Securities ▲▼ | Shares | Value ($K) | |||||
|---|---|---|---|---|---|---|---|
Q4 2024 ▲▼ | Q1 2025 ▲▼ | Change ▲▼ | Q4 2024 ▲▼ | Q1 2025 ▲▼ | Weight (%) ▲▼ | Change ▲▼ | |
| ISHARES TR INTL EQTY FACTOR | 8,506,713 | 8,657,795 | +151,082 | 244,314 | 267,006 | 15.64% | +22,692 |
| VANGUARD SCOTTSDALE FDS INTER TERM TREAS | 1,940,726 | 2,171,286 | +230,560 | 112,562 | 128,974 | 7.55% | +16,412 |
| WORLD GOLD TR(GLDM) | 1,621,215 | 1,539,154 | -82,061 | 84,287 | 95,258 | 5.58% | +10,971 |
| ISHARES INC | 415,161 | 482,044 | +66,883 | 39,590 | 45,114 | 2.64% | +5,525 |
| ISHARES INC EMNG MKTS EQT | 1,813,367 | 1,865,472 | +52,105 | 82,013 | 87,267 | 5.11% | +5,254 |
| DIMENSIONAL ETF TRUST INTERNATNAL VAL | 847,105 | 856,439 | +9,334 | 30,055 | 33,709 | 1.97% | +3,654 |
| SPDR SER TR ST LON TREAS ETF | 195,984 | 321,637 | +125,653 | 5,133 | 8,768 | 0.51% | +3,635 |
| VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD | 997,969 | 1,029,788 | +31,819 | 77,852 | 81,291 | 4.76% | +3,440 |
| VANGUARD MALVERN FDS | 709,332 | 748,143 | +38,811 | 34,346 | 37,332 | 2.19% | +2,986 |
| VANGUARD SCOTTSDALE FDS INT-TERM CORP | 784,962 | 802,796 | +17,834 | 63,009 | 65,637 | 3.84% | +2,628 |
| GOLDMAN SACHS ETF TR | 39,629 | 58,925 | +19,296 | 2,740 | 3,738 | 0.22% | +998 |
| VANGUARD SCOTTSDALE FDS LONG TERM TREAS | 1,064,012 | 1,035,908 | -28,104 | 58,893 | 59,679 | 3.50% | +786 |
| MCKESSON CORP(MCK) | 7,227 | 7,180 | -47 | 4,119 | 4,832 | 0.28% | +713 |
| VISA INC(V) | 17,193 | 16,695 | -498 | 5,434 | 5,851 | 0.34% | +417 |
| GOLDMAN SACHS ETF TR | 931,059 | 882,042 | -49,017 | 31,042 | 31,445 | 1.84% | +403 |
| SPDR GOLD TR(GLD) | 45,859 | 39,826 | -6,033 | 11,104 | 11,475 | 0.67% | +372 |
| ISHARES TR | 6,844 | 13,394 | +6,550 | 392 | 754 | 0.04% | +362 |
| ISHARES TR | 0 | 3,422 | +3,422 | 0 | 361 | 0.02% | +361 |
| BERKSHIRE HATHAWAY INC DEL | 4,365 | 4,315 | -50 | 1,979 | 2,298 | 0.13% | +320 |
| VANGUARD MUN BD FDS | 19,904 | 26,162 | +6,258 | 998 | 1,298 | 0.08% | +300 |
| EXXON MOBIL CORP | 22,386 | 22,392 | +6 | 2,408 | 2,663 | 0.16% | +255 |
| NETFLIX INC(NFLX) | 0 | 222 | +222 | 0 | 207 | 0.01% | +207 |
| VANECK ETF TRUST BIOTECH ETF | 0 | 1,288 | +1,288 | 0 | 203 | 0.01% | +203 |
| GE AEROSPACE(GE) | 4,286 | 4,286 | 0 | 715 | 858 | 0.05% | +143 |
| JOHNSON & JOHNSON(JNJ) | 9,701 | 9,289 | -412 | 1,403 | 1,540 | 0.09% | +138 |
| KLA CORP(KLAC) | 5,486 | 5,250 | -236 | 3,457 | 3,569 | 0.21% | +112 |
| VANGUARD STAR FDS | 26,145 | 26,500 | +355 | 1,541 | 1,646 | 0.10% | +105 |
| COSTCO WHSL CORP NEW(COST) | 3,104 | 3,116 | +12 | 2,844 | 2,947 | 0.17% | +103 |
| ABBVIE INC(ABBV) | 4,274 | 4,084 | -190 | 759 | 856 | 0.05% | +96 |
