Fund Holdings

PENNEY FINANCIAL, LLC

Filing Period:
Securities
SharesValue ($K)
Q2 2025
Q3 2025
Change
Q2 2025
Q3 2025
Weight (%)
Change
GOLDMAN SACHS ETF TR427,800435,895+8,09551,926,34256,788,36225.43%+4,862,020
VANGUARD INDEX FDS115,101118,453+3,35234,982,73738,872,81817.41%+3,890,081
ISHARES TR79,966117,816+37,8508,051,77711,864,0715.31%+3,812,294
FRANKLIN TEMPLETON ETF TR076,537+76,53701,895,8210.85%+1,895,821
ISHARES TR102,057118,436+16,3798,519,71810,340,6474.63%+1,820,929
CAPITAL GRP FIXED INCM ETF T058,766+58,76601,603,7240.72%+1,603,724
DIMENSIONAL ETF TRUST031,737+31,73701,522,7410.68%+1,522,741
VANGUARD TAX-MANAGED FDS308,048314,790+6,74217,561,82618,862,2228.45%+1,300,396
BLACKROCK ETF TRUST II027,300+27,3000609,8820.27%+609,882
APPLE INC(AAPL)7,9588,451+4931,632,8432,151,8370.96%+518,994
ISHARES TR03,481+3,4810507,0080.23%+507,008
SCHWAB STRATEGIC TR296,404306,235+9,8317,854,7108,360,2203.74%+505,510
VANGUARD WHITEHALL FDS56,79156,933+1427,570,7698,024,7323.59%+453,963
J P MORGAN EXCHANGE TRADED F170,545179,047+8,5027,899,6448,309,5713.72%+409,927
J P MORGAN EXCHANGE TRADED F57,19861,161+3,9633,579,4513,975,4651.78%+396,014
VANGUARD INDEX FDS23,26023,100-1605,512,2275,873,8322.63%+361,605
SCHWAB STRATEGIC TR104,248110,248+6,0002,484,2232,834,4691.27%+350,246
VANGUARD MALVERN FDS73,82877,332+3,5045,727,5766,063,6022.72%+336,026
MORGAN STANLEY ETF TRUST113,122117,979+4,8575,753,9516,070,0202.72%+316,069
META PLATFORMS INC(META)0384+3840282,0020.13%+282,002
J P MORGAN EXCHANGE TRADED F86,32490,462+4,1384,907,5155,165,3652.31%+257,850
VANGUARD INDEX FDS0519+5190248,9180.11%+248,918
VANGUARD INDEX FDS9231,257+334524,193769,9370.34%+245,744
EXXON MOBIL CORP02,026+2,0260228,4320.10%+228,432
ELI LILLY & CO(LLY)0297+2970226,6110.10%+226,611
VANGUARD MUN BD FDS54,53257,837+3,3052,673,7042,895,8991.30%+222,195
SELECT SECTOR SPDR TR0720+7200202,9390.09%+202,939
ISHARES TR40,16641,705+1,5393,984,4694,180,9281.87%+196,459
VANGUARD STAR FDS37,64937,64902,601,1692,765,6961.24%+164,527
MICROSOFT CORP(MSFT)1,7361,890+154863,504978,9260.44%+115,422
CHEVRON CORP NEW(CVX)5,3355,508+173763,873855,2880.38%+91,415
AMAZON COM INC(AMZN)2,8593,261+402627,236716,0180.32%+88,782
ISHARES TR2,3802,3800808,177869,8420.39%+61,665
ISHARES TR2,2032,2030475,385533,0380.24%+57,653
BROADCOM INC(AVGO)1,0001,0000275,650329,9100.15%+54,260
ISHARES TR23,20523,581+3762,467,6202,517,9791.13%+50,359
J P MORGAN EXCHANGE TRADED F11,94311,9430717,177751,3340.34%+34,157
SCHWAB STRATEGIC TR9,8169,8160239,905258,5560.12%+18,651
SPDR INDEX SHS FDS6,5406,5400213,596228,3770.10%+14,781
ISHARES TR4,1754,1750258,934272,4610.12%+13,527
FEDEX CORP(FDX)1,1521,151-1261,861271,4170.12%+9,556
JPMORGAN CHASE & CO.(JPM)698658-40202,357207,5530.09%+5,196
VANGUARD BD INDEX FDS3,9303,866-64309,291305,0660.14%-4,225
VISA INC(V)6456450229,007220,1900.10%-8,817
EQUINOR ASA(EQNR)13,29713,2970334,287324,1810.15%-10,106
CHENIERE ENERGY INC(LNG)2,7252,7250663,592640,3210.29%-23,271
GRANITE CONSTR INC(GVA)3,6472,647-1,000341,031290,2440.13%-50,787
INSPERITY INC(NSP)6,9766,9760419,397343,2190.15%-76,178
ISHARES TR1,8541,374-4801,151,149919,6180.41%-231,531
KINDER MORGAN INC DEL(KMI)9,3810-9,381275,8010-275,801
ISHARES TR1,1030-1,103468,3120-468,312
BLACKROCK ETF TRUST II27,3000-27,300609,0630-609,063
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