Fund Holdings — Willow Creek Wealth Management Inc.

Total Portfolio Value

$1.21B

Total Bought

$100.40M

Total Sold

$14.54M

Net Transaction

+$85.86M

Filing Period:Filter:

Securities ▲▼	Shares			Value ($K)
Securities ▲▼	Q2 2025 ▲▼	Q3 2025 ▲▼	Change ▲▼	Q2 2025 ▲▼	Q3 2025 ▲▼	Weight (%) ▲▼	Change ▲▼
DIMENSIONAL ETF TRUST US TARGETED VLU	2,099,217	2,153,099	+53,882	113,274	125,332	10.32%	+12,058
VANGUARD BD INDEX FDS	1,414,161	1,503,962	+89,801	111,295	118,678	9.77%	+7,383
SPDR SERIES TRUST ST STR AGGRE ETF	3,695,021	3,934,831	+239,810	94,593	101,715	8.38%	+7,123
DIMENSIONAL ETF TRUST INTL CORE EQT MK	1,206,131	1,320,407	+114,276	41,696	47,997	3.95%	+6,301
DIMENSIONAL ETF TRUST US EQUI MARK ETF	796,649	819,697	+23,048	53,391	59,379	4.89%	+5,987
ISHARES TR	381,277	421,947	+40,670	40,545	45,056	3.71%	+4,511
DIMENSIONAL ETF TRUST EMERGING MKTS CO	911,055	962,189	+51,134	27,040	30,857	2.54%	+3,817
AMERICAN CENTY ETF TR	418,110	444,586	+26,476	28,519	32,126	2.65%	+3,606
SCHWAB STRATEGIC TR	1,439,578	1,548,759	+109,181	38,408	41,739	3.44%	+3,331
AMERICAN CENTY ETF TR	295,235	299,193	+3,958	23,406	26,637	2.19%	+3,231
APPLE INC(AAPL)	0	60,737	+60,737	0	15,466	1.27%	+15,466
VANGUARD INSTL INDEX FD	33,526	68,843	+35,317	2,533	5,206	0.43%	+2,673
DIMENSIONAL ETF TRUST US MKTWIDE VALUE	1,085,073	1,080,534	-4,539	45,877	48,289	3.98%	+2,412
DIMENSIONAL ETF TRUST GLOBAL REAL EST	560,736	638,861	+78,125	15,045	17,447	1.44%	+2,403
DIMENSIONAL ETF TRUST INTERNATNAL VAL	737,938	732,358	-5,580	31,606	33,776	2.78%	+2,170
VANGUARD INDEX FDS	0	3,361	+3,361	0	1,612	0.13%	+1,612
VANGUARD INDEX FDS	2,691	5,128	+2,437	1,529	3,140	0.26%	+1,612
DIMENSIONAL ETF TRUST US SUSTAINABILTY	318,781	326,933	+8,152	12,512	13,886	1.14%	+1,374
AMERICAN CENTY ETF TR	145,052	146,054	+1,002	13,214	14,537	1.20%	+1,323
VANGUARD WORLD FD INF TECH ETF	477	2,150	+1,673	317	1,606	0.13%	+1,289
SPDR SERIES TRUST ST SHOR CORP ETF	1,070,549	1,107,756	+37,207	32,320	33,554	2.76%	+1,234
VANGUARD BD INDEX FDS	479,154	489,501	+10,347	37,058	38,225	3.15%	+1,167
DIMENSIONAL ETF TRUST US CORE EQT MKT	367,975	365,649	-2,326	15,587	16,732	1.38%	+1,145
VANGUARD INDEX FDS	2,728	6,308	+3,580	764	1,853	0.15%	+1,089
ISHARES TR	0	7,679	+7,679	0	1,042	0.09%	+1,042
SPDR SERIES TRUST ST INTER BD ETF	676,214	699,809	+23,595	22,707	23,717	1.95%	+1,009
VANGUARD MUN BD FDS	0	679,977	+679,977	0	34,046	2.80%	+34,046
