Fund Holdings — Breakwater Investment Management

Total Portfolio Value

$234.16M

Total Bought

$10.17M

Total Sold

$3.71M

Net Transaction

+$6.47M

Filing Period:Filter:

Securities ▲▼	Shares			Value ($K)
Securities ▲▼	Q4 2024 ▲▼	Q1 2025 ▲▼	Change ▲▼	Q4 2024 ▲▼	Q1 2025 ▲▼	Weight (%) ▲▼	Change ▲▼
VANGUARD STAR FDS	0	234,990	+234,990	0	14,593	6.23%	+14,593
VANGUARD MALVERN FDS	6,108	14,412	+8,304	463	1,116	0.48%	+653
SCHWAB STRATEGIC TR	0	76,633	+76,633	0	2,061	0.88%	+2,061
VANGUARD BD INDEX FDS	0	179,815	+179,815	0	13,207	5.64%	+13,207
VANGUARD INTL EQUITY INDEX F	0	96,824	+96,824	0	5,873	2.51%	+5,873
SCHWAB STRATEGIC TR	0	185,795	+185,795	0	4,303	1.84%	+4,303
SCHWAB STRATEGIC TR	0	241,070	+241,070	0	4,768	2.04%	+4,768
VANGUARD WHITEHALL FDS	0	31,582	+31,582	0	2,327	0.99%	+2,327
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF	0	5,600	+5,600	0	226	0.10%	+226
SPDR INDEX SHS FDS ST STR PO EX ETF	0	58,317	+58,317	0	2,123	0.91%	+2,123
ISHARES TR CORE INTL AGGR	0	58,970	+58,970	0	2,948	1.26%	+2,948
SPDR GOLD TR(GLD)	2,142	2,490	+348	519	717	0.31%	+199
ISHARES TR	9,973	11,952	+1,979	1,063	1,260	0.54%	+198
SCHWAB STRATEGIC TR	0	80,040	+80,040	0	2,207	0.94%	+2,207
VANGUARD INTL EQUITY INDEX F	0	109,670	+109,670	0	4,964	2.12%	+4,964
VANGUARD MALVERN FDS	0	29,492	+29,492	0	1,472	0.63%	+1,472
VANGUARD WHITEHALL FDS	0	29,845	+29,845	0	1,916	0.82%	+1,916
VANGUARD WORLD FD	0	32,877	+32,877	0	4,236	1.81%	+4,236
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS	0	63,526	+63,526	0	3,728	1.59%	+3,728
VANGUARD TAX-MANAGED FDS	0	19,899	+19,899	0	1,011	0.43%	+1,011
SPDR INDEX SHS FDS ST STR INFRA ETF	31,641	31,500	-141	1,872	1,953	0.83%	+81
VANGUARD INTL EQUITY INDEX F	0	24,820	+24,820	0	1,004	0.43%	+1,004
PALANTIR TECHNOLOGIES INC(PLTR)	7,032	7,246	+214	532	612	0.26%	+80
J P MORGAN EXCHANGE TRADED F BETA EURO ET NE	19,672	18,893	-779	1,090	1,168	0.50%	+78
VANGUARD WHITEHALL FDS	42,253	42,383	+130	5,391	5,466	2.33%	+75
VANGUARD INDEX FDS	0	3,422	+3,422	0	591	0.25%	+591
VANECK ETF TRUST COMMODITY STGY	0	3,486	+3,486	0	178	0.08%	+178
SPDR SER TR ST STR AGGRE ETF	103,776	104,287	+511	2,593	2,663	1.14%	+70
WISDOMTREE TR(WT)	1,420	2,267	+847	115	181	0.08%	+66
SCHWAB STRATEGIC TR	1,783	3,329	+1,546	59	120	0.05%	+61
VANGUARD INTL EQUITY INDEX F	0	8,416	+8,416	0	591	0.25%	+591
ISHARES INC	34,296	33,858	-438	1,612	1,667	0.71%	+54
VANGUARD INDEX FDS	94	386	+292	19	72	0.03%	+53
ISHARES TR	0	895	+895	0	52	0.02%	+52
ISHARES TR 0-5 YR TIPS ETF	11,893	12,003	+110	1,196	1,242	0.53%	+46
VANGUARD INDEX FDS	0	176	+176	0	44	0.02%	+44
VANGUARD WHITEHALL FDS	0	14,788	+14,788	0	1,227	0.52%	+1,227
SCHWAB STRATEGIC TR	0	132,356	+132,356	0	3,222	1.38%	+3,222
VANGUARD SCOTTSDALE FDS INTER TERM TREAS	26,808	26,808	0	1,555	1,592	0.68%	+38
VANGUARD INDEX FDS	0	22,677	+22,677	0	2,053	0.88%	+2,053
ISHARES TR	0	528	+528	0	31	0.01%	+31
ISHARES TR	0	275	+275	0	28	0.01%	+28
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF	0	590	+590	0	27	0.01%	+27
