Fund Holdings

Gradient Capital Advisors, LLC

Filing Period:
Securities
SharesValue ($K)
Q4 2025
Q1 2026
Change
Q4 2025
Q1 2026
Weight (%)
Change
ISHARES MSCI EMERGING MARKETS EX CHINA ETF037,853+37,85302,977,5170.77%+2,977,517
DIMENSIONAL GLOBAL CORE PLUS FIXED INCOME ETF164,336217,002+52,6668,885,64811,715,9383.04%+2,830,290
LAM RESEARCH CORP COM NEW(LRCX)21,35720,607-7503,655,8474,402,9211.14%+747,074
DIMENSIONAL US SMALL CAP VALUE ETF197,631203,594+5,9636,500,0847,133,9341.85%+633,850
SCHWAB US DIVIDEND EQUITY ETF143,660149,003+5,3433,940,5924,571,4231.19%+630,831
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF153,383161,880+8,4977,586,3238,085,9062.10%+499,583
CHEVRON CORPORATION COM(CVX)9,2689,242-261,412,5021,912,0800.50%+499,578
ISHARES MSCI JAPAN VALUE ETF010,341+10,3410441,2500.11%+441,250
DIMENSIONAL SHORT-DURATION FIXED INCOME ETF224,458233,695+9,23710,762,76111,189,3172.90%+426,556
DIMENSIONAL US LARGE CAP VALUE ETF123,114128,656+5,5424,211,7304,594,3061.19%+382,576
SPDR GOLD SHARES(GLD)9,3169,446+1303,692,0244,064,5191.05%+372,495
FIRST EAGLE OVERSEAS EQUITY ETF07,360+7,3600371,3860.10%+371,386
MICRON TECHNOLOGY INC COM(MU)01,069+1,0690361,1510.09%+361,151
DIMENSIONAL US REAL ESTATE ETF206,004214,197+8,1934,717,7395,065,7591.31%+348,020
DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF230,304229,480-8247,618,4547,928,5242.06%+310,070
VANGUARD FTSE DEVELOPED MARKETS ETF113,158114,961+1,8037,068,9807,366,7011.91%+297,721
DIMENSIONAL U.S. TARGETED VALUE ETF140,565138,540-2,0258,369,2418,651,8452.24%+282,604
VANGUARD SHORT-TERM CORPORATE BOND ETF171,922176,181+4,25913,707,30713,965,9013.62%+258,594
AVANTIS U.S. MID CAP EQUITY ETF20,10722,776+2,6691,420,3581,645,3380.43%+224,980
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF142,641143,898+1,2574,668,6564,888,2271.27%+219,571
LOCKHEED MARTIN CORP COM(LMT)1,7261,733+7834,5771,047,3190.27%+212,742
SOUTHERN CO COM(SO)02,164+2,1640208,8590.05%+208,859
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF02,477+2,4770204,9400.05%+204,940
TAIWAN SEMICONDUCTOR MANUFACT SPONSORED ADS(TSM)5,8845,868-161,788,0891,983,0910.51%+195,002
JOHNSON & JOHNSON COM(JNJ)5,4295,389-401,123,4381,317,1740.34%+193,736
EXXON MOBIL CORP COM(XOM)3,7213,696-25447,745627,0240.16%+179,279
COSTCO WHOLESALE CORPORATION COM(COST)939941+2810,104937,3940.24%+127,290
VANGUARD VALUE ETF10,99311,267+2742,099,5102,210,4920.57%+110,982
CATERPILLAR INC COM(CAT)1,1201,056-64641,475747,9980.19%+106,523
AVANTIS U.S. SMALL CAP VALUE ETF13,07812,981-971,333,6941,434,0110.37%+100,317
WP CAREY INC COM(WPC)27,99727,925-721,801,8731,897,7910.49%+95,918
SCHWAB U.S. MID-CAP ETF315,981309,690-6,2919,501,5499,588,0022.49%+86,453
STATE STREET ENERGY SELECT SECTOR SPDR ETF5,6955,534-161254,628339,0250.09%+84,397
STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF321,999315,068-6,93114,299,97614,382,8543.73%+82,878
AVANTIS INTERNATIONAL SMALL CAP VALUE ETF21,97521,489-4862,064,9912,145,8920.56%+80,901
AMGEN INC COM(AMGN)3,0893,096+71,011,1051,089,3180.28%+78,213
INTEL CORP COM(INTC)9,2819,301+20342,459410,4410.11%+67,982
APPLIED MATLS INC COM832819-13213,816279,9260.07%+66,110
FEDEX CORP COM(FDX)9659650278,750343,7140.09%+64,964
STATE STREET CONSUMER STAPLES SELECT SECTOR SPDR ETF11,05311,055+2858,594906,2810.23%+47,687
BANK NEW YORK MELLON CORP COM13,34213,395+531,548,8731,589,0490.41%+40,176
AVANTIS U.S. LARGE CAP VALUE ETF3,6533,892+239276,788313,7340.08%+36,946
ISHARES SILVER TRUST(SLV)24,71323,899-8141,592,0111,628,4780.42%+36,467
PFIZER INC COM(PFE)10,33410,356+22257,320290,8060.08%+33,486
NETFLIX INC. COM(NFLX)6,5806,705+125616,941644,6860.17%+27,745
WALMART INC COM(WMT)2,8032,735-68312,314339,9260.09%+27,612
VANGUARD SMALL-CAP ETF13,03712,940-973,362,7723,389,2410.88%+26,469
ISHARES CORE S&P SMALL CAP ETF6,3286,329+1760,553786,7670.20%+26,214
DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF22,96222,9620791,271815,8400.21%+24,569
