Fund Holdings

Betterment LLC

Filing Period:
Securities
SharesValue ($K)
Q2 2025
Q3 2025
Change
Q2 2025
Q3 2025
Weight (%)
Change
SPDR State Street Global Advisors73,909,54478,546,237+4,636,6935,372,4856,153,31212.16%+780,827
VANGUARD TAX MANAGED INTL FD134,083,394137,447,739+3,364,3457,644,0948,235,86916.28%+591,775
VANGUARD INDEX FDS26,303,68725,782,400-521,2877,994,4808,461,01016.72%+466,530
VANGUARD BD INDEX FD INC482,8416,573,354+6,090,51323,674329,1280.65%+305,454
VANGUARD INTL EQUITY INDEX F52,572,12752,475,303-96,8242,600,2172,843,1125.62%+242,895
ISHARES TR23,067,85024,568,480+1,500,6302,288,3312,462,9904.87%+174,659
VANGUARD WHITEHALL FDS INC1,469,3003,314,686+1,845,38696,019221,7520.44%+125,733
SPDR State Street Global Advisors19,155,64720,126,277+970,6301,041,6841,151,0222.27%+109,338
SPDR State Street Global Advisors17,616,69318,142,585+525,892750,471840,3651.66%+89,894
Goldman Sachs5,599,6515,847,849+248,198679,686761,8581.51%+82,172
ISHARES TR11,275,31910,939,405-335,9141,522,6191,593,3243.15%+70,705
iShares3,840,2383,889,897+49,659519,584566,3691.12%+46,785
JP Morgan11,291,07912,178,595+887,516572,232617,8201.22%+45,588
VANGUARD CHARLOTTE FDS17,523,97118,361,174+837,203867,612908,1441.79%+40,532
VANGUARD INDEX FDS5,196,5805,080,035-116,545918,443947,3761.87%+28,933
ISHARES TR687,3321,213,586+526,25431,23255,8860.11%+24,654
SCHWAB STRATEGIC TR16,827,39816,504,113-323,285400,997424,3210.84%+23,324
VANGUARD INDEX FDS3,200,4713,100,066-100,405624,124647,0151.28%+22,891
VANGUARD INDEX FDS4,133,4644,020,310-113,154679,789701,8661.39%+22,077
iShares1,285,6491,292,244+6,595272,326293,1710.58%+20,845
VANGUARD INDEX FDS290,155305,906+15,751127,204146,7160.29%+19,512
ISHARES INC6,383,2126,101,205-282,007383,184402,1910.79%+19,007
SCHWAB STRATEGIC TR18,749,17118,084,620-664,551458,230476,3490.94%+18,119
iShares3,856,1643,888,708+32,544344,047361,5720.71%+17,525
BlackRock Fund Advisors(IBIT)883,1411,085,559+202,41854,05770,5610.14%+16,504
Dimensional2,961,3603,166,372+205,012106,135122,1270.24%+15,992
ISHARES TR10,128,2629,866,920-261,342845,507861,4811.70%+15,974
iShares4,006,4644,140,622+134,158412,305427,9750.85%+15,670
ISHARES TR0292,300+292,300015,2640.03%+15,264
SCHWAB STRATEGIC TR22,942,14122,372,945-569,196507,021520,8421.03%+13,821
VANGUARD INDEX FDS303,933303,612-321172,643185,9260.37%+13,283
Goldman Sachs Asset Management LP530,048775,892+245,84426,46039,4770.08%+13,017
BlackRock Fund Advisors(ETHA)777,894862,405+84,51114,83427,1740.05%+12,340
JP Morgan Investment Management Inc1,134,6281,360,487+225,85956,07368,3240.14%+12,251
INVESCO EXCH TRADED FD TR II116,212154,011+37,79926,39238,0590.08%+11,667
Engine No. 11,520,7771,556,154+35,377110,621122,1270.24%+11,506
AllianceBernstein LP440,990504,303+63,31339,56651,0300.10%+11,464
State Street Global Advisors Inc1,517,9971,506,644-11,35382,54993,8040.19%+11,255
iShares3,346,5423,277,758-68,784131,084142,3200.28%+11,236
Goldman Sachs2,098,8542,174,673+75,81978,09888,5740.18%+10,476
ISHARES TR748,283718,375-29,908118,049127,0160.25%+8,967
ISHARES1,294,5111,510,820+216,30948,55757,0790.11%+8,522
BlackRock Fund Advisors1,747,1781,780,747+33,56972,21180,2760.16%+8,065
SPDR State Street Global Advisors7,726,8597,498,060-228,799312,861320,8420.63%+7,981
SPDR State Street Global Advisors1,934,2221,934,284+6298,510106,0950.21%+7,585
Goldman Sachs3,191,4443,253,245+61,801126,573133,7410.26%+7,168
