Securities ▲▼ | Shares | Value ($K) | |||||
|---|---|---|---|---|---|---|---|
Q3 2025 ▲▼ | Q4 2025 ▲▼ | Change ▲▼ | Q3 2025 ▲▼ | Q4 2025 ▲▼ | Weight (%) ▲▼ | Change ▲▼ | |
| ISHARES TR ULTRA SHORT DUR | 85,774 | 718,302 | +632,528 | 4,353 | 36,332 | 4.90% | +31,979 |
| SCHWAB STRATEGIC TR | 1,061,452 | 1,103,954 | +42,502 | 45,600 | 49,910 | 6.73% | +4,310 |
| CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR | 2,169,214 | 2,308,168 | +138,954 | 60,196 | 63,752 | 8.60% | +3,556 |
| VANGUARD WHITEHALL FDS | 394,226 | 410,003 | +15,777 | 33,383 | 36,900 | 4.98% | +3,517 |
| VANGUARD WORLD FD HEALTH CAR ETF | 85,935 | 87,982 | +2,047 | 22,309 | 25,325 | 3.42% | +3,017 |
| SPDR SERIES TRUST ST STR P500ETF | 207,240 | 232,631 | +25,391 | 16,235 | 18,662 | 2.52% | +2,426 |
| VANGUARD INDEX FDS | 23,352 | 31,972 | +8,620 | 5,938 | 8,247 | 1.11% | +2,309 |
| VANGUARD WHITEHALL FDS | 418,105 | 431,269 | +13,164 | 37,450 | 39,440 | 5.32% | +1,990 |
| TWILIO INC(TWLO) | 46,472 | 46,472 | 0 | 4,651 | 6,610 | 0.89% | +1,959 |
| SCHWAB STRATEGIC TR | 366,671 | 435,130 | +68,459 | 8,536 | 10,461 | 1.41% | +1,924 |
| SCHWAB STRATEGIC TR | 100,596 | 149,125 | +48,529 | 2,646 | 4,058 | 0.55% | +1,412 |
| CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT | 527,271 | 534,368 | +7,097 | 22,161 | 23,320 | 3.15% | +1,159 |
| ADVANCED MICRO DEVICES INC(AMD) | 26,962 | 25,700 | -1,262 | 4,362 | 5,504 | 0.74% | +1,142 |
| VANGUARD INDEX FDS | 49,714 | 54,068 | +4,354 | 10,376 | 11,451 | 1.54% | +1,075 |
| VANGUARD SPECIALIZED FUNDS | 114,642 | 116,970 | +2,328 | 24,739 | 25,708 | 3.47% | +969 |
| ISHARES TR | 18,102 | 25,498 | +7,396 | 2,185 | 3,143 | 0.42% | +958 |
| VANGUARD INDEX FDS | 15,730 | 19,094 | +3,364 | 4,621 | 5,542 | 0.75% | +921 |
| FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF | 54,956 | 77,232 | +22,276 | 2,089 | 2,960 | 0.40% | +870 |
| SOFI TECHNOLOGIES INC(SOFI) | 0 | 31,931 | +31,931 | 0 | 836 | 0.11% | +836 |
| ISHARES TR | 0 | 7,249 | +7,249 | 0 | 776 | 0.10% | +776 |
| ISHARES INC MSCI EMRG CHN | 18,799 | 27,885 | +9,086 | 1,269 | 2,027 | 0.27% | +758 |
| APPLE INC(AAPL) | 54,379 | 53,359 | -1,020 | 13,846 | 14,506 | 1.96% | +660 |
| SCHWAB STRATEGIC TR | 109,177 | 128,900 | +19,723 | 3,402 | 4,062 | 0.55% | +660 |
| VANGUARD SCOTTSDALE FDS VNG RUS1000IDX | 0 | 2,098 | +2,098 | 0 | 648 | 0.09% | +648 |
| ISHARES TR | 91,461 | 95,296 | +3,835 | 8,540 | 9,151 | 1.23% | +612 |
| VANGUARD WORLD FD | 198,202 | 197,266 | -936 | 27,300 | 27,846 | 3.76% | +546 |
| VANGUARD WORLD FD | 57,568 | 58,059 | +491 | 14,052 | 14,583 | 1.97% | +531 |
| VANGUARD INTL EQUITY INDEX F | 0 | 6,495 | +6,495 | 0 | 478 | 0.06% | +478 |