STATE STREET SPDR S&P REGIONAL BANKING ETF3,3223,680+358215,291239,7450.06%+24,454
DIMENSIONAL US MARKETWIDE VALUE ETF130,449125,919-4,5306,077,6266,102,0461.58%+24,420
SPDR GOLD MINISHARES TRUST OF BENEFICIAL INTEREST(GLDM)27,81825,883-1,9352,374,8232,399,0950.62%+24,272
STARBUCKS CORP COM(SBUX)3,9583,964+6333,337355,1680.09%+21,831
STATE STREET UTILITIES SELECT SECTOR SPDR ETF6,0966,0960260,238279,7450.07%+19,507
INVESCO S&P 500 LOW VOLATILITY ETF120,329120,936+6073,789,7153,805,6470.99%+15,932
VANGUARD HIGH DIVIDEND YIELD INDEX ETF5,3775,307-70771,751785,9370.20%+14,186
VANGUARD SHORT-TERM BOND ETF10,66610,894+228840,572854,2280.22%+13,656
RTX CORPORATION COM(RTX)1,2561,2560230,350242,2820.06%+11,932
DIMENSIONAL US CORE EQUITY MARKET ETF4,6215,023+402216,263226,6380.06%+10,375
DIMENSIONAL U.S. CORE EQUITY 2 ETF24,80325,524+721981,965991,8600.26%+9,895
ISHARES SELECT U.S. REIT ETF4,1204,1200245,840254,9870.07%+9,147
TJX COS INC NEW COM(TJX)1,4971,4970229,954239,0710.06%+9,117
CITIZENS FINL GROUP INC COM(CFG)4,5754,5750267,226274,3630.07%+7,137
WISDOMTREE U.S. TOTAL DIVIDEND FUND(WT)4,8154,8150408,697415,8230.11%+7,126
DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF15,77115,599-172601,033607,7370.16%+6,704
YUM BRANDS INC COM(YUM)1,5271,525-2231,005237,1070.06%+6,102
ISHARES MSCI EAFE ETF4,8854,8850469,107474,4800.12%+5,373
ISHARES MICRO-CAP ETF1,5101,5100238,127241,0110.06%+2,884
SCHWAB US TIPS ETF20,70320,7030548,422550,9070.14%+2,485
PROCTER & GAMBLE CO COM(PG)1,7811,7810255,216257,2550.07%+2,039
DIMENSIONAL U.S. EQUITY MARKET ETF5,1025,364+262378,415380,3610.10%+1,946
UR-ENERGY INC COM10,00010,000013,90014,9000.00%+1,000
ISHARES TIPS BOND ETF2,0702,0700227,514228,4450.06%+931
REGENERON PHARMACEUTICALS COM(REGN)3843840296,398296,6940.08%+296
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF12,31212,3120298,320298,4430.08%+123
DIMENSIONAL GLOBAL CREDIT ETF4,9614,9610269,073268,5620.07%-511
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF13,02013,0200316,126315,6050.08%-521
VANGUARD ULTRA-SHORT BOND ETF10,87510,8750542,010541,4120.14%-598
STATE STREET SPDR BLOOMBERG SHORT TERM HIGH YIELD BOND ETF10,35410,460+106262,163261,2910.07%-872
ISHARES IBONDS DEC 2028 TERM CORPORATE ETF9,5329,5320242,637241,4460.06%-1,191
ISHARES CORE S&P MID-CAP ETF5,6055,460-145369,906368,6900.10%-1,216
DIMENSIONAL CALIFORNIA MUNICIPAL BOND ETF5,3865,3860269,732268,4920.07%-1,240
SCHWAB EMERGING MARKETS EQUITY ETF14,53214,400-132475,935474,4920.12%-1,443
MARRIOTT INTL INC NEW CL A(MAR)678638-40210,343208,6710.05%-1,672
INVESCO BULLETSHARES 2030 MUNICIPAL BOND ETF9,3819,3810206,617204,6320.05%-1,985
STATE STREET SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF19,42519,432+7586,621584,3310.15%-2,290
ISHARES S&P 500 VALUE ETF2,5232,5230535,053532,7310.14%-2,322
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF4,1414,1410223,117220,3840.06%-2,733
ISHARES IBONDS DEC 2029 TERM CORPORATE ETF21,08621,0860493,518490,4600.13%-3,058
FT VEST LADDERED BUFFER ETF6,3826,3820218,647215,5200.06%-3,127
SCHWAB U.S. SMALL-CAP ETF45,54244,481-1,0611,297,0441,293,4940.34%-3,550
ISHARES IBONDS DEC 2033 TERM CORPORATE ETF16,33316,3330426,945422,2080.11%-4,737
INVESCO BULLETSHARES 2031 MUNICIPAL BOND ETF19,70419,7040416,444411,4250.11%-5,019
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF4,9404,948+8544,338539,2450.14%-5,093
ISHARES IBONDS DEC 2034 TERM CORPORATE ETF17,98617,9860474,291468,7150.12%-5,576
ISHARES CORE U.S. AGGREGATE BOND ETF5,0194,977-42501,298494,0670.13%-7,231
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF10,27710,120-157523,510515,9180.13%-7,592
STATE STREET SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST(DIA)4634630222,504214,4570.06%-8,047
SCHWAB INTERNATIONAL EQUITY ETF448,349435,148-13,20110,778,31610,769,9192.79%-8,397
ISHARES CORE MSCI EAFE ETF6,5456,372-173585,507576,8480.15%-8,659
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