| VANGUARD WHITEHALL FDS | 208,449 | 206,172 | -2,277 | 13,164 | 13,236 | 0.78% | +73 |
| UNITEDHEALTH GROUP INC(UNH) | 5,519 | 5,460 | -59 | 2,792 | 2,860 | 0.17% | +68 |
| VANGUARD SCOTTSDALE FDS VNG RUS1000IDX | 850 | 1,150 | +300 | 227 | 292 | 0.02% | +65 |
| CHEVRON CORP NEW(CVX) | 2,656 | 2,662 | +6 | 385 | 445 | 0.03% | +61 |
| ABBOTT LABS | 3,673 | 3,568 | -105 | 415 | 473 | 0.03% | +58 |
| PHILLIPS 66(PSX) | 5,995 | 5,995 | 0 | 683 | 740 | 0.04% | +57 |
| CHUBB LIMITED COM | 2,050 | 2,050 | 0 | 566 | 619 | 0.04% | +53 |
| INTERNATIONAL BUSINESS MACHS(IBM) | 4,508 | 4,189 | -319 | 991 | 1,042 | 0.06% | +51 |
| VANGUARD TAX-MANAGED FDS | 15,355 | 15,355 | 0 | 734 | 780 | 0.05% | +46 |
| VANGUARD INDEX FDS | 2,168 | 2,517 | +349 | 890 | 933 | 0.05% | +44 |
| WASTE MGMT INC DEL(WM) | 1,413 | 1,413 | 0 | 285 | 327 | 0.02% | +42 |
| MCDONALDS CORP(MCD) | 1,790 | 1,790 | 0 | 519 | 559 | 0.03% | +40 |
| COCA COLA CO(KO) | 6,849 | 6,512 | -337 | 426 | 466 | 0.03% | +40 |
| MASTERCARD INCORPORATED(MA) | 1,784 | 1,779 | -5 | 939 | 975 | 0.06% | +36 |
| HARTFORD INSURANCE GROUP INC(HIG) | 2,446 | 2,441 | -5 | 268 | 302 | 0.02% | +34 |
| VANGUARD INTL EQUITY INDEX F | 11,500 | 11,950 | +450 | 506 | 541 | 0.03% | +34 |
| AUTOMATIC DATA PROCESSING IN | 2,595 | 2,595 | 0 | 760 | 793 | 0.05% | +33 |
| DEERE & CO(DE) | 1,639 | 1,549 | -90 | 694 | 727 | 0.04% | +33 |
| TRAVELERS COMPANIES INC(TRV) | 1,332 | 1,332 | 0 | 321 | 352 | 0.02% | +31 |
| WELLS FARGO CO NEW(WFC) | 3,061 | 3,393 | +332 | 215 | 244 | 0.01% | +29 |
| ELI LILLY & CO(LLY) | 532 | 531 | -1 | 411 | 439 | 0.03% | +28 |
| GOLDMAN SACHS GROUP INC(GS) | 1,036 | 1,135 | +99 | 593 | 620 | 0.04% | +27 |
| SCHWAB CHARLES CORP(SCHW) | 6,184 | 6,184 | 0 | 458 | 484 | 0.03% | +26 |
| SOUTHERN CO(SO) | 2,689 | 2,689 | 0 | 221 | 247 | 0.01% | +26 |
| VANGUARD INTL EQUITY INDEX F | 4,566 | 4,748 | +182 | 262 | 288 | 0.02% | +26 |
| ALLSTATE CORP(ALL) | 1,374 | 1,374 | 0 | 265 | 285 | 0.02% | +20 |
| VERIZON COMMUNICATIONS INC(VZ) | 7,113 | 6,666 | -447 | 284 | 302 | 0.02% | +18 |
| ISHARES TR CORE MSCI EAFE | 2,953 | 2,957 | +4 | 208 | 224 | 0.01% | +16 |
| ISHARES INC CORE MSCI EMKT | 9,189 | 9,189 | 0 | 480 | 496 | 0.03% | +16 |
| CONOCOPHILLIPS(COP) | 2,262 | 2,262 | 0 | 224 | 238 | 0.01% | +13 |
| VANGUARD INDEX FDS | 2,362 | 2,485 | +123 | 599 | 608 | 0.04% | +9 |
| ELEVANCE HEALTH INC(ELV) | 1,458 | 1,254 | -204 | 538 | 545 | 0.03% | +8 |
| COLGATE PALMOLIVE CO(CL) | 2,710 | 2,710 | 0 | 246 | 254 | 0.01% | +8 |
| IDEXX LABS INC(IDXX) | 908 | 908 | 0 | 375 | 381 | 0.02% | +6 |
| SCHWAB STRATEGIC TR | 9,800 | 9,800 | 0 | 206 | 211 | 0.01% | +4 |
| TJX COS INC NEW(TJX) | 13,583 | 13,499 | -84 | 1,641 | 1,644 | 0.10% | +3 |