| ISHARES TR | 113,079 | 113,882 | +803 | 7,670 | 8,132 | 1.10% | +462 |
| ISHARES TR MSCI USA QLT FCT | 34,871 | 36,446 | +1,575 | 6,782 | 7,239 | 0.98% | +457 |
| SELECT SECTOR SPDR TR ST STR FINL ETF | 415,477 | 415,774 | +297 | 22,382 | 22,772 | 3.07% | +390 |
| VANGUARD STAR FDS | 0 | 4,577 | +4,577 | 0 | 345 | 0.05% | +345 |
| VANGUARD INDEX FDS | 42,361 | 43,602 | +1,241 | 7,395 | 7,734 | 1.04% | +338 |
| SCHWAB STRATEGIC TR | 868,358 | 876,084 | +7,726 | 23,706 | 24,031 | 3.24% | +325 |
| AB ACTIVE ETFS INC CALIF INTER ETF | 0 | 12,673 | +12,673 | 0 | 318 | 0.04% | +318 |
| CISCO SYS INC(CSCO) | 17,318 | 18,984 | +1,666 | 1,185 | 1,462 | 0.20% | +277 |
| GLOBAL X FDS US INFR DEV ETF | 112,440 | 117,846 | +5,406 | 5,356 | 5,632 | 0.76% | +276 |
| ALPHABET INC(GOOG) | 3,393 | 3,460 | +67 | 826 | 1,086 | 0.15% | +259 |
| GOLDMAN SACHS GROUP INC(GS) | 0 | 289 | +289 | 0 | 254 | 0.03% | +254 |
| UNILEVER PLC(UL) | 0 | 3,831 | +3,831 | 0 | 251 | 0.03% | +251 |
| ISHARES TR | 978 | 1,493 | +515 | 458 | 707 | 0.10% | +249 |
| ISHARES TR | 0 | 5,535 | +5,535 | 0 | 247 | 0.03% | +247 |
| ISHARES GOLD TR(IAU) | 0 | 2,993 | +2,993 | 0 | 243 | 0.03% | +243 |
| ALPHABET INC(GOOG) | 3,473 | 3,434 | -39 | 844 | 1,075 | 0.15% | +231 |
| GE VERNOVA INC(GEV) | 0 | 346 | +346 | 0 | 226 | 0.03% | +226 |
| JOHNSON & JOHNSON(JNJ) | 4,769 | 5,359 | +590 | 884 | 1,109 | 0.15% | +225 |
| CATERPILLAR INC(CAT) | 2,268 | 2,280 | +12 | 1,082 | 1,306 | 0.18% | +224 |
| ISHARES TR ESG AWR MSCI USA | 0 | 1,415 | +1,415 | 0 | 211 | 0.03% | +211 |
| MERCK & CO INC(MRK) | 8,154 | 8,473 | +319 | 684 | 892 | 0.12% | +207 |
| VANGUARD WORLD FD INDUSTRIAL ETF | 51,221 | 51,555 | +334 | 15,176 | 15,383 | 2.08% | +207 |
| MCKESSON CORP(MCK) | 0 | 246 | +246 | 0 | 202 | 0.03% | +202 |
| VANGUARD INDEX FDS | 2,907 | 3,331 | +424 | 954 | 1,117 | 0.15% | +163 |
| VANGUARD INDEX FDS | 4,011 | 4,163 | +152 | 2,456 | 2,611 | 0.35% | +154 |
| PIMCO ETF TR ENHANCD SHORT | 7,077 | 8,568 | +1,491 | 700 | 845 | 0.11% | +145 |
| SCHWAB CHARLES CORP(SCHW) | 10,768 | 11,721 | +953 | 1,028 | 1,171 | 0.16% | +143 |
| ISHARES TR CORE MSCI EAFE | 39,391 | 40,013 | +622 | 3,439 | 3,580 | 0.48% | +140 |
| GE AEROSPACE(GE) | 1,188 | 1,593 | +405 | 357 | 491 | 0.07% | +133 |
| EXXON MOBIL CORP | 14,771 | 14,899 | +128 | 1,665 | 1,793 | 0.24% | +128 |
| SPDR S&P 500 ETF TR(SPY) | 1,853 | 1,983 | +130 | 1,235 | 1,352 | 0.18% | +117 |
| AMGEN INC(AMGN) | 3,029 | 2,955 | -74 | 855 | 967 | 0.13% | +112 |
| WELLS FARGO CO NEW(WFC) | 8,634 | 8,856 | +222 | 724 | 825 | 0.11% | +102 |
| VANGUARD WORLD FD | 11,610 | 12,588 | +978 | 805 | 902 | 0.12% | +96 |
| SPDR GOLD TR(GLD) | 2,251 | 2,251 | 0 | 800 | 892 | 0.12% | +92 |
| SALESFORCE INC(CRM) | 1,980 | 2,117 | +137 | 469 | 561 | 0.08% | +91 |
