Securities ▲▼ | Shares | Value ($K) | |||||
|---|---|---|---|---|---|---|---|
Q3 2025 ▲▼ | Q4 2025 ▲▼ | Change ▲▼ | Q3 2025 ▲▼ | Q4 2025 ▲▼ | Weight (%) ▲▼ | Change ▲▼ | |
| Schwab U.S. Large-Cap ETF | 1,308,343 | 1,306,764 | -1,579 | 34,462 | 35,165 | 18.02% | +703 |
| Lilly (Eli) & C.(LLY) | 0 | 1,281 | +1,281 | 0 | 1,377 | 0.71% | +1,377 |
| Vanguard Large Cap ETF | 6,600 | 7,591 | +991 | 2,032 | 2,390 | 1.22% | +358 |
| Alphabet Inc. Cl. A(GOOG) | 4,797 | 4,827 | +30 | 1,166 | 1,511 | 0.77% | +345 |
| Vanguard FTSE Developed Markets ETF | 13,739 | 18,642 | +4,903 | 823 | 1,165 | 0.60% | +341 |
| Accenture Ltd. SHS CLASS A | 0 | 1,144 | +1,144 | 0 | 307 | 0.16% | +307 |
| Schwab International Equity ETF | 373,859 | 374,454 | +595 | 8,703 | 9,002 | 4.61% | +298 |
| Warner Bros. Discovery Inc.(WBD) | 0 | 9,518 | +9,518 | 0 | 274 | 0.14% | +274 |
| RTX Corp.(RTX) | 15,299 | 15,296 | -3 | 2,560 | 2,805 | 1.44% | +245 |
| Gilead Sciences, Inc.(GILD) | 0 | 1,749 | +1,749 | 0 | 215 | 0.11% | +215 |
| International Flavors and Fragrances(IFF) | 0 | 3,177 | +3,177 | 0 | 214 | 0.11% | +214 |
| Vanguard FTSE Emerging Markets ETF | 5,007 | 8,821 | +3,814 | 271 | 474 | 0.24% | +203 |
| Vanguard Dividend Appreciation ETF | 0 | 915 | +915 | 0 | 201 | 0.10% | +201 |
| Merck & Company Inc(MRK) | 8,647 | 8,777 | +130 | 726 | 924 | 0.47% | +198 |
| Viatris Inc.(VTRS) | 61,493 | 63,884 | +2,391 | 609 | 795 | 0.41% | +187 |
| Amgen Incorporated(AMGN) | 3,874 | 3,883 | +9 | 1,093 | 1,271 | 0.65% | +178 |
| Johnson & Johnson(JNJ) | 8,437 | 8,413 | -24 | 1,564 | 1,741 | 0.89% | +177 |
| Vanguard Total International Stock ETF | 5,818 | 7,902 | +2,084 | 427 | 596 | 0.31% | +169 |
| Apple Inc.(AAPL) | 17,537 | 17,021 | -516 | 4,466 | 4,627 | 2.37% | +162 |
| Applied Materials | 3,271 | 3,189 | -82 | 670 | 820 | 0.42% | +150 |
| Broadcom Inc.(AVGO) | 6,216 | 6,351 | +135 | 2,051 | 2,198 | 1.13% | +147 |
| Bristol-Myers Squibb Co(BMY) | 0 | 15,115 | +15,115 | 0 | 815 | 0.42% | +815 |
| Cisco Systems Inc.(CSCO) | 0 | 16,811 | +16,811 | 0 | 1,295 | 0.66% | +1,295 |
| Caterpillar Inc(CAT) | 1,489 | 1,466 | -23 | 710 | 840 | 0.43% | +129 |
| Vanguard Small-Cap ETF | 2,490 | 2,918 | +428 | 633 | 753 | 0.39% | +120 |
| Alphabet Inc. Cl. C(GOOG) | 1,922 | 1,856 | -66 | 468 | 582 | 0.30% | +114 |
| Wells Fargo(WFC) | 9,447 | 9,635 | +188 | 792 | 898 | 0.46% | +106 |
| JP Morgan Chase & Co.(JPM) | 24,466 | 24,278 | -188 | 7,717 | 7,823 | 4.01% | +106 |
| Intel Corp(INTC) | 46,567 | 45,128 | -1,439 | 1,562 | 1,665 | 0.85% | +103 |
| Bank of America Corp | 29,419 | 29,419 | 0 | 1,518 | 1,618 | 0.83% | +100 |
| Schwab U.S. Small-Cap ETF | 302,407 | 299,745 | -2,662 | 8,437 | 8,537 | 4.37% | +100 |
