Fund HoldingsCharter Oak Capital Management, LLC

Total Portfolio Value
$1.31B
Total Bought
$68.15M
Total Sold
$35.60M
Net Transaction
+$32.55M
Filing Period:
Securities
SharesValue ($K)
Q3 2025
Q4 2025
Change
Q3 2025
Q4 2025
Weight (%)
Change
VANGUARD BD INDEX FDS
VANGUARD ULTRA
7,012578,483+571,47135128,8322.20%+28,481
VANGUARD STAR FDS1,564,9911,663,503+98,512114,964125,4959.57%+10,530
ISHARES TR1,427,7421,527,956+100,21477,22782,3266.28%+5,100
ISHARES TR1,808,0431,849,735+41,692181,256184,75214.09%+3,495
APPLE INC(AAPL)77,65178,467+81619,77221,3321.63%+1,560
ISHARES TR035,313+35,31301,5510.12%+1,551
VANGUARD WHITEHALL FDS14,19824,166+9,9682,0013,4680.26%+1,467
REGENERON PHARMACEUTICALS(REGN)0958+95807390.06%+739
SELECT SECTOR SPDR TR
ST STR FINL ETF
012,688+12,68806950.05%+695
MARKEL GROUP INC(MKL)0281+28106040.05%+604
NUSHARES ETF TR
NUVEEN ESG US
0270,347+270,34706,0440.46%+6,044
SPDR SERIES TRUST
ST STR P400MID
010,367+10,36706000.05%+600
JOHNSON & JOHNSON(JNJ)12,42713,774+1,3472,3042,8510.22%+546
VANGUARD WORLD FD154,862157,179+2,31710,74311,2570.86%+514
SELECT SECTOR SPDR TR
ST STR TECHN ETF
03,480+3,48005010.04%+501
SELECT SECTOR SPDR TR
ST STR SVC ETF
04,017+4,01704730.04%+473
RTX CORPORATION(RTX)8,1279,700+1,5731,3601,7790.14%+419
ISHARES TR88,16089,915+1,7558,8129,2200.70%+408
ANALOG DEVICES INC(ADI)015,452+15,45204,1910.32%+4,191
SELECT SECTOR SPDR TR
ST STR DISCR ETF
03,258+3,25803890.03%+389
VANGUARD INDEX FDS48,46247,931-53129,67730,0592.29%+381
SPDR SERIES TRUST
ST INTER ETF
012,895+12,89503720.03%+372
ALPHABET INC(GOOG)4,4224,513+911,0751,4120.11%+337
ELI LILLY & CO(LLY)01,097+1,09701,1790.09%+1,179
QUALCOMM INC(QCOM)05,188+5,18808870.07%+887
ALPHABET INC(GOOG)5,6575,437-2201,3781,7060.13%+328
ISHARES TR
CORE MSCI EAFE
18,91121,960+3,0491,6511,9640.15%+313
JPMORGAN CHASE & CO.(JPM)9,2769,987+7112,9263,2180.25%+292
ISHARES TR06,473+6,47302760.02%+276
SPDR GOLD TR(GLD)0648+64802570.02%+257
MORGAN STANLEY(MS)16,08615,824-2622,5572,8090.21%+252
ISHARES TR02,256+2,25602480.02%+248
WALMART INC(WMT)9,22210,739+1,5179501,1960.09%+246
VANGUARD TAX-MANAGED FDS58,56160,103+1,5423,5093,7550.29%+246
EVERSOURCE ENERGY(ES)03,477+3,47702340.02%+234
MERCK & CO INC(MRK)011,182+11,18201,1770.09%+1,177
ISHARES INC
ESG AWR MSCI EM
05,075+5,07502240.02%+224
CELESTICA INC(CLS)4,5024,504+21,1091,3310.10%+222
SELECT SECTOR SPDR TR
ST STR ENERG ETF
04,853+4,85302170.02%+217
DUKE ENERGY CORP NEW(DUK)01,833+1,83302150.02%+215
SPDR SERIES TRUST
ST STR SP DIV
01,516+1,51602110.02%+211
ISHARES GOLD TR(IAU)02,583+2,58302100.02%+210
CHUBB LIMITED
COM
0659+65902060.02%+206
TORONTO DOMINION BK ONT(TD)02,148+2,14802020.02%+202
ISHARES TR025,706+25,70605,4510.42%+5,451
SALESFORCE INC(CRM)06,570+6,57001,7410.13%+1,741
VANGUARD INDEX FDS24,39624,776+3804,5504,7320.36%+182
