Fund Holdings

Betterment LLC

Filing Period:
Securities
SharesValue ($K)
Q4 2025
Q1 2026
Change
Q4 2025
Q1 2026
Weight (%)
Change
SPDR State Street Global Advisors091,626,856+91,626,85607,013,12013.28%+7,013,120
J P MORGAN EXCHANGE TRADED06,234,652+6,234,6520293,5270.56%+293,527
SCHWAB STRATEGIC TR028,599,516+28,599,5160733,2921.39%+733,292
VANGUARD TAX MANAGED INTL FD0137,930,799+137,930,79908,838,60616.74%+8,838,606
VANGUARD WHITEHALL FDS INC05,700,214+5,700,2140374,4470.71%+374,447
SPDR State Street Global Advisors08,266,335+8,266,3350377,3580.71%+377,358
ISHARES TR019,583,732+19,583,73202,078,8133.94%+2,078,813
SPDR State Street Global Advisors019,018,965+19,018,9650918,9961.74%+918,996
VANGUARD INDEX FDS0382,432+382,4320228,5220.43%+228,522
Goldman Sachs06,099,166+6,099,1660611,0751.16%+611,075
JP Morgan013,652,039+13,652,0390690,9301.31%+690,930
ISHARES TR02,223,553+2,223,5530111,2670.21%+111,267
SPDR State Street Global Advisors02,148,733+2,148,7330100,7970.19%+100,797
iShares0103,071+103,071019,7700.04%+19,770
iShares04,487,580+4,487,5800464,1500.88%+464,150
VANGUARD MALVERN FDS0176,641+176,641013,7060.03%+13,706
Vanguard0157,973+157,973047,2100.09%+47,210
CAPITAL GROUP CORE BALANCED0330,158+330,158011,3610.02%+11,361
Goldman Sachs03,290,100+3,290,1000141,9020.27%+141,902
J P MORGAN EXCHANGE TRADED0149,776+149,77609,1840.02%+9,184
VANGUARD BD INDEX FD INC06,930,029+6,930,0290345,7390.65%+345,739
GRAYSCALE BITCOIN MINI TR ET(BTC)0272,654+272,65408,1770.02%+8,177
GraniteShares0787,955+787,955020,7000.04%+20,700
AllianceBernstein LP0576,726+576,726062,6090.12%+62,609
SPDR State Street Global Advisors0136,723+136,72305,5580.01%+5,558
Goldman Sachs Asset Management LP0937,751+937,751047,7780.09%+47,778
SCHWAB STRATEGIC TR01,839,896+1,839,896053,5040.10%+53,504
Western Asset Management Co0204,114+204,114020,5460.04%+20,546
Goldman Sachs0856,115+856,115042,2660.08%+42,266
Goldman Sachs01,126,947+1,126,947054,8370.10%+54,837
VANGUARD STAR FD0435,435+435,435033,5760.06%+33,576
VANGUARD INDEX FDS04,864,568+4,864,5680954,4281.81%+954,428
SCHWAB STRATEGIC TR0271,180+271,18008,3200.02%+8,320
JP Morgan Investment Management Inc01,697,584+1,697,584084,4550.16%+84,455
INVESCO EXCH TRADED FD TR0201,037+201,037047,7700.09%+47,770
Dimensional03,427,113+3,427,1130133,1780.25%+133,178
Dimensional Fund Advisors LP0811,170+811,170028,9670.05%+28,967
SPDR State Street Global Advisors056,677+56,67704,2910.01%+4,291
VANGUARD0605,053+605,053067,9290.13%+67,929
ISHARES TR01,529,358+1,529,358068,9130.13%+68,913
SCHWAB STRATEGIC TR0379,938+379,938011,0680.02%+11,068
ISHARES01,906,112+1,906,112070,2210.13%+70,221
Dimensional Fund Advisors LP01,256,555+1,256,555053,0520.10%+53,052
Dimensional Fund Advisors LP0925,468+925,468031,9750.06%+31,975
Dimensional Fund Advisors LP01,583,801+1,583,801056,2720.11%+56,272
BlackRock Fund Advisors01,789,266+1,789,266084,1310.16%+84,131