AMERICAN CENTY ETF TR	216,488	217,469	+981	14,624	15,560	1.28%	+935
ALPHABET INC(GOOG)	12,809	12,790	-19	2,272	3,115	0.26%	+843
ALPHABET INC(GOOG)	12,410	12,412	+2	2,187	3,017	0.25%	+830
VANGUARD INDEX FDS	4,014	5,997	+1,983	1,220	1,968	0.16%	+748
AMERICAN CENTY ETF TR	136,736	137,460	+724	8,017	8,738	0.72%	+721
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF	0	14,532	+14,532	0	700	0.06%	+700
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL	4,383	11,935	+7,552	374	1,067	0.09%	+693
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG	189,931	195,526	+5,595	5,499	6,165	0.51%	+666
VANGUARD STAR FDS	7,778	16,335	+8,557	537	1,200	0.10%	+663
DIMENSIONAL ETF TRUST WORLD EX US CORE	298,494	299,035	+541	8,767	9,384	0.77%	+617
VANGUARD INDEX FDS	4,149	6,261	+2,112	983	1,592	0.13%	+609
SPDR SERIES TRUST ST SHO TREAS ETF	725,851	745,398	+19,547	21,260	21,855	1.80%	+595
DIMENSIONAL ETF TRUST EMER MARK SU ETF	163,365	165,745	+2,380	6,218	6,810	0.56%	+593
VANGUARD WORLD FD HEALTH CAR ETF	1,554	3,739	+2,185	386	971	0.08%	+585
PROSHARES TR LARGE CAP CRE	0	7,389	+7,389	0	566	0.05%	+566
SPDR SERIES TRUST ST INTER ETF	577,473	593,737	+16,264	16,614	17,159	1.41%	+545
DIMENSIONAL ETF TRUST INTERNATIONAL	254,144	257,374	+3,230	10,016	10,539	0.87%	+524
ISHARES TR	0	8,407	+8,407	0	505	0.04%	+505
DIMENSIONAL ETF TRUST US COR EQU 2 ETF	179,528	179,208	-320	6,434	6,912	0.57%	+478
VANGUARD INTL EQUITY INDEX F	13,149	20,381	+7,232	650	1,104	0.09%	+454
SPDR SERIES TRUST ST STR TIPS ETF	0	620,526	+620,526	0	16,329	1.34%	+16,329
ISHARES TR ESG AWARE MSCI	109,489	109,292	-197	4,525	4,927	0.41%	+402
TESLA INC(TSLA)	0	900	+900	0	400	0.03%	+400
VANGUARD WHITEHALL FDS	0	2,723	+2,723	0	384	0.03%	+384
VANGUARD INDEX FDS	71,794	74,034	+2,240	6,394	6,768	0.56%	+374
INVESCO QQQ TR	1,179	1,701	+522	651	1,021	0.08%	+370
THERMO FISHER SCIENTIFIC INC(TMO)	0	4,344	+4,344	0	2,107	0.17%	+2,107
MANAGER DIRECTED PORTFOLIOS VERT GLB SUST RE	450,265	474,258	+23,993	4,710	5,051	0.42%	+341
MICROSOFT CORP(MSFT)	4,252	4,730	+478	2,115	2,450	0.20%	+335
ORACLE CORP(ORCL)	5,276	5,276	0	1,153	1,484	0.12%	+330
DIMENSIONAL ETF TRUST INTL SMALL CAP V	124,477	123,895	-582	4,097	4,422	0.36%	+325
AMERICAN CENTY ETF TR	91,791	89,985	-1,806	6,297	6,620	0.55%	+323
DIMENSIONAL ETF TRUST US SMALL CAP ETF	41,282	48,267	+6,985	1,215	1,537	0.13%	+322
VANGUARD WORLD FD	0	1,238	+1,238	0	302	0.02%	+302