ISHARES TR81,48980,900-58911,26511,4470.87%+182
CATERPILLAR INC(CAT)01,433+1,43308210.06%+821
TESLA INC(TSLA)2,1992,537+3389781,1410.09%+163
VANGUARD WHITEHALL FDS10,15811,186+1,0288601,0070.08%+147
ISHARES TR
ESG AWR US AGRGT
71,37674,566+3,1903,4283,5680.27%+140
BROADCOM INC(AVGO)4,2784,475+1971,4111,5490.12%+137
VANGUARD SCOTTSDALE FDS
SHRT TRM CORP BD
06,200+6,20004940.04%+494
VANGUARD WORLD FD8,17110,187+2,0165256480.05%+124
HONEYWELL INTL INC(HON)02,453+2,45304790.04%+479
CISCO SYS INC(CSCO)08,536+8,53606580.05%+658
SI-BONE INC024,003+24,00304730.04%+473
VANGUARD INDEX FDS12,31012,392+824,0404,1550.32%+115
ISHARES INC
CORE MSCI EMKT
12,95114,371+1,4208549660.07%+112
ADVANCED MICRO DEVICES INC(AMD)2,3692,290-793834900.04%+107
BANK AMERICA CORP07,202+7,20203960.03%+396
AMAZON COM INC(AMZN)07,900+7,90001,8240.14%+1,824
DIREXION SHS ETF TR
DA 500 BU 3X ETF
12,32712,301-262,6122,7140.21%+102
FIDELITY COVINGTON TRUST16,96016,548-4121,1341,2290.09%+95
NEXTERA ENERGY INC(NEE)12,29612,718+4229281,0210.08%+93
INTERNATIONAL BUSINESS MACHS(IBM)02,486+2,48607360.06%+736
IDEXX LABS INC(IDXX)02,363+2,36301,5990.12%+1,599
VANGUARD WORLD FD
HEALTH CAR ETF
04,640+4,64001,3360.10%+1,336
META PLATFORMS INC(META)0888+88805860.04%+586
ISHARES TR138,160135,051-3,1098,9829,0660.69%+84
VANGUARD INTL EQUITY INDEX F10,62010,971+3511,4631,5480.12%+84
ISHARES TR40,16440,211+474,1454,2220.32%+77
APPLIED MATLS INC4,8834,152-7311,0001,0670.08%+67
PHILIP MORRIS INTL INC(PM)01,805+1,80502890.02%+289
INTEL CORP(INTC)21,99021,654-3367387990.06%+61
TE CONNECTIVITY PLC(TEL)7,5667,56601,6611,7210.13%+60
ISHARES TR
ESG AWRE 1 5 YR
141,665144,404+2,7393,5863,6450.28%+59
INTUITIVE SURGICAL INC0458+45802590.02%+259
NVIDIA CORPORATION(NVDA)10,42510,739+3141,9452,0030.15%+58
ISHARES TR4,5484,673+1259521,0030.08%+52
ISHARES TR
ULTRA SHORT DUR
08,545+8,54504320.03%+432
AMGEN INC(AMGN)0945+94503090.02%+309
AMPHENOL CORP NEW3,4903,512+224324750.04%+43
CAPITAL ONE FINL CORP(COF)01,482+1,48203590.03%+359
VANGUARD INTL EQUITY INDEX F033,828+33,82802,8280.22%+2,828
3M CO(MMM)01,538+1,53802460.02%+246
ISHARES TR5,2446,041+7972302700.02%+40
YUM CHINA HLDGS INC(YUMC)08,051+8,05103840.03%+384
INVESCO QQQ TR1,8311,851+201,0991,1370.09%+38
ISHARES TR
ESG AWR MSCI USA
11,10711,108+11,6171,6550.13%+38
VANECK ETF TRUST
SEMICONDUCTR ETF
99099003233570.03%+33
ISHARES TR03,911+3,91104190.03%+419
VANGUARD SPECIALIZED FUNDS17,75717,585-1723,8323,8650.29%+33
TAIWAN SEMICONDUCTOR MFG LTD(TSM)1,0801,100+203023340.03%+33
THERMO FISHER SCIENTIFIC INC(TMO)1,9841,716-2689629940.08%+32
ISHARES TR1,4501,495+456797080.05%+28
ISHARES TR03,808+3,80808010.06%+801
ISHARES TR7,1317,794+6632242500.02%+25
AMERICAN EXPRESS CO(AXP)0734+73402720.02%+272
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