| Schwab U.S. Large-Cap Growth ETF | 128,143 | 128,302 | +159 | 4,089 | 4,185 | 2.14% | +96 |
| White Mountain Insurance Group Ltd. COM | 0 | 229 | +229 | 0 | 476 | 0.24% | +476 |
| Amphenol Corp | 5,831 | 6,023 | +192 | 722 | 814 | 0.42% | +92 |
| Exxon Mobil Corporation | 12,226 | 12,220 | -6 | 1,378 | 1,471 | 0.75% | +92 |
| International Business Machines(IBM) | 0 | 6,435 | +6,435 | 0 | 1,906 | 0.98% | +1,906 |
| Vanguard Health Care Sector ETF HEALTH CAR ETF | 2,790 | 2,804 | +14 | 724 | 807 | 0.41% | +83 |
| Vanguard Growth ETF | 3,484 | 3,566 | +82 | 1,671 | 1,740 | 0.89% | +69 |
| Analog Devices(ADI) | 2,266 | 2,266 | 0 | 557 | 615 | 0.31% | +58 |
| Keysight Technologies(KEYS) | 2,036 | 2,036 | 0 | 356 | 414 | 0.21% | +58 |
| IShares MSCI EAFE Index | 20,869 | 20,869 | 0 | 1,949 | 2,004 | 1.03% | +56 |
| Vanguard Energy Sector ETF ENERGY ETF | 10,286 | 10,708 | +422 | 1,295 | 1,348 | 0.69% | +54 |
| Wal-Mart Stores Inc(WMT) | 0 | 6,660 | +6,660 | 0 | 742 | 0.38% | +742 |
| Pepsico Inc.(PEP) | 16,383 | 16,383 | 0 | 2,301 | 2,351 | 1.20% | +50 |
| GE Aerospace(GE) | 8,423 | 8,368 | -55 | 2,534 | 2,578 | 1.32% | +44 |
| iShares U.S. Healthcare ETF | 6,546 | 6,546 | 0 | 384 | 426 | 0.22% | +42 |
| iShares Russell 2000 Index | 9,629 | 9,629 | 0 | 2,330 | 2,370 | 1.21% | +40 |
| Goldman Sachs(GS) | 0 | 678 | +678 | 0 | 596 | 0.31% | +596 |
| Schwab U.S. Mid-Cap ETF | 82,913 | 82,959 | +46 | 2,458 | 2,495 | 1.28% | +37 |
| Reliance Inc.(RS) | 0 | 2,424 | +2,424 | 0 | 700 | 0.36% | +700 |
| QUALCOMM Inc.(QCOM) | 5,556 | 5,610 | +54 | 924 | 960 | 0.49% | +35 |
| Charles Schwab Corp.(SCHW) | 7,708 | 7,708 | 0 | 736 | 770 | 0.39% | +34 |
| iShares S&P 500 Index | 2,310 | 2,307 | -3 | 1,546 | 1,580 | 0.81% | +34 |
| Hexcel Corp.(HXL) | 3,241 | 3,209 | -32 | 203 | 237 | 0.12% | +34 |
| Vanguard Mid-Cap ETF | 2,936 | 3,088 | +152 | 862 | 896 | 0.46% | +34 |
| Morgan Stanley(MS) | 1,803 | 1,803 | 0 | 287 | 320 | 0.16% | +33 |
| Avery Dennison Corp | 0 | 1,648 | +1,648 | 0 | 300 | 0.15% | +300 |
| Technology Select Sector SPDR ETF ST STR TECHN ETF | 4,510 | 9,020 | +4,510 | 1,271 | 1,299 | 0.67% | +27 |
| Constellation Energy Corp.(CEG) | 0 | 1,729 | +1,729 | 0 | 611 | 0.31% | +611 |
| iShares MSCI Emerging Markets ex-China MSCI EMRG CHN | 4,940 | 4,940 | 0 | 333 | 359 | 0.18% | +26 |
| CVS Health Corp.(CVS) | 6,489 | 6,479 | -10 | 489 | 514 | 0.26% | +25 |
| Agilent Technologies(A) | 2,881 | 2,881 | 0 | 370 | 392 | 0.20% | +22 |
| NextEra Energy(NEE) | 5,788 | 5,713 | -75 | 437 | 459 | 0.23% | +22 |
| GE Healthcare Technologies Inc.(GEHC) | 0 | 3,019 | +3,019 | 0 | 248 | 0.13% | +248 |
| Goodyear Tire & Rubber Co(GT) | 0 | 15,610 | +15,610 | 0 | 137 | 0.07% | +137 |
