Fund Holdings

Strategic Financial Services, Inc.

Filing Period:
Securities
SharesValue ($K)
Q4 2025
Q1 2026
Change
Q4 2025
Q1 2026
Weight (%)
Change
VANGUARD MALVERN FDS829,1481,468,510+639,36241,208,63873,352,0573.49%+32,143,419
VANGUARD SCOTTSDALE FDS
SHRT TRM CORP BD
1,166,6741,451,149+284,47593,182,216115,032,5455.48%+21,850,329
VANGUARD SCOTTSDALE FDS
SHORT TERM TREAS
533,529589,560+56,03131,344,83434,512,8481.64%+3,168,014
VANGUARD SCOTTSDALE FDS
INTER TERM TREAS
2,653,1412,703,579+50,438158,923,118160,998,1017.67%+2,074,983
STATE STR SPDR S&P 500 ETF T(SPY)(Call)02,000+2,00001,300,680+1,300,680
VANGUARD SCOTTSDALE FDS
LONG TERM TREAS
1,273,3531,308,320+34,96771,205,91172,422,0713.45%+1,216,160
ISHARES TR01,702+1,70201,111,7630.05%+1,111,763
ISHARES TR
CORE MSCI EAFE
09,845+9,8450891,2680.04%+891,268
PUTNAM ETF TRUST0108,955+108,9550849,8490.04%+849,849
BROADCOM INC(AVGO)(Put)02,500+2,5000773,775+773,775
ISHARES TR05,765+5,7650572,2920.03%+572,292
ISHARES TR03,988+3,9880568,0110.03%+568,011
VANGUARD INDEX FDS1,2903,136+1,846388,484900,5960.04%+512,112
ISHARES INC
CORE MSCI EMKT
7,34014,608+7,268540,7381,018,9080.05%+478,170
EXXON MOBIL CORP20,08020,08002,992,9243,406,7730.16%+413,849
ISHARES TR
CORE UNIVRSL USD
08,812+8,8120407,0260.02%+407,026
VANGUARD TAX-MANAGED FDS15,35521,201+5,8461,034,4661,358,5600.06%+324,094
VANGUARD INDEX FDS01,581+1,5810310,1920.01%+310,192
ISHARES TR02,720+2,7200307,6590.01%+307,659
GE VERNOVA INC(GEV)3,1463,14602,451,8352,746,1430.13%+294,308
VANGUARD SCOTTSDALE FDS
INT-TERM CORP
853,990869,001+15,01171,624,15371,909,8453.42%+285,692
ISHARES TR04,135+4,1350279,2370.01%+279,237
ISHARES TR01,130+1,1300238,6000.01%+238,600
PALANTIR TECHNOLOGIES INC(PLTR)01,450+1,4500212,1060.01%+212,106
NETFLIX INC.(NFLX)02,200+2,2000211,5300.01%+211,530
DANAHER CORP DEL(DHR)01,106+1,1060209,6980.01%+209,698
VANGUARD SCOTTSDALE FDS
VNG RUS1000VAL
02,200+2,2000206,2280.01%+206,228
ISHARES TR02,081+2,0810202,3360.01%+202,336
ISHARES TR35,38838,588+3,2001,874,8562,028,1850.10%+153,329
STATE STR SPDR S&P 500 ETF T(SPY)1,3331,641+308920,7731,067,3740.05%+146,601
PHILLIPS 66(PSX)5,8575,8570924,2351,067,0280.05%+142,793
NEXTERA ENERGY INC(NEE)32,16632,16602,877,8922,987,5780.14%+109,686
VANGUARD INDEX FDS2,5122,943+4311,177,0981,285,4730.06%+108,375
ORACLE CORP(ORCL)23,92523,878-473,416,9693,512,6930.17%+95,724
KLA CORP(KLAC)4,9544,919-357,148,3747,242,7850.34%+94,411
VANGUARD INTL EQUITY INDEX F13,12215,550+2,428751,366840,4780.04%+89,112
CHEVRON CORPORATION(CVX)2,2212,2210401,690459,5250.02%+57,835
CORNING INC(GLW)4,1114,1110502,200558,9730.03%+56,773
JOHNSON & JOHNSON(JNJ)8,9959,059+642,158,7102,214,3820.11%+55,672
CONOCOPHILLIPS(COP)2,2702,2700244,297299,6400.01%+55,343
TJX COS INC NEW(TJX)13,35813,35802,081,9782,133,2730.10%+51,295
SOUTHERN CO(SO)2,6552,768+113239,162267,1670.01%+28,005
VANGUARD SCOTTSDALE FDS
VNG RUS2000IDX
14,03515,208+1,1731,503,1491,523,3850.07%+20,236
VERIZON COMMUNICATIONS INC(VZ)5,1545,1540238,682258,7310.01%+20,049
VANGUARD INDEX FDS1,6071,772+165445,701464,1220.02%+18,421
WASTE MGMT INC DEL(WM)1,4151,459+44320,908335,2640.02%+14,356
CSX CORP(CSX)11,60611,6060471,320476,4260.02%+5,106
IMMUCELL CORP37,00037,0000230,880234,2100.01%+3,330