VANGUARD INDEX FDS	0	1,509	+1,509	0	281	0.02%	+281
HP INC(HPQ)	0	9,900	+9,900	0	270	0.02%	+270
DIMENSIONAL ETF TRUST US REAL ESTA ETF	0	391,044	+391,044	0	9,326	0.77%	+9,326
ISHARES TR	3,050	3,208	+158	1,894	2,148	0.18%	+254
CELESTICA INC(CLS)	0	1,000	+1,000	0	246	0.02%	+246
SPDR GOLD TR(GLD)	1,250	1,741	+491	381	619	0.05%	+238
VANGUARD MALVERN FDS	18,460	22,958	+4,498	928	1,162	0.10%	+234
ISHARES TR	7,807	8,782	+975	1,054	1,279	0.11%	+225
DEERE & CO(DE)	0	472	+472	0	216	0.02%	+216
PERIMETER SOLUTIONS INC(PRM)	0	9,573	+9,573	0	214	0.02%	+214
3M CO(MMM)	0	1,330	+1,330	0	206	0.02%	+206
NVIDIA CORPORATION(NVDA)	3,724	4,255	+531	588	794	0.07%	+206
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF	0	827	+827	0	204	0.02%	+204
INVESCO EXCHANGE TRADED FD T INVESCO MSCI	0	4,241	+4,241	0	202	0.02%	+202
VANGUARD INTL EQUITY INDEX F	0	2,831	+2,831	0	202	0.02%	+202
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD	3,909	6,379	+2,470	311	510	0.04%	+199
DIMENSIONAL ETF TRUST US SMALL CAP ETF	35,728	35,742	+14	2,276	2,447	0.20%	+171
JOHNSON & JOHNSON(JNJ)	0	4,242	+4,242	0	787	0.06%	+787
DIMENSIONAL ETF TRUST INTL CORE EQUITY	86,495	87,194	+699	2,689	2,859	0.24%	+170
ISHARES TR	4,392	4,342	-50	1,865	2,034	0.17%	+169
ISHARES TR	42,212	42,223	+11	2,618	2,755	0.23%	+137
INTEL CORP(INTC)	0	9,398	+9,398	0	315	0.03%	+315
ISHARES TR	0	9,496	+9,496	0	1,050	0.09%	+1,050
BERKLEY W R CORP	33,010	33,010	0	2,425	2,529	0.21%	+104
VANGUARD TAX-MANAGED FDS	0	8,615	+8,615	0	516	0.04%	+516
BERKSHIRE HATHAWAY INC DEL	0	1,154	+1,154	0	580	0.05%	+580
JPMORGAN CHASE & CO.(JPM)	3,475	3,462	-13	1,008	1,092	0.09%	+85
GE AEROSPACE(GE)	1,877	1,877	0	483	565	0.05%	+82
ISHARES TR	7,361	7,361	0	855	927	0.08%	+72
AMERICAN CENTY ETF TR	5,764	6,189	+425	395	465	0.04%	+70
DIMENSIONAL ETF TRUST US LARG VALU ETF	32,954	33,128	+174	1,022	1,090	0.09%	+68
SPDR S&P 500 ETF TR(SPY)	1,373	1,373	0	849	915	0.08%	+66
DIMENSIONAL ETF TRUST ULTR FIX INC ETF	9,353	10,441	+1,088	475	530	0.04%	+56
ISHARES TR ESG AWRE 1 5 YR	0	46,328	+46,328	0	1,173	0.10%	+1,173
AMERICAN CENTY ETF TR	0	7,091	+7,091	0	771	0.06%	+771
NEXTERA ENERGY INC(NEE)	0	3,932	+3,932	0	297	0.02%	+297
ISHARES TR	0	5,145	+5,145	0	611	0.05%	+611
PROCTER AND GAMBLE CO(PG)	0	4,322	+4,322	0	664	0.05%	+664
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF	0	15,805	+15,805	0	715	0.06%	+715

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