SPDR SER TR ST STR CORPO ETF	12,303	13,046	+743	352	379	0.16%	+26
PIMCO ETF TR 1-5 US TIP IDX	0	8,924	+8,924	0	482	0.21%	+482
SCHWAB STRATEGIC TR	0	587	+587	0	21	0.01%	+21
ISHARES TR	0	1,033	+1,033	0	102	0.04%	+102
EXXON MOBIL CORP	0	1,403	+1,403	0	167	0.07%	+167
ISHARES TR	2,268	2,380	+112	202	216	0.09%	+14
WISDOMTREE TR(WT)	260	657	+397	7	19	0.01%	+12
VANGUARD BD INDEX FDS	6,501	6,501	0	486	498	0.21%	+12
INTERCONTINENTAL EXCHANGE IN(ICE)	0	480	+480	0	83	0.04%	+83
ISHARES TR	0	6,625	+6,625	0	490	0.21%	+490
ISHARES TR	0	1,948	+1,948	0	178	0.08%	+178
CHEVRON CORP NEW(CVX)	0	453	+453	0	76	0.03%	+76
STARBUCKS CORP(SBUX)	0	1,416	+1,416	0	139	0.06%	+139
ISHARES TR	0	387	+387	0	9	0.00%	+9
GARMIN LTD(GRMN)	790	790	0	163	172	0.07%	+9
CISCO SYS INC(CSCO)	2,992	2,992	0	177	185	0.08%	+8
VANGUARD SCOTTSDALE FDS INT-TERM CORP	3,199	3,227	+28	257	264	0.11%	+7
ISHARES TR	0	3,601	+3,601	0	157	0.07%	+157
VANGUARD BD INDEX FDS	0	6,664	+6,664	0	522	0.22%	+522
VANGUARD SCOTTSDALE FDS TOTAL CORP BND	15,046	14,918	-128	1,139	1,146	0.49%	+7
VANGUARD SCOTTSDALE FDS LONG TERM TREAS	0	2,830	+2,830	0	163	0.07%	+163
SPDR SER TR ST SHO TREAS ETF	0	26,724	+26,724	0	781	0.33%	+781
DIMENSIONAL ETF TRUST INTERNATNAL VAL	0	145	+145	0	6	0.00%	+6
ISHARES TR	0	929	+929	0	76	0.03%	+76
RIVIAN AUTOMOTIVE INC(RIVN)	0	456	+456	0	6	0.00%	+6
SPDR INDEX SHS FDS ST PORT MARK ETF	0	4,883	+4,883	0	192	0.08%	+192
JOHNSON & JOHNSON(JNJ)	0	221	+221	0	37	0.02%	+37
ISHARES TR	0	1,558	+1,558	0	209	0.09%	+209
SELECT SECTOR SPDR TR ST STR CARE ETF	0	551	+551	0	80	0.03%	+80
ISHARES TR	0	1,407	+1,407	0	78	0.03%	+78
VANGUARD INTL EQUITY INDEX F	0	3,157	+3,157	0	229	0.10%	+229
ECOLAB INC(ECL)	0	231	+231	0	59	0.03%	+59
ISHARES GOLD TR(IAU)	0	460	+460	0	27	0.01%	+27
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT	473	502	+29	83	87	0.04%	+4
SCHWAB STRATEGIC TR	0	2,236	+2,236	0	69	0.03%	+69
ISHARES TR	0	708	+708	0	25	0.01%	+25
SPDR SER TR ST SHOR CORP ETF	0	15,857	+15,857	0	477	0.20%	+477
RTX CORPORATION(RTX)	0	220	+220	0	29	0.01%	+29
MASTERCARD INCORPORATED(MA)	170	170	0	90	93	0.04%	+4
ISHARES INC	0	577	+577	0	31	0.01%	+31
ISHARES TR CORE MSCI TOTAL	0	910	+910	0	64	0.03%	+64
ISHARES INC	0	546	+546	0	28	0.01%	+28
ISHARES TR	0	1,205	+1,205	0	28	0.01%	+28
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD	3,346	3,346	0	261	264	0.11%	+3
ISHARES TR	0	654	+654	0	73	0.03%	+73
ISHARES INC	0	922	+922	0	50	0.02%	+50
ISHARES TR CORE MSCI EAFE	519	519	0	36	39	0.02%	+3
SCHWAB STRATEGIC TR	0	3,503	+3,503	0	91	0.04%	+91
SCHWAB STRATEGIC TR	0	77	+77	0	3	0.00%	+3
SPDR SER TR SST SPDR BLOOMBE	0	4,660	+4,660	0	94	0.04%	+94
SCHWAB STRATEGIC TR	0	1,064	+1,064	0	27	0.01%	+27
COSTCO WHSL CORP NEW(COST)	81	81	0	74	77	0.03%	+2
DTE ENERGY CO(DTB)	0	128	+128	0	18	0.01%	+18
ISHARES INC	0	300	+300	0	11	0.00%	+11
SPDR SER TR ST POR TREAS ETF	0	3,183	+3,183	0	97	0.04%	+97
ABBVIE INC(ABBV)	0	65	+65	0	14	0.01%	+14
ISHARES TR	0	513	+513	0	22	0.01%	+22

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