Fund Holdings — Willow Creek Wealth Management Inc.

Total Portfolio Value

$1.03B

Total Bought

$63.05M

Total Sold

$9.56M

Net Transaction

+$53.49M

Filing Period:Filter:

Securities ▲▼	Shares			Value ($K)
Securities ▲▼	Q4 2024 ▲▼	Q1 2025 ▲▼	Change ▲▼	Q4 2024 ▲▼	Q1 2025 ▲▼	Weight (%) ▲▼	Change ▲▼
DIMENSIONAL ETF TRUST INTL CORE EQT MK	997,902	1,117,501	+119,599	29,139	34,900	3.40%	+5,761
SCHWAB STRATEGIC TR	1,133,189	1,300,202	+167,013	29,270	34,962	3.40%	+5,692
VANGUARD BD INDEX FDS	1,320,076	1,362,326	+42,250	102,002	106,643	10.38%	+4,641
SPDR SER TR ST STR AGGRE ETF	3,479,841	3,576,418	+96,577	86,961	91,342	8.89%	+4,380
AMERICAN CENTY ETF TR	245,921	281,364	+35,443	16,005	19,622	1.91%	+3,618
DIMENSIONAL ETF TRUST GLOBAL REAL EST	377,774	500,801	+123,027	9,648	13,151	1.28%	+3,503
DIMENSIONAL ETF TRUST INTERNATNAL VAL	746,530	744,415	-2,115	26,487	29,300	2.85%	+2,813
DIMENSIONAL ETF TRUST US SUSTAINABILTY	255,168	343,187	+88,019	9,671	12,290	1.20%	+2,619
AMERICAN CENTY ETF TR	340,264	381,714	+41,450	22,719	24,892	2.42%	+2,172
VANGUARD INSTL INDEX FD	0	26,757	+26,757	0	2,019	0.20%	+2,019
DIMENSIONAL ETF TRUST EMER MARK SU ETF	124,850	182,360	+57,510	4,136	6,142	0.60%	+2,005
DIMENSIONAL ETF TRUST INTERNATIONAL	196,346	240,155	+43,809	6,450	8,379	0.82%	+1,929
SPDR SER TR ST SHOR CORP ETF	1,033,517	1,069,784	+36,267	30,861	32,200	3.14%	+1,340
VANGUARD BD INDEX FDS	472,548	478,170	+5,622	35,314	36,613	3.57%	+1,300
SPDR SER TR ST INTER ETF	501,735	528,896	+27,161	13,988	15,116	1.47%	+1,127
DIMENSIONAL ETF TRUST EMERGING MKTS CO	813,616	844,175	+30,559	21,309	22,337	2.18%	+1,028
AMERICAN CENTY ETF TR	201,107	203,422	+2,315	11,198	12,201	1.19%	+1,004
SPDR SER TR ST INTER BD ETF	631,336	652,237	+20,901	20,683	21,680	2.11%	+998
ISHARES TR	354,349	362,727	+8,378	37,377	38,304	3.73%	+927
AMERICAN CENTY ETF TR	103,643	116,496	+12,853	5,227	5,986	0.58%	+759
SPDR SER TR ST STR TIPS ETF	600,290	603,368	+3,078	15,193	15,917	1.55%	+724
VANGUARD MUN BD FDS	753,987	775,141	+21,154	37,797	38,462	3.75%	+665
DIMENSIONAL ETF TRUST US MKTWIDE VALUE	1,087,836	1,095,961	+8,125	44,514	45,165	4.40%	+650
SPDR SER TR ST SHO TREAS ETF	683,774	698,590	+14,816	19,836	20,427	1.99%	+590
COSTCO WHSL CORP NEW(COST)	16,099	16,099	0	14,751	15,226	1.48%	+475
DIMENSIONAL ETF TRUST WORLD EX US CORE	301,669	303,426	+1,757	7,499	7,950	0.77%	+450
BERKLEY W R CORP	32,892	32,892	0	1,925	2,341	0.23%	+416
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG	168,515	180,691	+12,176	4,275	4,678	0.46%	+403
VANGUARD BD INDEX FDS	26,256	30,591	+4,335	1,888	2,247	0.22%	+359
SUPER MICRO COMPUTER INC(SMCI)	0	10,346	+10,346	0	354	0.03%	+354
DIMENSIONAL ETF TRUST INTL CORE EQUITY	73,182	80,756	+7,574	1,891	2,243	0.22%	+351
VERISIGN INC	7,446	7,362	-84	1,541	1,869	0.18%	+328
DIMENSIONAL ETF TRUST INTL SMALL CAP V	127,269	126,411	-858	3,382	3,681	0.36%	+300
DIMENSIONAL ETF TRUST ULTR FIX INC ETF	0	5,726	+5,726	0	290	0.03%	+290
CISCO SYS INC(CSCO)	103,285	103,668	+383	6,114	6,397	0.62%	+283
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD	0	3,307	+3,307	0	261	0.03%	+261
VANGUARD INDEX FDS	1,928	2,983	+1,055	559	820	0.08%	+261
AMERICAN CENTY ETF TR	105,207	119,486	+14,279	10,156	10,416	1.01%	+260
MANAGER DIRECTED PORTFOLIOS VERT GLB SUST RE	424,449	445,475	+21,026	4,295	4,517	0.44%	+222
ISHARES TR	0	3,283	+3,283	0	209	0.02%	+209
MCKESSON CORP(MCK)	0	308	+308	0	207	0.02%	+207
INTEL CORP(INTC)	0	8,966	+8,966	0	204	0.02%	+204
TJX COS INC NEW(TJX)	0	1,652	+1,652	0	201	0.02%	+201
