Fund Holdings — Betterment LLC

Total Portfolio Value
$52.79M
Total Bought
$1.53M
Total Sold
$1.52M
Net Transaction
+$14.3K
Filing Period:
Securities
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SharesValue ($K)
Q4 2025
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Q1 2026
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Change
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Q4 2025
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Q1 2026
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Weight (%)
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Change
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SPDR State Street Global Advisors
ST STR P500ETF
83,585,84291,626,856+8,041,0146,7057,01313.28%+308
J P MORGAN EXCHANGE TRADED
CORE PLUS BD ETF
107,6416,234,652+6,127,01152940.56%+288
SCHWAB STRATEGIC TR18,148,92828,599,516+10,450,5884887331.39%+245
VANGUARD TAX MANAGED INTL FD138,588,366137,930,799-657,5678,6588,83916.74%+181
VANGUARD WHITEHALL FDS INC4,659,7475,700,214+1,040,4673143740.71%+60
SPDR State Street Global Advisors
ST STR PO EX ETF
7,414,6968,266,335+851,6393293770.71%+48
ISHARES TR18,990,21819,583,732+593,5142,0342,0793.94%+45
SPDR State Street Global Advisors
ST STR SP600 SML
18,757,51919,018,965+261,4468799191.74%+40
VANGUARD INDEX FDS312,521382,432+69,9111962290.43%+33
Goldman Sachs5,862,1716,099,166+236,9955866111.16%+25
JP Morgan
ULTRA SHRT ETF
13,181,10013,652,039+470,9396676911.31%+24
ISHARES TR
CORE INTL AGGR
1,818,9452,223,553+404,608911110.21%+20
Western Asset Management Co39,342204,114+164,7721210.04%+19
SPDR State Street Global Advisors
ST PORT MARK ETF
1,766,3572,148,733+382,376831010.19%+18
iShares
MSCI USA QLT FCT
14,554103,071+88,5173200.04%+17
iShares
0-5 YR TIPS ETF
4,371,8694,487,580+115,7114484640.88%+17
VANGUARD MALVERN FDS0176,641+176,6410140.03%+14
Vanguard107,899157,973+50,07434470.09%+13
CAPITAL GROUP CORE BALANCED
SHS
0330,158+330,1580110.02%+11
Goldman Sachs3,095,2833,290,100+194,8171331420.27%+9
J P MORGAN EXCHANGE TRADED
US QUALTY FCTR
9,709149,776+140,067190.02%+9
VANGUARD BD INDEX FD INC6,707,9056,930,029+222,1243373460.65%+8
GRAYSCALE BITCOIN MINI TR ET(BTC)0272,654+272,654080.02%+8
GraniteShares
BBG COMMD K 1
660,590787,955+127,36514210.04%+7
AllianceBernstein LP
DISRUPTORS ETF
540,759576,726+35,96756630.12%+6
SPDR State Street Global Advisors
SST SPDR MSCI
7,649136,723+129,074060.01%+5
Goldman Sachs Asset Management LP
MUNI INCOME ETF
831,786937,751+105,96543480.09%+5
SCHWAB STRATEGIC TR1,696,7511,839,896+143,14548540.10%+5
Goldman Sachs756,947856,115+99,16837420.08%+5
Goldman Sachs1,069,6681,126,947+57,27950550.10%+5
VANGUARD STAR FD382,801435,435+52,63429340.06%+5
VANGUARD INDEX FDS4,973,9904,864,568-109,4229509541.81%+4
SCHWAB STRATEGIC TR153,306271,180+117,874480.02%+4
JP Morgan Investment Management Inc
SUST MUNI IN ETF
1,595,8711,697,584+101,71380840.16%+4
INVESCO EXCH TRADED FD TR
NASDAQ 100 ETF
174,080201,037+26,95744480.09%+4
Dimensional
US COR EQU 2 ETF
3,271,3943,427,113+155,7191301330.25%+4
Dimensional Fund Advisors LP
US LARG VALU ETF
740,678811,170+70,49225290.05%+4
SPDR State Street Global Advisors
ST STR MSCI GLB
10,17856,677+46,499140.01%+4
Invesco39,34242,638+3,296150.01%+3
VANGUARD533,681605,053+71,37265680.13%+3
ISHARES TR
INVT GRAD SY ETF
1,436,0341,529,358+93,32466690.13%+3
SCHWAB STRATEGIC TR242,522379,938+137,4168110.02%+3