| DIMENSIONAL ETF TRUST US MKTWIDE VALUE | 9,942 | 9,942 | 0 | 407 | 410 | 0.02% | +3 |
| HERSHEY CO(HSY) | 1,244 | 1,244 | 0 | 211 | 213 | 0.01% | +2 |
| CISCO SYS INC(CSCO) | 26,957 | 25,891 | -1,066 | 1,596 | 1,598 | 0.09% | +2 |
| PUBLIC STORAGE OPER CO(PSA) | 1,895 | 1,895 | 0 | 567 | 567 | 0.03% | -0 |
| ILLINOIS TOOL WKS INC(ITW) | 1,446 | 1,446 | 0 | 367 | 359 | 0.02% | -8 |
| ASML HOLDING N V N Y REGISTRY SHS | 352 | 352 | 0 | 244 | 233 | 0.01% | -11 |
| IMMUCELL CORP(ICCC) | 31,000 | 31,000 | 0 | 160 | 148 | 0.01% | -11 |
| VANGUARD INDEX FDS | 1,165 | 1,165 | 0 | 231 | 217 | 0.01% | -14 |
| WALMART INC(WMT) | 6,454 | 6,478 | +24 | 583 | 569 | 0.03% | -14 |
| ALPS ETF TR MED BREAKTHGH | 17,062 | 19,225 | +2,163 | 564 | 548 | 0.03% | -15 |
| META PLATFORMS INC(META) | 1,434 | 1,428 | -6 | 840 | 823 | 0.05% | -17 |
| PROCTER AND GAMBLE CO(PG) | 7,603 | 7,353 | -250 | 1,275 | 1,253 | 0.07% | -22 |
| NBT BANCORP INC(NBTB) | 4,777 | 4,777 | 0 | 228 | 205 | 0.01% | -23 |
| TOMPKINS FINL CORP(TMP) | 5,095 | 5,095 | 0 | 346 | 321 | 0.02% | -25 |
| HOME DEPOT INC(HD) | 1,352 | 1,358 | +6 | 526 | 498 | 0.03% | -28 |
| VANGUARD SCOTTSDALE FDS VNG RUS2000IDX | 11,575 | 12,450 | +875 | 1,034 | 1,004 | 0.06% | -30 |
| CSX CORP(CSX) | 11,591 | 11,591 | 0 | 374 | 341 | 0.02% | -33 |
| VANGUARD INDEX FDS | 1,242 | 1,242 | 0 | 348 | 313 | 0.02% | -35 |
| RTX CORPORATION(RTX) | 2,971 | 2,309 | -662 | 344 | 306 | 0.02% | -38 |
| VANGUARD INDEX FDS | 2,207 | 2,207 | 0 | 530 | 489 | 0.03% | -41 |
| GE VERNOVA INC(GEV) | 1,110 | 1,060 | -50 | 365 | 324 | 0.02% | -42 |
| DISNEY WALT CO(DIS) | 3,082 | 3,038 | -44 | 343 | 300 | 0.02% | -43 |
| DIMENSIONAL ETF TRUST US TARGETED VLU | 10,714 | 10,714 | 0 | 596 | 552 | 0.03% | -45 |
| MORGAN STANLEY(MS) | 5,082 | 5,082 | 0 | 639 | 593 | 0.03% | -46 |
| CHIPOTLE MEXICAN GRILL INC(CMG) | 5,023 | 5,000 | -23 | 303 | 251 | 0.01% | -52 |
| COMMUNITY FINANCIAL SYSTEM I(CBU) | 9,245 | 9,035 | -210 | 570 | 514 | 0.03% | -57 |
| ISHARES TR | 2,420 | 2,391 | -29 | 535 | 477 | 0.03% | -58 |
| NORWOOD FINANCIAL CORP(NWFL) | 19,846 | 19,846 | 0 | 540 | 480 | 0.03% | -60 |
| SPDR S&P 500 ETF TR(SPY) | 1,628 | 1,582 | -46 | 954 | 885 | 0.05% | -69 |
| VANGUARD INDEX FDS | 1,540 | 1,290 | -250 | 407 | 334 | 0.02% | -73 |
| NIKE INC(NKE) | 3,942 | 3,481 | -461 | 298 | 221 | 0.01% | -77 |
| NEXTERA ENERGY INC(NEE) | 35,732 | 34,977 | -755 | 2,562 | 2,480 | 0.15% | -82 |
| CONMED CORP(CNMD) | 9,924 | 9,499 | -425 | 679 | 574 | 0.03% | -106 |
| J P MORGAN EXCHANGE TRADED F US MOMENTUM | 37,787 | 37,092 | -695 | 2,202 | 2,091 | 0.12% | -111 |
| ISHARES TR | 6,444 | 4,548 | -1,896 | 574 | 412 | 0.02% | -162 |