| Schwab U.S. Large-Cap Value ETF | 38,510 | 38,510 | 0 | 1,121 | 1,140 | 0.58% | +19 |
| SPDR Dow Jones Industrial Avg. ETF(DIA) | 0 | 1,078 | +1,078 | 0 | 518 | 0.27% | +518 |
| Boeing Co(BA) | 3,546 | 3,606 | +60 | 765 | 783 | 0.40% | +18 |
| Coca-Cola Company(KO) | 0 | 4,475 | +4,475 | 0 | 313 | 0.16% | +313 |
| SPDR S&P 500 ETF(SPY) | 1,005 | 1,005 | 0 | 669 | 685 | 0.35% | +16 |
| Bank of New YorkMellon Corp. | 2,100 | 2,100 | 0 | 229 | 244 | 0.12% | +15 |
| Invesco QQQ Trust | 1,503 | 1,491 | -12 | 902 | 916 | 0.47% | +14 |
| Amazon.com Inc(AMZN) | 0 | 1,141 | +1,141 | 0 | 263 | 0.13% | +263 |
| PG&E Corp(PCG) | 12,310 | 12,310 | 0 | 186 | 198 | 0.10% | +12 |
| Deere & Co.(DE) | 0 | 1,297 | +1,297 | 0 | 604 | 0.31% | +604 |
| iShares U.S. Financial Services ETF | 0 | 3,345 | +3,345 | 0 | 309 | 0.16% | +309 |
| Constellation Brands Cl. A(STZ) | 0 | 2,358 | +2,358 | 0 | 325 | 0.17% | +325 |
| McDonalds Corp(MCD) | 3,980 | 3,980 | 0 | 1,209 | 1,216 | 0.62% | +7 |
| iShares MSCI EAFE Small Cap Index | 0 | 7,640 | +7,640 | 0 | 592 | 0.30% | +592 |
| Vanguard Small Cap Value ETF | 1,998 | 1,998 | 0 | 417 | 423 | 0.22% | +6 |
| iShares Russell 2000 Value Index | 1,325 | 1,325 | 0 | 234 | 240 | 0.12% | +6 |
| Ishares Russell 1000 ETF | 712 | 712 | 0 | 260 | 266 | 0.14% | +6 |
| iShares Russell 2000 Growth Index | 1,694 | 1,694 | 0 | 542 | 547 | 0.28% | +5 |
| Synchrony Financial(SYF) | 0 | 3,808 | +3,808 | 0 | 318 | 0.16% | +318 |
| Medtronic Inc(MDT) | 5,458 | 5,458 | 0 | 520 | 524 | 0.27% | +4 |
| Dow Inc.(DOW) | 0 | 9,370 | +9,370 | 0 | 219 | 0.11% | +219 |
| Vanguard FTSE All-World Ex-US Small Cap ETF | 1,800 | 1,800 | 0 | 257 | 258 | 0.13% | +1 |
| Financial Select Sector SPDR ETF ST STR FINL ETF | 0 | 5,570 | +5,570 | 0 | 305 | 0.16% | +305 |
| iShares MSCI EAFE Growth Index | 0 | 4,619 | +4,619 | 0 | 526 | 0.27% | +526 |
| iShares Russell Mid-Cap Index | 0 | 2,299 | +2,299 | 0 | 221 | 0.11% | +221 |
| Corteva Inc.(CTVA) | 0 | 3,697 | +3,697 | 0 | 248 | 0.13% | +248 |
| Consumer Discretionery SPDR ETF ST STR DISCR ETF | 3,350 | 6,700 | +3,350 | 803 | 800 | 0.41% | -3 |
| General Dynamics Corp.(GD) | 759 | 759 | 0 | 259 | 256 | 0.13% | -3 |
| Centerpoint Energy(CNP) | 7,900 | 7,900 | 0 | 307 | 303 | 0.16% | -4 |
| Disney (Walt) Co(DIS) | 0 | 5,711 | +5,711 | 0 | 650 | 0.33% | +650 |
| Union Pacific Corp.(UNP) | 0 | 877 | +877 | 0 | 203 | 0.10% | +203 |
| ConocoPhillips(COP) | 4,944 | 4,944 | 0 | 468 | 463 | 0.24% | -5 |
| iShares Core S&P Mid-Cap ETF | 9,641 | 9,457 | -184 | 629 | 624 | 0.32% | -5 |
| NVIDIA Corp.(NVDA) | 4,584 | 4,559 | -25 | 855 | 850 | 0.44% | -5 |
| Vanguard Industrial Sector ETF INDUSTRIAL ETF | 938 | 913 | -25 | 278 | 272 | 0.14% | -5 |