iShares093,239+93,23907,8730.01%+7,873
Goldman Sachs Asset Management LP084,767+84,76704,2740.01%+4,274
Avantis0179,055+179,055019,7800.04%+19,780
Vanguard0114,733+114,73306,7160.01%+6,716
iShares0127,167+127,16708,6660.02%+8,666
BlackRock Fund Advisors0603,679+603,679031,3490.06%+31,349
NVIDIA CORPORATION(NVDA)030,627+30,62705,3410.01%+5,341
CAPITAL GROUP INTERNATIONAL049,757+49,75701,6470.00%+1,647
iShares0208,442+208,44209,6280.02%+9,628
Dimensional0366,700+366,700022,9000.04%+22,900
SPDR GOLD TRUST(GLD)015,393+15,39306,6230.01%+6,623
N/A(TSLA)08,442+8,44203,1380.01%+3,138
iShares0873,283+873,283036,9490.07%+36,949
ISHARES TR0167,998+167,998016,0340.03%+16,034
ISHARES TR0672,519+672,5190127,5030.24%+127,503
iShares0377,172+377,172017,9500.03%+17,950
Dimensional Fund Advisors LP0447,734+447,734015,6890.03%+15,689
Schwab082,460+82,46002,2970.00%+2,297
VANGUARD INDEX FDS0230,828+230,828060,4580.11%+60,458
BlackRock Fund Advisors0348,450+348,450018,0640.03%+18,064
SPDR S&P 500 ETF TR(SPY)022,080+22,080014,3600.03%+14,360
ISHARES TR072,022+72,02204,8640.01%+4,864
Goldman Sachs01,055,908+1,055,908043,6300.08%+43,630
Dimensional Fund Advisors LP0375,997+375,997014,8290.03%+14,829
AMERICAN CENTY ETF TR013,974+13,97401,0840.00%+1,084
GRAYSCALE ETHEREUM STAKING(ETH)054,477+54,47701,0820.00%+1,082
AMERICAN CENTY ETF TR033,849+33,84902,8720.01%+2,872
iShares01,381,155+1,381,155065,5630.12%+65,563
SCHWAB STRATEGIC TR0795,744+795,744017,1010.03%+17,101
iShares03,182,530+3,182,5300144,7100.27%+144,710
ISHARES TR046,859+46,85905,8250.01%+5,825
Dimensional Fund Advisors LP0381,693+381,69309,0270.02%+9,027
SPDR State Street Global Advisors(GLDM)018,150+18,15001,6820.00%+1,682
JP Morgan Investment Management Inc023,363+23,36301,2560.00%+1,256
iShares(SLV)030,978+30,97802,1110.00%+2,111
iShares0406,901+406,901020,6010.04%+20,601
VANGUARD BD INDEX FD INC0628,308+628,308049,2660.09%+49,266
FIRST TR EXCHANGE-TRADED ALP08,226+8,22607980.00%+798
GOLDMAN SACHS PHYSICAL GOLD(AAAU)017,147+17,14707920.00%+792
N/A(AMZN)017,416+17,41603,6270.01%+3,627
Dimensional Fund Advisors LP0156,211+156,21108,4340.02%+8,434
American Century Investment Management Inc014,947+14,94701,1180.00%+1,118
GOLDMAN SACHS GROUP INC(GS)01,495+1,49501,2650.00%+1,265
Empowered Funds LLC082,611+82,61103,4670.01%+3,467
GOLDMAN SACHS ETF TR0122,070+122,07006,1710.01%+6,171
ABRDN SILVER ETF TRUST019,985+19,98501,4310.00%+1,431
iShares04,483+4,48309810.00%+981
VANGUARD INDEX FDS050,647+50,647010,3210.02%+10,321
SCHWAB STRATEGIC TR026,768+26,76806960.00%+696
VANGUARD INDEX FDS033,395+33,395013,6150.03%+13,615
Dimensional Fund Advisors LP0231,195+231,19508,2720.02%+8,272
N/A03,608+3,60801,7290.00%+1,729
VANGUARD BD INDEX FDS070,857+70,85703,5280.01%+3,528
ISHARES TR0107,647+107,64708,8880.02%+8,888
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