Fund HoldingsRETIREMENT INCOME SOLUTIONS, INC

Total Portfolio Value
$589.62M
Total Bought
$222.42M
Total Sold
$221.37M
Net Transaction
+$1.05M
Filing Period:
Securities
SharesValue ($K)
Q3 2025
Q4 2025
Change
Q3 2025
Q4 2025
Weight (%)
Change
SPDR SERIES TRUST
ST STR P500ETF
01,797,996+1,797,9960144,23524.46%+144,235
SPDR SERIES TRUST
ST STR P400MID
0702,621+702,621040,6896.90%+40,689
SPDR SERIES TRUST
ST STR SP500FF
0173,073+173,07309,7251.65%+9,725
SPDR SERIES TRUST
ST STR P500GRW
033,785+33,78503,6050.61%+3,605
SELECT SECTOR SPDR TR
ST STR TECHN ETF
023,178+23,17803,3370.57%+3,337
DIMENSIONAL ETF TRUST
EMGR CRE EQT MNG
18,630112,093+93,4635873,6510.62%+3,063
SPDR SERIES TRUST
ST STR P500VAL
042,796+42,79602,4310.41%+2,431
AMERICAN CENTY ETF TR25,11347,330+22,2171,9813,8960.66%+1,915
WORLD GOLD TR(GLDM)133,593131,546-2,04710,21311,2301.90%+1,017
SPDR SERIES TRUST
SPDR S&P 500 ESG
015,284+15,28401,0110.17%+1,011
SELECT SECTOR SPDR TR
ST STR ENERG ETF
022,042+22,04209850.17%+985
ISHARES TR
ESG AWR MSCI USA
49,05154,307+5,2567,1428,0911.37%+949
SPDR SERIES TRUST
ST STR SP METAL
08,858+8,85809180.16%+918
SPDR SERIES TRUST
ST STR AGGRE ETF
023,997+23,99706180.10%+618
ALPHABET INC(GOOG)8,4018,442+412,0422,6420.45%+600
INVESCO EXCH TRADED FD TR II
NASDAQ 100 ETF
02,286+2,28605780.10%+578
J P MORGAN EXCHANGE TRADED F
MUNICIPAL ETF
131,496142,367+10,8716,6377,1901.22%+553
SELECT SECTOR SPDR TR
ST STR FINL ETF
010,062+10,06205510.09%+551
J P MORGAN EXCHANGE TRADED F
ACTIVE BOND ETF
08,908+8,90804820.08%+482
ALPHABET INC(GOOG)6,8206,828+81,6612,1430.36%+482
SPDR S&P 500 ETF TR(SPY)71,46370,380-1,08347,60747,9938.14%+386
SPDR SERIES TRUST
ST STR SW SERV
01,979+1,97903700.06%+370
FIDELITY COVINGTON TRUST
ENHANCED SML CAP
138,974143,461+4,4875,0815,4200.92%+339
SPDR SERIES TRUST
ST SHO TREAS ETF
011,109+11,10903250.06%+325
VANGUARD INDEX FDS4,2934,652+3592,6292,9170.49%+288
ISHARES TR39,92541,040+1,1155,5195,8070.98%+288
ISHARES TR18,25922,761+4,5029751,2450.21%+270
SPDR SERIES TRUST
ST STR SP TRANS
02,777+2,77702540.04%+254
THERMO FISHER SCIENTIFIC INC(TMO)0408+40802360.04%+236
VANGUARD INTL EQUITY INDEX F13,93016,650+2,7209941,2250.21%+231
CAPITAL ONE FINL CORP(COF)0919+91902230.04%+223
SPDR SERIES TRUST
ST STR SP400GRW
02,349+2,34902170.04%+217
SCHWAB STRATEGIC TR56,20061,608+5,4081,7932,0100.34%+216
ADVANCED MICRO DEVICES INC(AMD)01,000+1,00002140.04%+214
TRI CONTL CORP(TY)06,213+6,21302030.03%+203
LAM RESEARCH CORP(LRCX)4,2224,472+2505657660.13%+200
ISHARES TR01,186+1,18602000.03%+200
ISHARES TR08,548+8,54802000.03%+200
ISHARES TR
IBDS DEC28 ETF
07,858+7,85802000.03%+200
VANGUARD TAX-MANAGED FDS5,6058,436+2,8313365270.09%+191
APPLE INC(AAPL)21,31520,530-7855,4285,5810.95%+154
VANGUARD WORLD FD1,4141,723+3095697110.12%+142
ISHARES TR31,80831,830+222,9703,0570.52%+87
NVIDIA CORPORATION(NVDA)9,5089,871+3631,7741,8410.31%+67
MERCK & CO INC(MRK)06,047+6,04706370.11%+637
