Fund Holdings

PENNEY FINANCIAL, LLC

Filing Period:
Securities
SharesValue ($K)
Q4 2025
Q1 2026
Change
Q4 2025
Q1 2026
Weight (%)
Change
SCHWAB STRATEGIC TR306,674308,191+1,5178,412,0669,455,2983.63%+1,043,232
ISHARES TR
CORE MSCI EAFE
131,595140,064+8,46911,772,48912,679,9944.86%+907,505
FRANKLIN TEMPLETON ETF TR
FRANKLIN DYN MUN
260,442293,015+32,5736,477,1937,263,8422.79%+786,649
VANGUARD TAX-MANAGED FDS341,986343,634+1,64821,363,88622,020,0528.45%+656,166
FIREFLY AEROSPACE INC(FLY)022,793+22,7930648,9170.25%+648,917
CAPITAL GRP FIXED INCM ETF T
MUN INM ETF
164,085185,115+21,0304,492,6475,025,8721.93%+533,225
J P MORGAN EXCHANGE TRADED F
ULTRA SHRT ETF
08,000+8,0000404,8800.16%+404,880
DIMENSIONAL ETF TRUST
NATL MUN BD ETF
88,30597,028+8,7234,253,6524,650,5521.78%+396,900
J P MORGAN EXCHANGE TRADED F
INCOME ETF
201,316208,599+7,2839,318,9189,610,1563.69%+291,238
VANGUARD WHITEHALL FDS60,80860,660-1488,727,1848,983,6853.45%+256,501
CHENIERE ENERGY INC(LNG)2,7252,7250529,713773,2460.30%+243,533
SPDR INDEX SHS FDS
ST STR ACWI ETF
06,540+6,5400239,2990.09%+239,299
VANGUARD INDEX FDS01,187+1,1870232,8890.09%+232,889
ISHARES TR3,4815,246+1,765517,590747,1880.29%+229,598
VANGUARD MALVERN FDS88,42191,913+3,4926,887,5547,112,2282.73%+224,674
VANGUARD MUN BD FDS73,13278,066+4,9343,677,8083,894,7131.49%+216,905
ISHARES TR
CORE HIGH DV ETF
01,525+1,5250206,9730.08%+206,973
MORGAN STANLEY ETF TRUST
EATO VANC BD ETF
134,473139,022+4,5496,925,3607,055,3672.71%+130,007
J P MORGAN EXCHANGE TRADED F
HEDG EQU LAD ETF
63,79968,023+4,2244,238,1684,347,3501.67%+109,182
VANGUARD STAR FDS41,27341,340+673,113,6353,187,7271.22%+74,092
CHEVRON CORPORATION(CVX)5,5084,349-1,159839,426899,7420.35%+60,316
ISHARES TR44,44845,254+8064,439,4684,492,3671.72%+52,899
J P MORGAN EXCHANGE TRADED F
EQUITY PREMIUM
97,78799,620+1,8335,597,3485,646,4732.17%+49,125
VANGUARD INDEX FDS24,65024,416-2346,358,4766,395,0032.45%+36,527
FEDEX CORP(FDX)1,1511,011-140332,478360,0980.14%+27,620
EXXON MOBIL CORP2,1871,697-490263,184287,9130.11%+24,729
GRANITE CONSTR INC(GVA)2,6472,6470305,331317,3220.12%+11,991
VANGUARD INDEX FDS519607+88253,199265,1320.10%+11,933
BRITISH AMERN TOB PLC(BTI)3,6033,6030204,002210,6670.08%+6,665
ISHARES TR3,5753,5750235,950241,4200.09%+5,470
ISHARES TR2,2032,2030542,290546,3440.21%+4,054
VANGUARD BD INDEX FDS3,8663,861-5304,679302,7410.12%-1,938
VANGUARD INDEX FDS2,0702,162+921,298,3201,292,0650.50%-6,255
SCHWAB STRATEGIC TR9,8169,8160264,151251,6840.10%-12,467
AMAZON COM INC(AMZN)3,0873,337+250712,541694,9970.27%-17,544
ALPHABET INC(GOOG)8298290259,477238,3870.09%-21,090
ISHARES TR24,60624,446-1602,625,4602,603,4991.00%-21,961
META PLATFORMS INC(META)384399+15253,475228,2800.09%-25,195
EQUINOR ASA(EQNR)13,2976,649-6,648314,208280,5880.11%-33,620
ISHARES TR2,3802,3800888,787848,6130.33%-40,174
ISHARES TR1,3741,3740941,108897,5110.34%-43,597
J P MORGAN EXCHANGE TRADED F
US QUALTY FCTR
11,94311,343-600754,559695,5530.27%-59,006
SCHWAB STRATEGIC TR110,748112,248+1,5002,904,9122,817,4171.08%-87,495
APPLE INC(AAPL)8,8878,889+22,415,9742,255,9010.87%-160,073
JPMORGAN CHASE & CO.(JPM)6580-658212,0210-212,021
MICROSOFT CORP(MSFT)1,8901,861-29914,042688,8860.26%-225,156
VISA INC(V)6450-645226,2080-226,208
SPDR INDEX SHS FDS
ST STR ACWI ETF
6,5400-6,540234,9170-234,917
INSPERITY INC(NSP)6,9760-6,976270,1110-270,111
ELI LILLY & CO(LLY)2980-298320,2550-320,255
BROADCOM INC(AVGO)1,0000-1,000346,1000-346,100
VANGUARD INDEX FDS124,072128,417+4,34541,597,71941,197,55315.81%-400,166
ISHARES TR183,697172,506-11,19118,439,50517,364,4546.66%-1,075,051
GOLDMAN SACHS ETF TR472,644477,721+5,07762,563,82859,777,18622.93%-2,786,642
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