| WALMART INC(WMT) | 5,620 | 5,993 | +373 | 579 | 668 | 0.09% | +88 |
| ELI LILLY & CO(LLY) | 600 | 506 | -94 | 458 | 544 | 0.07% | +86 |
| TAIWAN SEMICONDUCTOR MFG LTD(TSM) | 2,192 | 2,282 | +90 | 612 | 693 | 0.09% | +81 |
| AMERICAN EXPRESS CO(AXP) | 2,000 | 2,012 | +12 | 664 | 744 | 0.10% | +80 |
| COSTCO WHSL CORP NEW(COST) | 1,025 | 1,193 | +168 | 949 | 1,029 | 0.14% | +80 |
| APPLIED MATLS INC | 2,431 | 2,243 | -188 | 498 | 576 | 0.08% | +79 |
| RTX CORPORATION(RTX) | 5,825 | 5,731 | -94 | 975 | 1,051 | 0.14% | +76 |
| ISHARES TR | 4,818 | 4,816 | -2 | 3,225 | 3,298 | 0.44% | +74 |
| NUSHARES ETF TR NUVEEN ESG SMLCP | 5,454 | 6,894 | +1,440 | 241 | 308 | 0.04% | +67 |
| TESLA INC(TSLA) | 638 | 770 | +132 | 284 | 346 | 0.05% | +62 |
| NVIDIA CORPORATION(NVDA) | 14,708 | 15,035 | +327 | 2,744 | 2,804 | 0.38% | +60 |
| ISHARES TR ESG AW MSCI EAFE | 6,004 | 6,468 | +464 | 558 | 615 | 0.08% | +57 |
| SCHWAB STRATEGIC TR | 90,027 | 90,062 | +35 | 2,371 | 2,424 | 0.33% | +52 |
| ISHARES TR | 5,799 | 5,850 | +51 | 1,181 | 1,231 | 0.17% | +50 |
| ISHARES TR | 76,747 | 75,711 | -1,036 | 4,098 | 4,142 | 0.56% | +44 |
| INTEL CORP(INTC) | 8,902 | 9,062 | +160 | 299 | 334 | 0.05% | +36 |
| BANK AMERICA CORP | 6,184 | 6,422 | +238 | 319 | 353 | 0.05% | +34 |
| BROADCOM INC(AVGO) | 674 | 740 | +66 | 222 | 256 | 0.03% | +34 |
| VANGUARD TAX-MANAGED FDS | 14,462 | 14,382 | -80 | 867 | 898 | 0.12% | +32 |
| NOVARTIS AG(NVS) | 1,757 | 1,846 | +89 | 225 | 255 | 0.03% | +29 |
| VANGUARD INDEX FDS | 1,607 | 1,721 | +114 | 300 | 329 | 0.04% | +29 |
| ISHARES INC ESG AWR MSCI EM | 11,433 | 11,888 | +455 | 496 | 525 | 0.07% | +29 |
| COCA COLA CO(KO) | 6,172 | 6,259 | +87 | 409 | 438 | 0.06% | +28 |
| ISHARES TR | 8,607 | 8,677 | +70 | 315 | 342 | 0.05% | +28 |
| INTERNATIONAL BUSINESS MACHS(IBM) | 1,544 | 1,557 | +13 | 436 | 461 | 0.06% | +26 |
| VANGUARD WHITEHALL FDS | 16,355 | 16,228 | -127 | 2,305 | 2,329 | 0.31% | +24 |
| SCHWAB STRATEGIC TR | 46,620 | 46,519 | -101 | 1,382 | 1,399 | 0.19% | +17 |
| INVESCO QQQ TR | 1,119 | 1,119 | 0 | 672 | 687 | 0.09% | +16 |
| JPMORGAN CHASE & CO.(JPM) | 3,210 | 3,189 | -21 | 1,013 | 1,028 | 0.14% | +15 |
| DAILY JOURNAL CORP(DJCO) | 1,426 | 1,386 | -40 | 663 | 675 | 0.09% | +12 |
| AMAZON COM INC(AMZN) | 12,676 | 12,105 | -571 | 2,783 | 2,794 | 0.38% | +11 |
| ISHARES TR | 6,118 | 6,227 | +109 | 869 | 879 | 0.12% | +10 |
| SPDR S&P MIDCAP 400 ETF TR(MDY) | 1,792 | 1,786 | -6 | 1,068 | 1,077 | 0.15% | +9 |
| ISHARES TR | 666 | 667 | +1 | 222 | 229 | 0.03% | +7 |
| VANGUARD INDEX FDS | 1,022 | 1,022 | 0 | 315 | 322 | 0.04% | +7 |
| ENTERPRISE PRODS PARTNERS L(EPD) | 8,234 | 8,234 | 0 | 257 | 264 | 0.04% | +7 |