Fund Holdings

Tandem Financial, LLC

Filing Period:
Securities
SharesValue ($K)
Q2 2025
Q3 2025
Change
Q2 2025
Q3 2025
Weight (%)
Change
ISHARES TR42279,529+79,107262,02053,228,75019.82%+52,966,730
VANGUARD BD INDEX FDS0274,110+274,110021,405,2507.97%+21,405,250
J P MORGAN EXCHANGE TRADED F0116,943+116,94307,356,8852.74%+7,356,885
GOLDMAN SACHS PHYSICAL GOLD(AAAU)0163,270+163,27006,223,8532.32%+6,223,853
ISHARES TR065,638+65,63805,908,7332.20%+5,908,733
VANECK ETF TRUST0109,657+109,65705,822,7872.17%+5,822,787
J P MORGAN EXCHANGE TRADED F0104,880+104,88005,680,3012.12%+5,680,301
VANGUARD CHARLOTTE FDS0100,946+100,94604,992,7901.86%+4,992,790
VANECK ETF TRUST181,429188,762+7,3339,445,20414,421,4325.37%+4,976,228
INVESCO QQQ TR10,71216,329+5,6175,915,2419,811,3603.65%+3,896,119
DIMENSIONAL ETF TRUST080,439+80,43903,680,8891.37%+3,680,889
VANGUARD INTL EQUITY INDEX F061,536+61,53603,334,0211.24%+3,334,021
VANGUARD TAX-MANAGED FDS044,312+44,31202,655,1760.99%+2,655,176
DIMENSIONAL ETF TRUST063,795+63,79502,460,5740.92%+2,460,574
DIMENSIONAL ETF TRUST070,458+70,45802,310,3180.86%+2,310,318
DIMENSIONAL ETF TRUST058,485+58,48501,844,0330.69%+1,844,033
SCHWAB STRATEGIC TR255,799281,461+25,6628,443,92510,177,6303.79%+1,733,705
SPDR S&P 500 ETF TR(SPY)14,95016,270+1,3209,262,88410,867,8794.05%+1,604,995
MP MATERIALS CORP(MP)43,89943,338-5611,460,5202,906,6801.08%+1,446,160
DIMENSIONAL ETF TRUST031,614+31,61401,194,0610.44%+1,194,061
DIMENSIONAL ETF TRUST020,009+20,00901,111,9010.41%+1,111,901
SPDR SERIES TRUST041,431+41,43101,070,9920.40%+1,070,992
VANGUARD INDEX FDS02,177+2,17701,045,4210.39%+1,045,421
GOLDMAN SACHS ETF TR018,060+18,0600943,2740.35%+943,274
GOLDMAN SACHS ETF TR5,91323,431+17,518294,5271,229,1910.46%+934,664
ISHARES TR09,671+9,6710932,8650.35%+932,865
SCHWAB STRATEGIC TR033,435+33,4350912,7750.34%+912,775
DIMENSIONAL ETF TRUST017,194+17,1940792,9880.30%+792,988
SELECT SECTOR SPDR TR02,596+2,5960731,7840.27%+731,784
ISHARES TR12,47214,142+1,6702,691,4133,421,6811.27%+730,268
INVESCO EXCH TRD SLF IDX FD66,18174,597+8,4163,408,3224,118,5011.53%+710,179
SPDR GOLD TR(GLD)9,2109,781+5712,807,4853,476,8531.29%+669,368
DIMENSIONAL ETF TRUST020,419+20,4190651,1620.24%+651,162
VANGUARD SCOTTSDALE FDS08,342+8,3420647,7570.24%+647,757
ISHARES TR89,16994,217+5,0487,154,0027,794,5942.90%+640,592
TIDAL TRUST I023,851+23,8510596,0370.22%+596,037
APPLE INC(AAPL)8,3788,912+5341,718,9662,269,1960.85%+550,230
DIMENSIONAL ETF TRUST016,358+16,3580520,8390.19%+520,839
J P MORGAN EXCHANGE TRADED F010,016+10,0160505,5080.19%+505,508
SPROTT FDS TR36,97237,670+6981,772,0452,276,3690.85%+504,324
VANGUARD INDEX FDS02,686+2,6860503,5030.19%+503,503
VANGUARD MUN BD FDS08,764+8,7640438,8140.16%+438,814
ISHARES TR10,25110,104-1474,352,5694,732,6041.76%+380,035
CHEVRON CORP NEW(CVX)1,4133,672+2,259202,360570,2770.21%+367,917