ELI LILLY & CO(LLY)01,643+1,64301,7660.30%+1,766
ISHARES TR26,32526,284-413,1783,2400.55%+62
BROADCOM INC(AVGO)1,6161,713+975335930.10%+60
STANDARD LITHIUM LTD53,30053,30001802380.04%+59
INTERNATIONAL BUSINESS MACHS(IBM)02,569+2,56907610.13%+761
VANGUARD INDEX FDS7,0327,03202,3082,3580.40%+50
ISHARES INC
MSCI EMRG CHN
6,3906,600+2104314800.08%+48
VANGUARD INDEX FDS5,5215,52102,6482,6930.46%+46
EXXON MOBIL CORP03,133+3,13303770.06%+377
AMGEN INC(AMGN)01,485+1,48504860.08%+486
VALLEY NATL BANCORP(VLY)37,09737,09703934330.07%+40
3M CO(MMM)01,844+1,84402950.05%+295
COCA COLA CO(KO)010,635+10,63507430.13%+743
WALMART INC(WMT)02,230+2,23002480.04%+248
ISHARES INC
ESG AWR MSCI EM
6,9487,628+6803023370.06%+35
VANECK ETF TRUST
GOLD MINERS ETF
3,7263,72602853200.05%+35
VISA INC(V)01,112+1,11203900.07%+390
SALESFORCE INC(CRM)01,423+1,42303770.06%+377
INNOVATOR ETFS TRUST
US EQTY PWR BUF
39,63939,63901,6281,6560.28%+29
ISHARES GOLD TR(IAU)3,1723,17202312570.04%+27
AMERICAN EXPRESS CO(AXP)0695+69502570.04%+257
INNOVATOR ETFS TRUST
US EQTY PWR BUF
21,48621,400-869841,0060.17%+22
DBX ETF TR15,44815,341-1077177380.13%+21
VANGUARD INDEX FDS5,7585,730-281,0741,0940.19%+21
INVESCO EXCHANGE TRADED FD T
S&P500 EQL WGT
37,20236,945-2577,0577,0771.20%+20
VANGUARD SCOTTSDALE FDS
VNG RUS1000IDX
2,8702,87008688870.15%+19
RTX CORPORATION(RTX)1,5391,508-312582770.05%+19
DIMENSIONAL ETF TRUST
WORLD EX US CORE
013,691+13,69104480.08%+448
BNY MELLON ETF TRUST
US LRG CP CORE
7,4607,46009589760.17%+18
SPDR S&P MIDCAP 400 ETF TR(MDY)10,41910,323-966,2106,2281.06%+18
ISHARES INC3,9853,98507247400.13%+17
ISHARES TR24,77125,012+2412,3922,4080.41%+16
SCHWAB STRATEGIC TR28,45528,45507507660.13%+16
BRIDGEBIO PHARMA INC(BBIO)5,0003,599-1,4012602750.05%+16
INNOVATOR ETFS TRUST
US EQTY BUFR JUN
014,103+14,10306590.11%+659
INNOVATOR ETFS TRUST
US EQTY BUFR JAN
06,757+6,75703720.06%+372
ISHARES TR4,0004,00006586720.11%+14
ISHARES TR4,3924,39205535660.10%+13
BOEING CO(BA)01,021+1,02102220.04%+222
CF BANKSHARES INC011,843+11,84302950.05%+295
INNOVATOR ETFS TRUST
US EQT PWR BUF
013,545+13,54505300.09%+530
CINCINNATI FINL CORP(CINF)01,950+1,95003180.05%+318
INNOVATOR ETFS TRUST
US EQTY PWR BUF
012,013+12,01305580.09%+558
VANGUARD WORLD FD02,865+2,86504040.07%+404
DIMENSIONAL ETF TRUST
US COR EQU 2 ETF
09,410+9,41003730.06%+373
VANGUARD WHITEHALL FDS03,444+3,44404940.08%+494
PNC FINL SVCS GROUP INC(PNC)01,103+1,10302300.04%+230
ISHARES TR1,7581,75803113190.05%+8
INNOVATOR ETFS TRUST
US EQTY PWR BF
09,432+9,43204080.07%+408
INNOVATOR ETFS TRUST
US EQTY PWR BUF
9,1549,15403934000.07%+7
ISHARES TR1,6391,63903974030.07%+7
INNOVATOR ETFS TRUST
US EQTY BUF NOV
06,459+6,45902870.05%+287
INNOVATOR ETFS TRUST
US EQTY BUFR JUL
05,368+5,36802720.05%+272
PALANTIR TECHNOLOGIES INC(PLTR)3,3173,437+1206056110.10%+6
VANGUARD INDEX FDS0839+83902640.04%+264
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