Fund HoldingsSterling Financial Planning, Inc.

Total Portfolio Value
$271.79M
Total Bought
$12.78M
Total Sold
$8.53M
Net Transaction
+$4.26M
Filing Period:
Securities
SharesValue ($K)
Q3 2024
Q4 2024
Change
Q3 2024
Q4 2024
Weight (%)
Change
VANGUARD CHARLOTTE FDS
TOTAL INT BD ETF
34,57370,472+35,8991,7383,4571.27%+1,718
ISHARES TR
US TREAS BD ETF
156,601214,403+57,8023,6724,9271.81%+1,255
ISHARES TR14,65525,000+10,3451,6192,6640.98%+1,045
VANGUARD BD INDEX FDS43,91156,572+12,6613,4554,3711.61%+916
ISHARES TR155,573153,268-2,30514,89615,5615.73%+665
ISHARES TR17,42323,239+5,8161,8932,4760.91%+583
VANGUARD MUN BD FDS50,96362,472+11,5092,6053,1321.15%+526
APPLE INC(AAPL)15,06715,950+8833,5113,9941.47%+484
VANGUARD WELLINGTON FD20,78525,649+4,8642,1082,5710.95%+463
ISHARES TR94,282120,540+26,2582,8503,3001.21%+450
INNOVATOR ETFS TRUST
US EQT ACC 9 BFR
222,056230,013+7,9576,2936,6172.43%+324
DIMENSIONAL ETF TRUST
US SMALL CAP ETF
195,126204,677+9,5516,0106,3002.32%+290
ISHARES TR12,43512,630+1957,1737,4352.74%+262
TESLA INC(TSLA)0623+62302520.09%+252
ROYAL CARIBBEAN GROUP
COM
0935+93502160.08%+216
ORACLE CORP(ORCL)01,266+1,26602110.08%+211
NVIDIA CORPORATION(NVDA)01,543+1,54302070.08%+207
SCHWAB STRATEGIC TR18,04125,950+7,9095266910.25%+165
MICROSOFT CORP(MSFT)3,4183,714+2961,4711,5660.58%+95
VANGUARD INDEX FDS8,2288,185-432,2002,2920.84%+93
INVESCO QQQ TR6,7816,643-1383,3093,3961.25%+87
JPMORGAN CHASE & CO.(JPM)1,9562,068+1124124960.18%+83
VANGUARD INDEX FDS9,2259,173-522,2462,3280.86%+82
ALPHABET INC(GOOG)02,767+2,76705240.19%+524
MERCK & CO INC(MRK)03,079+3,07903060.11%+306
ALPHABET INC(GOOG)01,941+1,94103700.14%+370
SCHWAB STRATEGIC TR67,53176,976+9,4452,5762,6280.97%+52
VANGUARD BD INDEX FDS7,0848,067+9835325800.21%+48
ISHARES TR72,08972,732+6434,4934,5321.67%+39
CHEVRON CORP NEW(CVX)01,866+1,86602700.10%+270
VANGUARD INDEX FDS2,0071,951-567718010.29%+30
ISHARES TR164,099166,230+2,13115,08615,1155.56%+30
PEPSICO INC(PEP)2,6853,181+4964574840.18%+27
ISHARES TR
MSCI USA QLT FCT
1,5321,683+1512753000.11%+25
DIMENSIONAL ETF TRUST
US LARG VALU ETF
20,67221,836+1,1646376560.24%+19
VANGUARD WHITEHALL FDS69,39469,863+4698,8968,9143.28%+18
INNOVATOR ETFS TRUST
US EQTY PWR BUF
16,66116,600-616887010.26%+13
VANGUARD SCOTTSDALE FDS
SHRT TRM CORP BD
26,90527,505+6002,1372,1460.79%+9
SCHWAB STRATEGIC TR3,1839,583+6,4002122180.08%+6
INNOVATOR ETFS TRUST
US EQUITY ACCELE
7,7457,74502582640.10%+6
DIMENSIONAL ETF TRUST
US EQUI MARK ETF
9,1739,036-1375715760.21%+6
INNOVATOR ETFS TRUST
US EQT ULTRA BF
8,3578,35702932970.11%+4
SPDR SER TR
ST STR SP400VAL
6,5346,516-185195230.19%+3
CALAMOS ETF TR
S&P 500 STR JULY
9,4479,44702332360.09%+3
SELECTIVE INS GROUP INC(SIGI)12,61812,61801,1771,1800.43%+3
SPDR SER TR
ST STR SP400GRW
2,6262,676+502302330.09%+2
INTERNATIONAL BUSINESS MACHS(IBM)2,1662,184+184794800.18%+1