ISHARES TR05,345+5,3450363,8880.14%+363,888
QUANTA SVCS INC11,23811,115-1234,248,9074,606,3421.72%+357,435
BERKSHIRE HATHAWAY INC DEL4761,136+660231,227571,1130.21%+339,886
ISHARES TR02,759+2,7590327,8830.12%+327,883
SCHWAB STRATEGIC TR011,213+11,2130326,4110.12%+326,411
VANGUARD SCOTTSDALE FDS01,064+1,0640321,7010.12%+321,701
ALPHABET INC(GOOG)3,9954,156+161704,0391,010,3440.38%+306,305
NEWMONT CORP(NEM)10,16410,508+344592,155885,9710.33%+293,816
INVESCO EXCH TRADED FD TR II011,967+11,9670276,3190.10%+276,319
VANGUARD INDEX FDS01,205+1,2050252,6140.09%+252,614
TCW ETF TRUST51,93457,548+5,6142,048,7972,290,4110.85%+241,614
KKR & CO INC(KKR)01,801+1,8010234,0400.09%+234,040
ALPHABET INC(GOOG)3,1673,255+88561,795792,7560.30%+230,961
SPDR SERIES TRUST17,86218,297+4353,390,5943,618,4451.35%+227,851
ISHARES TR13,54013,287-2532,554,1822,780,3581.04%+226,176
JOHNSON & JOHNSON(JNJ)01,179+1,1790218,6110.08%+218,611
VANECK ETF TRUST012,371+12,3710216,2460.08%+216,246
MICROSOFT CORP(MSFT)4,8115,016+2052,392,8532,597,7820.97%+204,929
ULTIMUS MANAGERS TR07,623+7,6230203,6110.08%+203,611
BROADCOM INC(AVGO)0608+6080200,5280.07%+200,528
NVIDIA CORPORATION(NVDA)4,2934,327+34678,295807,3760.30%+129,081
GLOBAL X FDS7,4589,371+1,913467,319587,6560.22%+120,337
ISHARES TR20,45320,059-3943,972,6404,083,7571.52%+111,117
ORACLE CORP(ORCL)2,4392,210-229533,239621,5410.23%+88,302
SPDR S&P 500 ETF TR(SPY)(Put)000247,140333,090+85,950
NUVEEN MUN VALUE FD INC(NUV)132,065137,065+5,0001,151,9001,235,1360.46%+83,236
AMAZON COM INC(AMZN)1,8522,132+280406,311468,1240.17%+61,813
ALTRIA GROUP INC(MO)5,8095,709-100350,460383,2950.14%+32,835
RIO TINTO PLC(RIO)6,5926,277-315384,512414,3450.15%+29,833
COSTCO WHSL CORP NEW(COST)218257+39215,915237,9920.09%+22,077
EXXON MOBIL CORP3,9743,992+18428,360450,0480.17%+21,688
VANECK ETF TRUST43,32342,873-450741,690761,8540.28%+20,164
FIRST TR EXCHANGE-TRADED FD27,03326,983-501,014,0081,033,1800.38%+19,172
VANGUARD INTL EQUITY INDEX F1,5751,5750202,419217,0350.08%+14,616
WALMART INC(WMT)2,0832,0830203,676214,6740.08%+10,998
ISHARES TR2,5642,429-135226,273217,0800.08%-9,193
ALPS ETF TR19,95320,569+616974,904965,3040.36%-9,600
ANNALY CAPITAL MANAGEMENT IN24,51421,279-3,235478,514444,9440.17%-33,570
J P MORGAN EXCHANGE TRADED F16,30414,222-2,082886,938818,0500.30%-68,888
J P MORGAN EXCHANGE TRADED F18,34315,788-2,5551,042,824901,5140.34%-141,310
CARRIER GLOBAL CORPORATION(CARR)11,62610,442-1,184850,873623,3720.23%-227,501
VANGUARD INDEX FDS4,2713,145-1,1261,184,611937,3790.35%-247,232
VANGUARD SCOTTSDALE FDS133,132126,534-6,5987,471,3447,194,7492.68%-276,595
INVESCO QQQ TR(Put)000496,4760-496,476
PHILIP MORRIS INTL INC(PM)15,73814,238-1,5002,887,6092,309,4040.86%-578,205
FIRST TR EXCHANGE-TRADED FD77,23858,838-18,4003,792,3862,901,3021.08%-891,084
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