60604714760.02%+5
IMMUCELL CORP037,000+37,00002340.01%+234
CHUBB LTD SWITZ
COM
2,0532,087+346796800.03%+1
ALLSTATE CORP(ALL)01,375+1,37502850.01%+285
AMAZON COM INC(AMZN)010,045+10,04502,0920.10%+2,092
COCA COLA CO(KO)05,919+5,91904500.02%+450
ISHARES TR9691,007+382572500.01%-7
ISHARES TR11,71311,71301,2561,2470.06%-8
UNION PAC CORP(UNP)0851+85102070.01%+207
CATERPILLAR INC(CAT)56356304093990.02%-10
MONDELEZ INTL INC(MDLZ)04,287+4,28702470.01%+247
BANK NEW YORK MELLON CORP1,8421,84202292190.01%-10
SCHWAB STRATEGIC TR8,7228,72202272160.01%-11
TRAVELERS COMPANIES INC(TRV)1,3301,33004013880.02%-13
HONEYWELL INTL INC(HON)1,1601,163+32772630.01%-14
RTX CORPORATION(RTX)2,4532,45304874730.02%-14
SCHWAB STRATEGIC TR7,8647,86402432290.01%-14
HARTFORD INSURANCE GROUP INC(HIG)02,072+2,07202800.01%+280
COSTCO WHOLESALE CORPORATION(COST)2,9832,978-52,9862,9670.14%-19
NBT BANCORP INC(NBTB)4,7004,70002192000.01%-19
VANGUARD INDEX FDS1,4081,40804454260.02%-20
DIMENSIONAL ETF TRUST
US MKTWIDE VALUE
9,8759,87504994790.02%-20
VANGUARD INDEX FDS1,4051,40503263050.01%-21
VANGUARD MUN BD FDS29,65029,65001,5021,4790.07%-23
ISHARES TR4,4364,305-1314294040.02%-25
ABBVIE INC(ABBV)04,155+4,15509040.04%+904
COLGATE PALMOLIVE CO(CL)2,7102,71002562310.01%-25
VANGUARD INTL EQUITY INDEX F4,7004,621-793723470.02%-25
VANGUARD SCOTTSDALE FDS
VNG RUS1000IDX
1,4251,42504474210.02%-26
TOMPKINS FINL CORP(TMP)5,0955,09504304020.02%-28
HERSHEY CO(HSY)1,2441,24402882590.01%-29
DEERE & CO(DE)1,5111,51108818510.04%-30
ABBOTT LABORATORIES03,329+3,32903420.02%+342
PUBLIC STORAGE OPER CO(PSA)01,895+1,89505130.02%+513
MERCK & CO INC(MRK)19,00619,00602,3172,2860.11%-31
UNITEDHEALTH GROUP INC(UNH)02,849+2,84907710.04%+771
ASML HLDG NV
N Y REGISTRY SHS
34334304854530.02%-32
ISHARES TR
MSCI USA VALUE
3,3903,39005154820.02%-33
ELEVANCE HEALTH INC FORMERLY(ELV)0725+72502120.01%+212
ROCKWELL AUTOMATION INC(ROK)61061002532190.01%-34
WALMART INC(WMT)6,7106,783+738808430.04%-37
DISNEY WALT CO(DIS)02,205+2,20502130.01%+213
DIMENSIONAL ETF TRUST
US TARGETED VLU
10,65810,65807116660.03%-45
ILLINOIS TOOL WKS INC(ITW)1,3671,36704013560.02%-45
VANGUARD INDEX FDS2,5822,566-167076600.03%-47
ELI LILLY & CO(LLY)494515+215234740.02%-49
MCDONALDS CORP(MCD)2,1782,132-467136630.03%-50
BOEING CO(BA)1,1601,16002822310.01%-51
COMMUNITY FINANCIAL SYSTEM I(CBU)8,6868,68605775090.02%-67
SCHWAB CHARLES CORP(SCHW)6,1996,19906515830.03%-69
AUTOMATIC DATA PROCESSING IN02,523+2,52305130.02%+513
IDEXX LABS INC(IDXX)0908+90805100.02%+510
ISHARES TR02,331+2,33109940.05%+994
MORGAN STANLEY(MS)5,1255,12509228430.04%-79
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