ISHARES
BROAD USD HIGH
1,795,1761,906,112+110,93667700.13%+3
Dimensional Fund Advisors LP
CORE FIXE IN ETF
1,179,4771,256,555+77,07850530.10%+3
Dimensional Fund Advisors LP
EMERGING MKTS CO
889,780925,468+35,68829320.06%+3
Dimensional Fund Advisors LP
INTL CORE EQUITY
1,563,5461,583,801+20,25554560.11%+2
BlackRock Fund Advisors
ESG AWARE MSCI
1,783,4231,789,266+5,84382840.16%+2
iShares
MSCI JAPAN ETF
72,08593,239+21,154680.01%+2
Goldman Sachs Asset Management LP
ULT SHO MUN ETF
46,69084,767+38,077240.01%+2
Avantis175,362179,055+3,69318200.04%+2
Vanguard
SHORT TERM TREAS
83,775114,733+30,958570.01%+2
iShares
FUTU EXPO TE ETF
99,355127,167+27,812790.02%+2
BlackRock Fund Advisors561,524603,679+42,15530310.06%+2
NVIDIA CORPORATION(NVDA)19,44930,627+11,178450.01%+2
CAPITAL GROUP INTERNATIONAL
SHS
049,757+49,757020.00%+2
iShares
CORE UNIVRSL USD
171,750208,442+36,6928100.02%+2
Dimensional
US TARGETED VLU
357,340366,700+9,36021230.04%+2
SPDR GOLD TRUST(GLD)12,65515,393+2,738570.01%+2
N/A(TSLA)3,7048,442+4,738230.01%+1
iShares
0-5YR HI YL CP
827,737873,283+45,54635370.07%+1
ISHARES TR151,812167,998+16,18615160.03%+1
ISHARES TR695,877672,519-23,3581261280.24%+1
iShares
A RATE CP BD ETF
344,382377,172+32,79017180.03%+1
Dimensional Fund Advisors LP
US SMALL CAP ETF
435,005447,734+12,72914160.03%+1
Schwab34,21282,460+48,248120.00%+1
VANGUARD INDEX FDS229,220230,828+1,60859600.11%+1
BlackRock Fund Advisors324,160348,450+24,29017180.03%+1
SPDR S&P 500 ETF TR(SPY)19,40022,080+2,68013140.03%+1
ISHARES TR56,98872,022+15,034450.01%+1
Goldman Sachs
ACCESS US AGRAT
1,024,2811,055,908+31,62743440.08%+1
Dimensional Fund Advisors LP
INTL SMALL CAP V
361,688375,997+14,30914150.03%+1
AMERICAN CENTY ETF TR013,974+13,974010.00%+1
GRAYSCALE ETHEREUM STAKING(ETH)054,477+54,477010.00%+1
AMERICAN CENTY ETF TR22,04133,849+11,808230.01%+1
iShares
USD GRN BOND ETF
1,345,5831,381,155+35,57265660.12%+1
SCHWAB STRATEGIC TR769,210795,744+26,53416170.03%+1
iShares
ESG AWR MSCI EM
3,254,3233,182,530-71,7931441450.27%+1
ISHARES TR40,79746,859+6,062560.01%+1
Dimensional Fund Advisors LP
US REAL ESTA ETF
354,442381,693+27,251890.02%+1
SPDR State Street Global Advisors(GLDM)9,13318,150+9,017120.00%+1
JP Morgan Investment Management Inc
ACTIVE BOND ETF
7,03923,363+16,324010.00%+1
iShares(SLV)19,35730,978+11,621120.00%+1
iShares
TRS FLT RT BD
391,135406,901+15,76620210.04%+1
VANGUARD BD INDEX FD INC614,397628,308+13,91148490.09%+1
FIRST TR EXCHANGE-TRADED ALP
SML CP GRW ALP
08,226+8,226010.00%+1
GOLDMAN SACHS PHYSICAL GOLD(AAAU)017,147+17,147010.00%+1
N/A(AMZN)12,29517,416+5,121340.01%+1
Dimensional Fund Advisors LP
GLOB CO PLUS ETF
141,867156,211+14,344880.02%+1
American Century Investment Management Inc5,02714,947+9,920010.00%+1
GOLDMAN SACHS GROUP INC(GS)6121,495+883110.00%+1
Empowered Funds LLC
STRIVE 500 ETF
62,19582,611+20,416330.01%+1
GOLDMAN SACHS ETF TR108,056122,070+14,014560.01%+1
ABRDN SILVER ETF TRUST10,77119,985+9,214110.00%+1
iShares1,3114,483+3,172010.00%+1
VANGUARD INDEX FDS46,98450,647+3,66310100.02%+1
SCHWAB STRATEGIC TR026,768+26,768010.00%+1
VANGUARD INDEX FDS29,07333,395+4,32213140.03%+1
Dimensional Fund Advisors LP
EMERGING MKTS VA
224,775231,195+6,420880.02%+1
N/A2,0833,608+1,525120.00%+1
VANGUARD BD INDEX FDS
VANGUARD ULTRA
57,31470,857+13,543340.01%+1
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