Fund HoldingsCardinal Point Capital Management ULC

Total Portfolio Value
$1.53B
Total Bought
$132.77M
Total Sold
$69.71M
Net Transaction
+$63.05M
Filing Period:
Securities
SharesValue ($K)
Q3 2025
Q4 2025
Change
Q3 2025
Q4 2025
Weight (%)
Change
PIMCO ETF TR
MUNI INCOME OPP
39,600555,458+515,8581,79925,2571.65%+23,457
SUNOCOCORP LLC(SUNC)0204,153+204,153010,0610.66%+10,061
VANGUARD INDEX FDS569,574581,804+12,230186,211195,06112.75%+8,851
ALPHABET INC(GOOG)107,687102,541-5,14626,24132,1772.10%+5,937
VANGUARD SCOTTSDALE FDS
INTER TERM TREAS
991,0341,088,041+97,00759,71065,2064.26%+5,497
SCHWAB CHARLES CORP(SCHW)052,034+52,03405,1990.34%+5,199
ROYAL BK CDA(RY)199,081198,039-1,04229,33433,8092.21%+4,476
DIMENSIONAL ETF TRUST
WORLD EX US CORE
1,790,0921,842,315+52,22355,83360,2993.94%+4,466
VANGUARD INTL EQUITY INDEX F779,705814,585+34,88055,56259,9213.92%+4,359
TORONTO DOMINION BK ONT(TD)298,640296,898-1,74223,87228,0221.83%+4,149
APPLE INC(AAPL)278,354274,167-4,18770,63974,5354.87%+3,896
ISHARES TR
TRS FLT RT BD
0388,922+388,922019,6251.28%+19,625
BOYD GROUP SERVICES INC(BGSI)018,600+18,60002,9670.19%+2,967
MANULIFE FINL CORP(MFC)0464,665+464,665016,8971.10%+16,897
DIMENSIONAL ETF TRUST
US COR EQU 2 ETF
934,099969,697+35,59835,65538,3902.51%+2,736
ALPHABET INC(GOOG)33,38834,200+8128,12210,7050.70%+2,583
CISCO SYS INC(CSCO)241,236244,165+2,92916,49618,8081.23%+2,312
NEWMONT CORP(NEM)140,460140,490+3011,84214,0280.92%+2,186
PIMCO ETF TR
MULTISECTOR BD
997,1751,074,809+77,63426,64528,8161.88%+2,171
BANK NOVA SCOTIA HALIFAX218,990219,961+97114,15616,2461.06%+2,090
ISHARES TR
U S EQUITY FACTR
722,756741,187+18,43149,42251,4613.36%+2,039
WALMART INC(WMT)164,808170,480+5,67216,98518,9951.24%+2,010
FEDEX CORP(FDX)27,55328,842+1,2896,4978,3310.54%+1,834
JOHNSON & JOHNSON(JNJ)076,385+76,385015,8081.03%+15,808
SELECT SECTOR SPDR TR
ST STR TECHN ETF
011,608+11,60801,6710.11%+1,671
ISHARES TR
LOW CA OP MS ETF
06,998+6,99801,6130.11%+1,613
SUNCOR ENERGY INC NEW(SU)386,319395,317+8,99816,16217,5711.15%+1,409
CANADIAN NATL RY CO(CNI)124,426132,473+8,04711,73013,1210.86%+1,390
VANECK ETF TRUST
GOLD MINERS ETF
154,445152,671-1,77411,80013,0950.86%+1,295
LITMAN GREGORY FDS TR
IMGP DBI MAN ETF
1,123,0111,164,616+41,60531,41132,6792.14%+1,268
AMAZON COM INC(AMZN)032,674+32,67407,5420.49%+7,542
PHILIP MORRIS INTL INC(PM)076,370+76,370012,2530.80%+12,253
ROGERS COMMUNICATIONS INC(RCI)330,330328,047-2,28311,36912,4000.81%+1,032
ISHARES GOLD TR(IAU)300,056298,440-1,61623,23324,2241.58%+991
FIRST TR EXCH TRADED FD III
LNG/SHT EQUITY
127,324135,565+8,2418,7699,6240.63%+855
MARATHON PETE CORP(MPC)05,207+5,20708470.06%+847
VIATRIS INC(VTRS)0327,681+327,68104,0800.27%+4,080
CUMMINS INC(CMI)02,412+2,41201,2310.08%+1,231
CGI INC(GIB)0112,078+112,078010,3670.68%+10,367
ISHARES TR349,470356,448+6,97837,39738,1792.50%+782
CANADIAN NAT RES LTD(CNQ)0228,221+228,22107,7410.51%+7,741
VANGUARD INDEX FDS07,400+7,40006550.04%+655
BROOKFIELD BUSINESS PARTNERS235,564236,389+8257,7258,3770.55%+652
JPMORGAN CHASE & CO.(JPM)59,46360,166+70318,75719,3871.27%+630
