Fund HoldingsSterling Financial Planning, Inc.

Total Portfolio Value
$331.81M
Total Bought
$14.11M
Total Sold
$4.94M
Net Transaction
+$9.17M
Filing Period:
Securities
SharesValue ($K)
Q3 2025
Q4 2025
Change
Q3 2025
Q4 2025
Weight (%)
Change
VANGUARD BD INDEX FDS109,556129,501+19,9458,55510,0863.04%+1,530
DIMENSIONAL ETF TRUST
INTERNATNAL VAL
316,690318,899+2,20914,60615,9134.80%+1,307
ISHARES GOLD TR(IAU)273,359257,929-15,43019,89220,9366.31%+1,044
ISHARES TR147,868152,975+5,10719,18120,1306.07%+949
DIMENSIONAL ETF TRUST
INTL SMALL CAP V
294,935296,858+1,92310,52611,2813.40%+754
SCHWAB STRATEGIC TR423,993432,500+8,50711,15111,7683.55%+617
ISHARES TR124,178128,848+4,67017,57118,1885.48%+617
DIMENSIONAL ETF TRUST
INFLATION PROTE
139,163154,691+15,5285,8776,4281.94%+551
SPDR SERIES TRUST
ST STR SP400VAL
06,511+6,51105510.17%+551
VANGUARD WHITEHALL FDS76,74679,046+2,30010,81711,3453.42%+527
ISHARES TR180,213183,811+3,59817,28117,8085.37%+527
DIMENSIONAL ETF TRUST
US SMALL CAP ETF
280,173286,687+6,5148,9219,4292.84%+508
VANGUARD MUN BD FDS64,62474,097+9,4733,2363,7261.12%+491
INNOVATOR ETFS TRUST
US EQT ACC 9 BFR
267,275274,850+7,5758,3648,7872.65%+423
DIMENSIONAL ETF TRUST
EMERGING MKTS VA
178,056179,951+1,8955,6786,0721.83%+393
VANGUARD SCOTTSDALE FDS
SHRT TRM CORP BD
41,80546,528+4,7233,3413,7101.12%+368
APPLE INC(AAPL)15,57815,848+2703,9674,3081.30%+342
GUINNESS ATKINSON FDS08,876+8,87602740.08%+274
LAM RESEARCH CORP(LRCX)01,435+1,43502460.07%+246
SPDR SERIES TRUST
ST STR SP400GRW
02,645+2,64502440.07%+244
ELI LILLY & CO(LLY)784777-75988350.25%+237
SPDR GOLD TR(GLD)12,41911,718-7014,4154,6441.40%+230
ISHARES TR79,24379,066-1778,7638,9912.71%+228
CALAMOS ETF TR
S&P 500 STRUCT
017,271+17,27104330.13%+433
VANGUARD INDEX FDS0339+33902130.06%+213
CATERPILLAR INC(CAT)0371+37102130.06%+213
JOHNSON & JOHNSON(JNJ)10,31510,268-471,9132,1250.64%+212
ROYAL CARIBBEAN GROUP
COM
0750+75002090.06%+209
CISCO SYS INC(CSCO)02,705+2,70502080.06%+208
ALPHABET INC(GOOG)2,7512,707-446698470.26%+179
VANGUARD CHARLOTTE FDS
TOTAL INT BD ETF
47,21251,946+4,7342,3352,5100.76%+175
VANGUARD MALVERN FDS46,23250,818+4,5862,3412,5130.76%+173
ISHARES TR82,53480,816-1,7183,0173,1880.96%+172
VANGUARD WELLINGTON FD30,14431,810+1,6663,0723,2310.97%+159
DIMENSIONAL ETF TRUST
GLOBAL REAL EST
206,621219,379+12,7585,6435,7961.75%+153
VANGUARD BD INDEX FDS50,77052,664+1,8944,0064,1501.25%+144
ISHARES TR
US TREAS BD ETF
181,895188,307+6,4124,2054,3361.31%+130
ALPHABET INC(GOOG)1,7801,78004345590.17%+125
SPDR S&P 500 ETF TR(SPY)2,5132,629+1161,6741,7930.54%+119
ISHARES TR12,62012,501-1198,4478,5622.58%+116
ISHARES TR148,099145,862-2,23717,87917,9795.42%+100
EXXON MOBIL CORP13,07013,010-601,4741,5660.47%+92
VANGUARD INDEX FDS20,55520,744+1893,5893,6791.11%+91
ISHARES TR23,14022,961-1794,7794,8691.47%+91
RTX CORPORATION(RTX)05,242+5,24209610.29%+961