CHUBB LTD SWITZ
COM
2,0532,087+34679,481680,2160.03%+735
ALLSTATE CORP(ALL)1,3751,3750285,381285,0930.01%-288
AMAZON COM INC(AMZN)9,97210,045+732,097,3112,092,0720.10%-5,239
COCA COLA CO(KO)5,7745,919+145456,319450,1400.02%-6,179
ISHARES TR9691,007+38256,804249,7360.01%-7,068
ISHARES TR11,71311,71301,255,6341,247,4350.06%-8,199
UNION PAC CORP(UNP)8518510215,029206,5170.01%-8,512
CATERPILLAR INC(CAT)5635630408,851398,8630.02%-9,988
MONDELEZ INTL INC(MDLZ)4,2874,2870257,306247,1030.01%-10,203
BANK NEW YORK MELLON CORP1,8421,8420228,997218,5160.01%-10,481
SCHWAB STRATEGIC TR8,7228,7220226,510215,8700.01%-10,640
TRAVELERS COMPANIES INC(TRV)1,3301,3300400,982387,9340.02%-13,048
HONEYWELL INTL INC(HON)1,1601,163+3276,519262,8710.01%-13,648
RTX CORPORATION(RTX)2,4532,4530487,313473,1840.02%-14,129
SCHWAB STRATEGIC TR7,8647,8640242,919228,6850.01%-14,234
HARTFORD INSURANCE GROUP INC(HIG)2,0722,0720295,384280,1970.01%-15,187
COSTCO WHOLESALE CORPORATION(COST)2,9832,978-52,986,4602,967,3690.14%-19,091
NBT BANCORP INC(NBTB)4,7004,7000219,255200,1260.01%-19,129
VANGUARD INDEX FDS1,4081,4080445,477425,5680.02%-19,909
DIMENSIONAL ETF TRUST
US MKTWIDE VALUE
9,8759,8750498,688478,5430.02%-20,145
VANGUARD INDEX FDS1,4051,4050326,024305,1640.01%-20,860
VANGUARD MUN BD FDS29,65029,65001,501,7731,479,2390.07%-22,534
ISHARES TR4,4364,305-131428,917404,3690.02%-24,548
ABBVIE INC(ABBV)4,1554,1550928,268903,5890.04%-24,679
COLGATE PALMOLIVE CO(CL)2,7102,7100255,851230,9730.01%-24,878
VANGUARD INTL EQUITY INDEX F4,7004,621-79372,193347,0370.02%-25,156
VANGUARD SCOTTSDALE FDS
VNG RUS1000IDX
1,4251,4250446,816420,5460.02%-26,270
TOMPKINS FINL CORP(TMP)5,0955,0950429,712401,6900.02%-28,022
HERSHEY CO(HSY)1,2441,2440288,023258,6150.01%-29,408
DEERE & CO(DE)1,5111,5110881,079851,1460.04%-29,933
ABBOTT LABORATORIES3,3583,329-29372,112341,7380.02%-30,374
PUBLIC STORAGE OPER CO(PSA)1,8951,8950543,865513,3180.02%-30,547
MERCK & CO INC(MRK)19,00619,00602,317,4022,286,2320.11%-31,170
UNITEDHEALTH GROUP INC(UNH)2,9002,849-51802,285770,9110.04%-31,374
ASML HLDG NV
N Y REGISTRY SHS
3433430484,662453,0450.02%-31,617
ISHARES TR
MSCI USA VALUE
3,3903,3900514,873482,0240.02%-32,849
ELEVANCE HEALTH INC FORMERLY(ELV)7257250245,761212,2440.01%-33,517
ROCKWELL AUTOMATION INC(ROK)6106100253,162218,9170.01%-34,245
WALMART INC(WMT)6,7106,783+73880,218842,9910.04%-37,227
DISNEY WALT CO(DIS)2,3052,205-100250,548212,5130.01%-38,035
DIMENSIONAL ETF TRUST
US TARGETED VLU
10,65810,6580710,995665,5920.03%-45,403
ILLINOIS TOOL WKS INC(ITW)1,3671,3670401,310355,8160.02%-45,494
VANGUARD INDEX FDS2,5822,566-16707,365660,3600.03%-47,005
ELI LILLY & CO(LLY)494515+21522,741473,6820.02%-49,059
MCDONALDS CORP(MCD)2,1782,132-46712,643662,6880.03%-49,955
BOEING CO(BA)1,1601,1600281,915230,8750.01%-51,040
COMMUNITY FINANCIAL SYSTEM I(CBU)8,6868,6860576,664509,4340.02%-67,230
SCHWAB CHARLES CORP(SCHW)6,1996,1990651,391582,5820.03%-68,809
AUTOMATIC DATA PROCESSING IN2,5232,5230583,721512,6230.02%-71,098
IDEXX LABS INC(IDXX)9089080585,306510,1960.02%-75,110
ISHARES TR2,3462,331-151,071,747993,9380.05%-77,809
MORGAN STANLEY(MS)5,1255,1250922,295843,4210.04%-78,874
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