iShares096,989+96,98906,9770.01%+6,977
Goldman Sachs762,667791,873+29,20652,32759,3030.12%+6,976
VANGUARD STAR FD280,648355,311+74,66319,39026,1010.05%+6,711
Goldman Sachs993,1501,061,442+68,29241,70247,8710.09%+6,169
ISHARES TR1,639,6101,594,763-44,847216,658222,7410.44%+6,083
Western Asset Management Co30,67790,300+59,6233,0899,0930.02%+6,004
Dimensional Fund Advisors LP1,452,9391,553,680+100,74145,17250,9450.10%+5,773
ISHARES TR74,802132,765+57,9637,16412,8070.03%+5,643
Goldman Sachs580,803688,553+107,75028,75634,3730.07%+5,617
iShares1,428,3971,523,360+94,96367,90673,1670.14%+5,261
Dimensional Fund Advisors LP1,031,5551,142,139+110,58443,59448,8380.10%+5,244
iShares591,634696,542+104,90825,52330,1600.06%+4,637
Goldman Sachs1,939,1711,986,093+46,92282,08586,7130.17%+4,628
SPDR State Street Global Advisors1,824,3891,760,723-63,66677,97482,4190.16%+4,445
SPDR State Street Global Advisors1,376,4271,406,903+30,47665,18869,3740.14%+4,186
ISHARES TR149,690144,862-4,82892,94296,9560.19%+4,014
VANGUARD SPECIALIZED PORTFOL143,685154,493+10,80829,40833,3380.07%+3,930
Dimensional Fund Advisors LP279,263310,087+30,82418,66922,3080.04%+3,639
ISHARES TR169,526235,962+66,4368,94412,5130.02%+3,569
SCHWAB STRATEGIC TR1,551,1141,533,125-17,98939,24342,7740.08%+3,531
Dimensional Fund Advisors LP603,824673,543+69,71918,73122,1600.04%+3,429
Dimensional Fund Advisors LP812,552855,439+42,88724,11727,4340.05%+3,317
iShares36,429105,991+69,5621,6844,9510.01%+3,267
Goldman Sachs909,269976,565+67,29637,58940,8010.08%+3,212
Dimensional Fund Advisors LP162,302222,544+60,2426,3709,4510.02%+3,081
SCHWAB STRATEGIC TR4,362,2784,251,449-110,829120,704123,7600.24%+3,056
Van Eck0118,819+118,81902,9030.01%+2,903
iShares276,124331,593+55,46913,98616,7750.03%+2,789
Dimensional159,219182,929+23,71010,67113,2510.03%+2,580
ISHARES1,419,6351,508,421+88,78632,97835,5380.07%+2,560
VANGUARD BD INDEX FD INC570,256600,389+30,13344,87947,3770.09%+2,498
Dimensional342,966358,136+15,17018,50620,8470.04%+2,341
CAMBRIA ETF TR079,190+79,19002,3150.00%+2,315
Goldman Sachs Asset Management LP542,916584,849+41,93322,26524,5520.05%+2,287
ISHARES TR247,289290,719+43,43011,74113,9110.03%+2,170
GOLDMAN SACHS ETF TR238,088246,140+8,05220,93523,0880.05%+2,153
ISHARES TR388,831378,298-10,53375,98578,1220.15%+2,137
VANGUARD557,611533,633-23,97861,13663,2030.12%+2,067
iShares396,933382,197-14,73646,10848,1380.10%+2,030
Dimensional Fund Advisors LP35,76175,038+39,2771,8153,8100.01%+1,995
SPDR State Street Global Advisors2,512,0742,411,815-100,259131,482133,4460.26%+1,964
Vanguard19,83232,727+12,8952,5494,5100.01%+1,961
Avantis179,298183,623+4,32516,33418,2760.04%+1,942
First Trust042,374+42,37401,9140.00%+1,914
GraniteShares551,158617,161+66,00311,56913,4540.03%+1,885
VANGUARD INDEX FDS244,121238,877-5,24468,31270,1680.14%+1,856
SCHWAB STRATEGIC TR633,937707,629+73,69213,41415,2640.03%+1,850
Vanguard Total World Bond ETF309,606334,391+24,78521,46523,2940.05%+1,829
Dimensional Fund Advisors LP315,470341,823+26,35310,38212,2000.02%+1,818
Dimensional Fund Advisors LP399,485426,285+26,80011,75713,5730.03%+1,816
VANGUARD INDEX FDS244,160234,687-9,47357,86159,6760.12%+1,815
Invesco73,45270,473-2,97940,51942,3100.08%+1,791
iShares019,127+19,12701,7890.00%+1,789
SPDR State Street Global Advisors641,658616,039-25,61924,04325,7690.05%+1,726
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