COHEN & STEERS ETF TRUST
REAL EST ACT ETF
11,95714,857+2,9003113790.11%+68
AMAZON COM INC(AMZN)2,4572,627+1705396060.18%+67
VANGUARD INDEX FDS8,1648,259+952,4302,4950.75%+65
MERCK & CO INC(MRK)3,0143,01402533170.10%+64
VANGUARD TAX-MANAGED FDS30,02229,562-4601,7991,8470.56%+48
DIMENSIONAL ETF TRUST
US LARG VALU ETF
027,119+27,11909280.28%+928
VANGUARD BD INDEX FDS07,869+7,86905830.18%+583
VANGUARD INDEX FDS11,46411,462-22,3932,4270.73%+35
ISHARES TR014,867+14,86701,6340.49%+1,634
ISHARES TR71,14270,811-3314,6434,6731.41%+31
SELECTIVE INS GROUP INC(SIGI)011,418+11,41809550.29%+955
DEERE & CO(DE)0878+87804090.12%+409
3M CO(MMM)4,3674,368+16786990.21%+22
VANGUARD INDEX FDS1,7321,738+68308480.26%+18
INVESCO EXCH TRADED FD TR II8,0608,188+1282712880.09%+17
DIMENSIONAL ETF TRUST
INTL SMALL CAP E
11,56211,583+213663820.11%+16
JPMORGAN CHASE & CO.(JPM)1,9861,98606266400.19%+13
NVIDIA CORPORATION(NVDA)1,8391,903+643433550.11%+12
PEPSICO INC(PEP)3,1723,17204454550.14%+10
VANGUARD SCOTTSDALE FDS
VNG RUS1000VAL
2,7622,777+152472560.08%+9
ISHARES TR040,778+40,77804,6451.40%+4,645
ISHARES TR11,28611,232-541,3411,3500.41%+9
ENTERPRISE PRODS PARTNERS L(EPD)7,4767,537+612342420.07%+8
ISHARES TR3,6283,630+22182260.07%+8
VANGUARD INDEX FDS860861+12822890.09%+6
WISDOMTREE TR(WT)39,87539,885+102,2772,2830.69%+6
SCHWAB STRATEGIC TR9,6699,699+302492540.08%+6
INNOVATOR ETFS TRUST
US EQUITY ACCELE
7,7457,732-132932990.09%+6
GE AEROSPACE(GE)930925-52802850.09%+5
BLACKROCK ENHANCED EQUITY DI(BDJ)13,83113,83101261310.04%+5
ISHARES TR58958902152200.07%+5
INVESCO EXCHANGE TRADED FD T
S&P500 EQL WGT
3,0993,086-135885910.18%+3
VANGUARD INDEX FDS10,72211,295+5733,1503,1530.95%+3
CALAMOS ETF TR
S&P 500 STR JULY
9,4479,44702512540.08%+3
CALAMOS ETF TR
S&P 500 STR SEPT
8,0188,01802142170.07%+2
TESLA INC(TSLA)738733-53283300.10%+1
VANGUARD INTL EQUITY INDEX F6,4826,558+763513530.11%+1
DIMENSIONAL ETF TRUST
US EQUI MARK ETF
10,64510,409-2367717720.23%+1
PRUDENTIAL FINL INC(PFH)1,9891,832-1572062070.06%0
BERKSHIRE HATHAWAY INC DEL2,2822,28201,1471,1470.35%-0
ISHARES TR1,9221,92202732710.08%-2
INNOVATOR ETFS TRUST
US EQT ULTRA BF
7,9137,735-1783113090.09%-2
INVESCO EXCHANGE TRADED FD T
RAFI US 1500
13,31013,106-2046056010.18%-3
GENERAL DYNAMICS CORP(GD)1,1161,120+43803770.11%-4
MCDONALDS CORP(MCD)964945-192932890.09%-4
VANGUARD SPECIALIZED FUNDS2,9632,886-776396340.19%-5
PROVIDENT FINL SVCS INC(PFS)26,03925,139-9005024960.15%-6
ISHARES TR016,354+16,35401,7520.53%+1,752
CHEVRON CORP NEW(CVX)2,1282,129+13303240.10%-6
VANGUARD INDEX FDS1,8721,87205505430.16%-6
INVESCO QQQ TR7,2087,032-1764,3274,3201.30%-7
OTIS WORLDWIDE CORP(OTIS)2,5132,51302302200.07%-10
PUBLIC SVC ENTERPRISE GRP IN(PEG)3,3313,33102782670.08%-11
ABBVIE INC(ABBV)1,3221,289-333062950.09%-12
SCHWAB STRATEGIC TR057,428+57,42802,5580.77%+2,558
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