SPDR SER TR
ST STR BLO 1 ETF
2,6662,66602452440.09%-1
VANGUARD INDEX FDS1,8741,860-144944910.18%-3
VANGUARD SCOTTSDALE FDS
VNG RUS1000VAL
2,7102,724+142262210.08%-4
BLACKROCK ENHANCED EQUITY DI(BDJ)13,83113,83101201150.04%-5
INVESCO EXCHANGE TRADED FD T
RAFI US 1500
14,37114,219-1525975920.22%-5
INVESCO EXCHANGE TRADED FD T
S&P500 EQL WGT
3,1653,16505675550.20%-12
BERKSHIRE HATHAWAY INC DEL2,1862,18601,0069910.36%-15
ISHARES TR136,739135,140-1,59916,90416,8876.21%-17
ISHARES TR2,0171,934-832722540.09%-19
SPDR S&P 500 ETF TR(SPY)2,7122,623-891,5561,5370.57%-19
DEERE & CO(DE)1,055994-614404210.15%-19
ISHARES TR4,3574,362+54083880.14%-19
VANGUARD INTL EQUITY INDEX F6,1596,249+902952750.10%-19
VANGUARD SPECIALIZED FUNDS3,1273,062-656196000.22%-20
PROCTER AND GAMBLE CO(PG)3,3763,367-95855640.21%-20
UNITED PARCEL SERVICE INC(UPS)02,203+2,20302780.10%+278
INVESCO EXCH TRADED FD TR II7,7277,792+652452210.08%-25
RTX CORPORATION(RTX)5,1575,184+276256000.22%-25
EXXON MOBIL CORP08,713+8,71309370.34%+937
OTIS WORLDWIDE CORP(OTIS)2,5002,513+132602330.09%-27
LOWES COS INC(LOW)1,1741,17403182900.11%-28
DIMENSIONAL ETF TRUST
INTL SMALL CAP E
13,08013,084+43513210.12%-30
ISHARES TR81,96280,970-9928,8248,7943.24%-30
GUINNESS ATKINSON FDS9,3768,876-5002832520.09%-30
VANGUARD MALVERN FDS37,60337,636+331,8541,8220.67%-32
3M CO(MMM)4,6124,610-26315950.22%-35
GENERAL DYNAMICS CORP(GD)1,0971,102+53322900.11%-41
CARRIER GLOBAL CORPORATION(CARR)5,0005,027+274023430.13%-59
PROVIDENT FINL SVCS INC(PFS)42,03438,073-3,9617807180.26%-62
ISHARES TR11,70011,188-5121,3681,2890.47%-79
ISHARES TR4,9483,623-1,3252932110.08%-82
INVESCO EXCHANGE TRADED FD T
RAFI US 1000 ETF
36,64034,788-1,8521,4891,4030.52%-85
REALTY INCOME CORP(O)9,4809,48006015060.19%-95
DIMENSIONAL ETF TRUST
US REAL ESTA ETF
41,11941,167+481,0549580.35%-96
AMAZON COM INC(AMZN)3,0912,148-9435764710.17%-105
VANGUARD INDEX FDS19,65019,677+273,2953,1831.17%-112
ELI LILLY & CO(LLY)0766+76605910.22%+591
VANGUARD INDEX FDS12,20811,724-4842,4512,3240.85%-127
VANGUARD INDEX FDS31,67133,193+1,5223,0852,9571.09%-129
SPDR GOLD TR(GLD)15,14814,629-5193,6823,5421.30%-140
ISHARES TR21,05121,126+751,4251,2830.47%-142
HOME DEPOT INC(HD)1,290907-3835233530.13%-170
WISDOMTREE TR(WT)39,86240,257+3952,1411,9690.72%-171
VANGUARD TAX-MANAGED FDS32,16631,881-2851,6991,5250.56%-174
ABBVIE INC(ABBV)2,1021,352-7504152400.09%-175
BECTON DICKINSON & CO(BDX)02,551+2,55105790.21%+579
VERIZON COMMUNICATIONS INC(VZ)4,9640-4,9642230-223
EVERSOURCE ENERGY(ES)3,4520-3,4522350-235
JOHNSON & JOHNSON(JNJ)9,0718,329-7421,4701,2050.44%-266
VISA INC(V)9680-9682660-266
ISHARES TR24,01223,399-6134,7344,4661.64%-268
DIMENSIONAL ETF TRUST
EMERGING MKTS VA
152,253154,639+2,3864,3334,0531.49%-280
META PLATFORMS INC(META)1,5771,052-5259036160.23%-287
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