REPUBLIC SVCS INC(RSG)02,892+2,89206130.04%+613
INTERNATIONAL BUSINESS MACHS(IBM)036,991+36,991010,9570.72%+10,957
EXXON MOBIL CORP7,38511,526+4,1418311,3870.09%+556
WISDOMTREE TR(WT)01,436,883+1,436,883072,3044.73%+72,304
PEPSICO INC(PEP)69,23271,217+1,9859,72310,2210.67%+498
YETI HLDGS INC(YETI)41,54541,845+3001,3781,8480.12%+470
SELECT SECTOR SPDR TR
ST STR ENERG ETF
010,503+10,50304700.03%+470
LAUDER ESTEE COS INC(EL)16,86018,475+1,6151,4861,9350.13%+449
BROOKFIELD BUSINESS CORP(BBUC)0119,133+119,13304,2630.28%+4,263
COMFORT SYS USA INC(FIX)04,397+4,39704,1040.27%+4,104
EQUINOX GOLD CORP(EQX)164,725159,075-5,6501,8452,2390.15%+394
VANGUARD INDEX FDS02,016+2,01603850.03%+385
CVS HEALTH CORP(CVS)123,920122,555-1,3659,3429,7260.64%+384
TECK RESOURCES LTD(TECK)07,900+7,90003790.02%+379
GILDAN ACTIVEWEAR INC(GIL)06,000+6,00003760.02%+376
GE VERNOVA INC(GEV)01,956+1,95601,2780.08%+1,278
CANADIAN PACIFIC KANSAS CITY(CP)09,822+9,82207240.05%+724
VANGUARD BD INDEX FDS04,187+4,18703300.02%+330
DIMENSIONAL ETF TRUST
US SUSTAINABILTY
188,873190,293+1,4207,9368,2640.54%+328
NEW GOLD INC CDA205,600205,60001,4721,7940.12%+322
CANADIAN IMPERIAL BANK OF CO(CM)29,48529,449-362,3552,6740.17%+318
ISHARES INC019,204+19,20401,0360.07%+1,036
MAGNITE INC(MGNI)068,525+68,52501,1120.07%+1,112
MICRON TECHNOLOGY INC(MU)1,2961,896+6002505410.04%+291
TC ENERGY CORP(TRP)252,443254,100+1,65713,72214,0120.92%+290
PAYPAL HLDGS INC(PYPL)025,470+25,47001,4870.10%+1,487
VISA INC(V)022,604+22,60407,9270.52%+7,927
VANGUARD INDEX FDS0956+95602770.02%+277
HOME DEPOT INC(HD)04,154+4,15401,4290.09%+1,429
SPDR GOLD TR(GLD)2,6983,197+4999941,2670.08%+273
SPDR SERIES TRUST
SP O&G EXPL PRO
02,150+2,15002710.02%+271
QXO INC(QXO)013,670+13,67002640.02%+264
CARVANA CO(CVNA)0600+60002530.02%+253
DIMENSIONAL ETF TRUST
INTERNATIONAL
72,44674,795+2,3492,9553,2050.21%+250
MCDONALDS CORP(MCD)012,539+12,53903,8320.25%+3,832
PHILLIPS 66(PSX)01,854+1,85402390.02%+239
ARIS MNG CORP(ARIS)045,800+45,80007440.05%+744
ALAMOS GOLD INC NEW60,09260,09202,0942,3240.15%+230
CAPITAL ONE FINL CORP(COF)0940+94002280.01%+228
ENTERPRISE PRODS PARTNERS L(EPD)06,980+6,98002240.01%+224
NVIDIA CORPORATION(NVDA)36,73138,079+1,3486,8807,1020.46%+222
PAN AMERN SILVER CORP(PAAS)27,01224,416-2,5961,0461,2680.08%+221
BANK AMERICA CORP38,15638,848+6921,9212,1370.14%+216
DELL TECHNOLOGIES INC(DELL)01,700+1,70002140.01%+214
UNITEDHEALTH GROUP INC(UNH)04,796+4,79601,5830.10%+1,583
TESLA INC(TSLA)17,37917,340-397,5857,7980.51%+213
CROWDSTRIKE HLDGS INC(CRWD)0445+44502090.01%+209
TEXAS CAP BANCSHARES INC(TCBI)02,300+2,30002080.01%+208
TARGET CORP(TGT)02,100+2,10002050.01%+205
RTX CORPORATION(RTX)01,100+1,10002020.01%+202
BAXTER INTL INC010,250+10,25001960.01%+196
ELI LILLY & CO(LLY)0656+65607050.05%+705
VANECK ETF TRUST
RARE EAR STR ETF
07,375+7,37505440.04%+544
SUN LIFE FINANCIAL INC.(SLF)033,241+33,24102,0780.14%+2,078
VANGUARD INDEX FDS04,237+4,23702,6570.17%+2,657
MICROSOFT CORP(MSFT)028,504+28,504013,7850.90%+13,785
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