PROCTER AND GAMBLE CO(PG)	4,273	5,280	+1,007	716	900	0.09%	+183
AMERICAN CENTY ETF TR	7,634	9,893	+2,259	740	914	0.09%	+174
VISA INC(V)	4,708	4,718	+10	1,488	1,653	0.16%	+166
VANGUARD MALVERN FDS	11,728	14,355	+2,627	568	716	0.07%	+148
VANGUARD INDEX FDS	1,115	1,451	+336	601	746	0.07%	+145
WALMART INC(WMT)	4,801	5,995	+1,194	434	526	0.05%	+93
DIMENSIONAL ETF TRUST US COR EQU 2 ETF	151,524	161,600	+10,076	5,241	5,331	0.52%	+90
ISHARES TR ESG AWARE MSCI	94,748	105,986	+11,238	3,984	4,071	0.40%	+87
MCDONALDS CORP(MCD)	769	973	+204	223	304	0.03%	+81
OREILLY AUTOMOTIVE INC(ORLY)	326	326	0	387	467	0.05%	+80
JOHNSON & JOHNSON(JNJ)	4,042	3,987	-55	585	661	0.06%	+77
DIMENSIONAL ETF TRUST US CORE EQT MKT	326,065	345,260	+19,195	13,202	13,272	1.29%	+69
NVIDIA CORPORATION(NVDA)	2,438	3,592	+1,154	327	389	0.04%	+62
MARSH & MCLENNAN COS INC(MRSH)	1,849	1,854	+5	393	452	0.04%	+60
DIMENSIONAL ETF TRUST INFLATION PROTE	35,942	35,956	+14	1,455	1,514	0.15%	+59
VANGUARD INDEX FDS	1,646	1,891	+245	435	489	0.05%	+54
INTERCONTINENTAL EXCHANGE IN(ICE)	2,218	2,231	+13	331	385	0.04%	+54
AFLAC INC(AFL)	6,614	6,614	0	684	735	0.07%	+51
SPDR SER TR ST STR BACKE ETF	92,331	92,285	-46	1,990	2,035	0.20%	+45
JPMORGAN CHASE & CO.(JPM)	3,295	3,404	+109	790	835	0.08%	+45
VANGUARD WORLD FD	7,873	8,438	+565	488	531	0.05%	+43
GE AEROSPACE(GE)	2,002	1,877	-125	334	376	0.04%	+42
INTERNATIONAL BUSINESS MACHS(IBM)	1,265	1,269	+4	278	316	0.03%	+37
CINTAS CORP(CTAS)	1,516	1,516	0	277	312	0.03%	+35
VANGUARD TAX-MANAGED FDS	7,384	7,613	+229	353	387	0.04%	+34
ISHARES TR	10,030	9,923	-107	1,069	1,102	0.11%	+34
ISHARES TR ESG AWRE USD ETF	33,984	34,863	+879	772	804	0.08%	+32
EXXON MOBIL CORP	2,534	2,549	+15	273	303	0.03%	+31
SANOFI(SNY)	4,171	4,171	0	201	231	0.02%	+30
VANGUARD INDEX FDS	2,586	2,931	+345	621	650	0.06%	+29
VANGUARD INTL EQUITY INDEX F	11,107	11,410	+303	489	516	0.05%	+27
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF	27,440	27,440	0	1,244	1,271	0.12%	+27
MASTERCARD INCORPORATED(MA)	1,085	1,086	+1	571	595	0.06%	+24
ISHARES TR CORE MSCI TOTAL	5,925	5,925	0	392	414	0.04%	+22
ISHARES TR	2,656	2,722	+66	201	223	0.02%	+22
ELI LILLY & CO(LLY)	470	459	-11	363	379	0.04%	+16
ISHARES TR	24,871	24,925	+54	2,495	2,509	0.24%	+14
ISHARES TR	4,635	4,635	0	858	872	0.08%	+14
DIMENSIONAL ETF TRUST US LARG VALU ETF	12,620	12,804	+184	379	391	0.04%	+12
UNION PAC CORP(UNP)	1,390	1,391	+1	317	329	0.03%	+12
ISHARES INC ESG AWR MSCI EM	6,838	6,838	0	228	239	0.02%	+11
NETFLIX INC(NFLX)	232	233	+1	207	217	0.02%	+10
AMERICAN CENTY ETF TR	64,072	68,092	+4,020	4,237	4,246	0.41%	+10
UNITEDHEALTH GROUP INC(UNH)	509	510	+1	257	267	0.03%	+10
PROGRESSIVE CORP(PGR)	2,192	1,887	-305	525	534	0.05%	+9
AMERICAN CENTY ETF TR	5,746	5,746	0	338	346	0.03%	+8
BANK AMERICA CORP	6,986	7,544	+558	307	315	0.03%	+8
DIMENSIONAL ETF TRUST CALIF MUN BD ETF	4,984	5,170	+186	249	256	0.02%	+7
ISHARES TR	3,378	3,378	0	327	334	0.03%	+7
BERKSHIRE HATHAWAY INC DEL	1,223	1,047	-176	554	558	0.05%	+3
STARBUCKS CORP(SBUX)	2,808	2,645	-163	256	259	0.03%	+3
NORFOLK SOUTHN CORP(NSC)	1,043	1,046	+3	245	248	0.02%	+3
ISHARES TR	2,731	2,731	0	224	226	0.02%	+2
WISDOMTREE TR(WT)	5,416	5,329	-87	421	423	0.04%	+2
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF	15,805	15,805	0	638	639	0.06%	+1
VANGUARD SPECIALIZED FUNDS	4,053	4,094	+41	794	794	0.08%	+1
ISHARES TR ESG AWRE 1 5 YR	45,591	45,067	-524	1,126	1,126	0.11%	0

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