Fund HoldingsERn Financial, LLC

Total Portfolio Value
$531.85M
Total Bought
$168.20M
Total Sold
$144.07M
Net Transaction
+$24.13M
Filing Period:
Securities
SharesValue ($K)
Q3 2025
Q4 2025
Change
Q3 2025
Q4 2025
Weight (%)
Change
SPDR SERIES TRUST
ST STR P500GRW
0380,325+380,325040,5817.63%+40,581
SPDR SERIES TRUST
ST STR P500VAL
0676,263+676,263038,4197.22%+38,419
SPDR SERIES TRUST
ST STR SP400VAL
0175,750+175,750014,8772.80%+14,877
SPDR SERIES TRUST
ST STR AGGRE ETF
0352,597+352,59709,0791.71%+9,079
SPDR SERIES TRUST
ST STR TIPS ETF
0345,832+345,83208,9741.69%+8,974
SPDR SERIES TRUST
ST STR SP400GRW
092,965+92,96508,5931.62%+8,593
SPDR SERIES TRUST
ST STR P500ETF
097,067+97,06707,7871.46%+7,787
J P MORGAN EXCHANGE TRADED F
U S TEC LEA ETF
073,977+73,97706,6631.25%+6,663
SPDR SERIES TRUST
ST STR SP600GRWO
050,375+50,37504,7450.89%+4,745
VANECK ETF TRUST
REAL ASSETS ETF
098,341+98,34103,4350.65%+3,435
ISHARES TR
CORE MSCI EAFE
175,090197,956+22,86615,28717,7093.33%+2,422
BLACKROCK ETF TRUST II068,573+68,57302,2680.43%+2,268
SPDR SERIES TRUST
ST STR SP600SM C
016,754+16,75401,5240.29%+1,524
SPDR INDEX SHS FDS
ST STR PO EX ETF
678,050684,153+6,10329,01430,3835.71%+1,369
JOHN HANCOCK EXCHANGE TRADED
MLTFCTR LRG CAP
117,486131,506+14,0209,20710,5011.97%+1,293
AMERICAN CENTY ETF TR58,31364,111+5,7987,0238,1321.53%+1,109
PIMCO ETF TR
MULTISECTOR BD
398,195438,407+40,21210,68811,6972.20%+1,009
SPDR SERIES TRUST
ST STR P400MID
012,940+12,94007490.14%+749
PUTNAM ETF TRUST131,875139,276+7,4015,6346,3471.19%+713
VICTORY PORTFOLIOS II
SHORT TRM BD ETF
301,014315,306+14,29215,34916,0303.01%+681
AMERICAN CENTY ETF TR163,467167,024+3,55712,27812,8642.42%+586
DIMENSIONAL ETF TRUST
CORE FIXE IN ETF
234,263249,044+14,78110,01710,5991.99%+582
J P MORGAN EXCHANGE TRADED F
ACTIVE BOND ETF
80,72590,866+10,1414,3724,9130.92%+541
FIRST TR EXCH TRADED FD III
MANAGD MUN ETF
149,560158,806+9,2467,5838,1211.53%+538
DIMENSIONAL ETF TRUST
WORLD EX US CORE
322,197324,812+2,61510,11110,6312.00%+521
SPDR SERIES TRUST
ST STR SP600 SML
011,042+11,04205170.10%+517
SPDR SERIES TRUST
ST STR CONV ETF
05,607+5,60705000.09%+500
ISHARES TR71,25674,021+2,7656,6537,1081.34%+455
ISHARES TR04,416+4,41604250.08%+425
BLACKROCK ETF TRUST
ISHARES US EQUIT
73,02477,151+4,1274,3234,6920.88%+369
CAPITAL GROUP NEW GEOGRAPHY
SHS
010,707+10,70703420.06%+342
ISHARES TR
MSCI USA QLT FCT
56,55056,958+40810,99911,3132.13%+314
FIRST TR EXCHNG TRADED FD VI
FT VEST US EQT
53,55757,388+3,8312,8333,1470.59%+314
JOHN HANCOCK EXCHANGE TRADED
MULTIFACTOR MI
54,46758,329+3,8623,5233,8190.72%+296
CAPITAL GROUP INTL FOCUS EQT
SHS CREAT UNIT
54,91064,220+9,3101,6261,8980.36%+271
FAIR ISAAC CORP(FICO)01,367+1,36702,3110.43%+2,311
MICRON TECHNOLOGY INC(MU)0889+88902540.05%+254
SALESFORCE INC(CRM)0948+94802510.05%+251
FIRST TR EXCHNG TRADED FD VI
SMITH OPPORT FXD
130,284136,125+5,8415,7876,0331.13%+246
APPLE INC(AAPL)17,73217,507-2254,5154,7590.89%+244
FIRST TR EXCHANGE-TRADED FD
SHS
56,29261,707+5,4152,6032,8430.53%+241
AMPHENOL CORP NEW01,709+1,70902310.04%+231
INVESCO EXCH TRADED FD TR II01,863+1,86302220.04%+222
ISHARES GOLD TR(IAU)17,10217,673+5711,2451,4350.27%+190
ELI LILLY & CO(LLY)0608+60806530.12%+653
J P MORGAN EXCHANGE TRADED F
ULTRA SHT MUNCPL
87,43191,152+3,7214,4624,6430.87%+181
INVESCO EXCHANGE TRADED FD T
S&P500 QUALITY
20,69022,602+1,9121,5161,6960.32%+180
AMERICAN CENTY ETF TR62,64062,891+2516,2356,4141.21%+179
INVESCO QQQ TR2,7322,960+2281,6401,8180.34%+178
ALPHABET INC(GOOG)2,5062,499-76107840.15%+174
AMAZON COM INC(AMZN)05,151+5,15101,1890.22%+1,189
VANGUARD INDEX FDS10,76210,765+36,5916,7511.27%+161
ALPHABET INC(GOOG)3,0502,875-1757419000.17%+158
ISHARES TR06,121+6,12104,1930.79%+4,193
DIMENSIONAL ETF TRUST
INTL SMALL CAP E
51,04252,995+1,9531,6141,7460.33%+131
ISHARES TR044,993+44,99305,4071.02%+5,407
FIDELITY COVINGTON TRUST21,51423,409+1,8951,1991,3270.25%+129
WISDOMTREE TR(WT)22,87625,222+2,3461,0521,1780.22%+126
PIMCO ETF TR
INTER MUN BD ACT
128,661130,377+1,7166,7266,8331.28%+107
SCHWAB STRATEGIC TR59,35062,275+2,9252,1462,2460.42%+100
J P MORGAN EXCHANGE TRADED F
EQUITY PREMIUM
17,40518,994+1,5899941,0870.20%+93
ISHARES INC
MSCI EMRG CHN
18,01517,982-331,2161,3070.25%+91
ISHARES TR8,0668,705+6398068930.17%+86
AMERICAN CENTY ETF TR015,900+15,90008010.15%+801
ISHARES TR490640+1502303030.06%+73
VANGUARD INDEX FDS20,20020,105-953,7673,8400.72%+73
EXACT SCIENCES CORP(EXK)10,8246,479-4,3455926580.12%+66
VANGUARD TAX-MANAGED FDS27,87027,743-1271,6701,7330.33%+63
VANGUARD INDEX FDS22,48822,224-26410,78510,8422.04%+57
ISHARES TR
GLOBAL REIT ETF
409,148421,282+12,13410,45810,5111.98%+53
VANGUARD INDEX FDS1,8581,974+1166106620.12%+52
EXXON MOBIL CORP06,194+6,19407450.14%+745
AMERICAN CENTY ETF TR9,13910,189+1,0505866360.12%+50
ISHARES TR036,408+36,40802,4030.45%+2,403
FORD MTR CO(F)38,71938,804+854635090.10%+46
VANGUARD SCOTTSDALE FDS
VNG RUS1000GRW
59,58859,310-2787,1807,2211.36%+41
PACER FDS TR
US CASH COWS 100
33,86632,936-9301,9461,9820.37%+35
BERKSHIRE HATHAWAY INC DEL01,588+1,58807980.15%+798
ROCKWELL AUTOMATION INC(ROK)86186103013350.06%+34
SHOPIFY INC(SHOP)3,3413,290-514975300.10%+33
HARTFORD FDS EXCHANGE TRADED
MUN OPORTUNITE
208,833208,888+558,1388,1701.54%+31
CISCO SYS INC(CSCO)03,543+3,54302730.05%+273
ASML HOLDING N V
N Y REGISTRY SHS
269268-12602870.05%+27
WALMART INC(WMT)4,0413,972-694164430.08%+26
DIMENSIONAL ETF TRUST
US COR EQU 2 ETF
28,00027,877-1231,0801,1040.21%+24
SPDR S&P 500 ETF TR(SPY)2,1222,107-151,4141,4370.27%+23
DIMENSIONAL ETF TRUST
US CORE EQT MKT
62,99362,074-9192,8832,9050.55%+23
BOEING CO(BA)1,6001,676+763453640.07%+19
VANGUARD SPECIALIZED FUNDS5,6945,670-241,2291,2460.23%+17
VANGUARD INDEX FDS3,4093,410+11,0151,0300.19%+16
INTERNATIONAL BUSINESS MACHS(IBM)01,203+1,20303560.07%+356
FIRST BUSINESS FINL SVCS INC04,615+4,61502510.05%+251
SCHWAB STRATEGIC TR20,08120,124+435295420.10%+13
PALANTIR TECHNOLOGIES INC(PLTR)1,2901,393+1032352480.05%+12
JPMORGAN CHASE & CO.(JPM)01,549+1,54904990.09%+499
ISHARES TR
ESG AW MSCI EAFE
10,26810,142-1269559640.18%+10
FIDELITY NATL INFORMATION SV(FIS)04,545+4,54503020.06%+302
VANGUARD INDEX FDS2,7822,78205815890.11%+9
MCKESSON CORP(MCK)277271-62142220.04%+8
VANGUARD INDEX FDS2,0532,05305225300.10%+8
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