Securities ▲▼ | Shares | Value ($K) | |||||
|---|---|---|---|---|---|---|---|
Q1 2025 ▲▼ | Q2 2025 ▲▼ | Change ▲▼ | Q1 2025 ▲▼ | Q2 2025 ▲▼ | Weight (%) ▲▼ | Change ▲▼ | |
| DIMENSIONAL ETF TRUST US CORE EQT MKT | 603,188 | 773,824 | +170,636 | 23,187 | 32,779 | 22.67% | +9,593 |
| DIMENSIONAL ETF TRUST CORE FIXE IN ETF | 189,915 | 274,299 | +84,384 | 7,988 | 11,592 | 8.02% | +3,604 |
| DIMENSIONAL ETF TRUST INTL CORE EQT MK | 282,170 | 336,987 | +54,817 | 8,812 | 11,650 | 8.06% | +2,837 |
| DIMENSIONAL ETF TRUST EMGR CRE EQT MNG | 114,663 | 146,271 | +31,608 | 2,969 | 4,235 | 2.93% | +1,266 |
| DIMENSIONAL ETF TRUST US COR EQU 1 ETF | 5,926 | 23,129 | +17,203 | 363 | 1,546 | 1.07% | +1,183 |
| INVESCO EXCH TRADED FD TR II | 3,632 | 60,973 | +57,341 | 366 | 1,319 | 0.91% | +954 |
| NBT BANCORP INC(NBTB) | 0 | 19,293 | +19,293 | 0 | 802 | 0.55% | +802 |
| DIMENSIONAL ETF TRUST NATL MUN BD ETF | 18,957 | 35,837 | +16,880 | 902 | 1,700 | 1.18% | +798 |
| VANGUARD BD INDEX FDS | 91,302 | 100,229 | +8,927 | 6,706 | 7,380 | 5.10% | +674 |
| DIMENSIONAL ETF TRUST US COR EQU 2 ETF | 94,500 | 104,196 | +9,696 | 3,118 | 3,734 | 2.58% | +617 |
| VANGUARD SCOTTSDALE FDS VNG RUS1000IDX | 24,252 | 23,771 | -481 | 6,157 | 6,676 | 4.62% | +520 |
| VANGUARD WHITEHALL FDS | 38,742 | 41,892 | +3,150 | 2,855 | 3,356 | 2.32% | +501 |
| DIMENSIONAL ETF TRUST US REAL ESTA ETF | 62,816 | 78,045 | +15,229 | 1,493 | 1,831 | 1.27% | +338 |
| VANGUARD INDEX FDS | 39,509 | 43,933 | +4,424 | 3,577 | 3,913 | 2.71% | +336 |
| VANGUARD CHARLOTTE FDS TOTAL INT BD ETF | 67,814 | 73,507 | +5,693 | 3,311 | 3,639 | 2.52% | +329 |
| VANGUARD TAX-MANAGED FDS | 44,859 | 45,506 | +647 | 2,280 | 2,594 | 1.79% | +314 |
| JPMORGAN CHASE & CO.(JPM) | 0 | 771 | +771 | 0 | 224 | 0.15% | +224 |
| DIMENSIONAL ETF TRUST INTL COR FIX ETF | 19,887 | 23,434 | +3,547 | 1,039 | 1,250 | 0.86% | +211 |
| SPDR SERIES TRUST ST STR P500VAL | 0 | 3,950 | +3,950 | 0 | 207 | 0.14% | +207 |
| WALMART INC(WMT) | 0 | 2,052 | +2,052 | 0 | 201 | 0.14% | +201 |
| VANGUARD SPECIALIZED FUNDS | 6,995 | 7,554 | +559 | 1,357 | 1,546 | 1.07% | +189 |
| ISHARES U S ETF TR GSCI CMDTY STGY | 58,215 | 66,886 | +8,671 | 1,541 | 1,729 | 1.20% | +188 |
| MICROSOFT CORP(MSFT) | 1,846 | 1,762 | -84 | 693 | 877 | 0.61% | +184 |
| SPDR SERIES TRUST ST PORT HIGH ETF | 27,402 | 34,259 | +6,857 | 642 | 815 | 0.56% | +174 |
| GLOBAL X FDS NASDAQ 100 COVER | 101,246 | 110,557 | +9,311 | 1,684 | 1,849 | 1.28% | +165 |
| GLOBAL X FDS US PFD ETF | 120,227 | 129,976 | +9,749 | 2,289 | 2,447 | 1.69% | +158 |
| BROADCOM INC(AVGO) | 1,450 | 1,450 | 0 | 243 | 400 | 0.28% | +157 |
| ISHARES TR | 24,694 | 25,595 | +901 | 2,684 | 2,805 | 1.94% | +121 |
| J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM | 26,216 | 28,443 | +2,227 | 1,498 | 1,617 | 1.12% | +119 |
| ISHARES TR CORE INTL AGGR | 18,133 | 20,056 | +1,923 | 906 | 1,025 | 0.71% | +118 |
| ISHARES TR | 51,904 | 54,628 | +2,724 | 2,733 | 2,848 | 1.97% | +116 |
| FIRST TR EXCH TRADED FD III | 44,867 | 49,022 | +4,155 | 789 | 873 | 0.60% | +83 |
| ALPHABET INC(GOOG) | 6,650 | 6,311 | -339 | 1,039 | 1,120 | 0.77% | +81 |
| META PLATFORMS INC(META) | 416 | 419 | +3 | 240 | 309 | 0.21% | +70 |
| ISHARES TR | 3,400 | 3,267 | -133 | 1,043 | 1,109 | 0.77% | +66 |
| UNITED AIRLS HLDGS INC(UAL) | 6,260 | 6,260 | 0 | 432 | 498 | 0.34% | +66 |
| SCHWAB STRATEGIC TR | 54,476 | 59,718 | +5,242 | 1,523 | 1,583 | 1.09% | +59 |
| SPDR SERIES TRUST ST STR TIPS ETF | 93,205 | 96,573 | +3,368 | 2,459 | 2,517 | 1.74% | +58 |
| GOLDMAN SACHS ETF TR | 15,469 | 16,433 | +964 | 708 | 756 | 0.52% | +48 |
| UNITED RENTALS INC(URI) | 350 | 350 | 0 | 219 | 264 | 0.18% | +44 |
| AMAZON COM INC(AMZN) | 1,405 | 1,408 | +3 | 267 | 309 | 0.21% | +42 |
| VANGUARD STAR FDS | 5,689 | 5,686 | -3 | 353 | 393 | 0.27% | +40 |
| ALPHABET INC(GOOG) | 1,542 | 1,542 | 0 | 238 | 272 | 0.19% | +33 |
| ANALOG DEVICES INC(ADI) | 1,105 | 1,056 | -49 | 223 | 251 | 0.17% | +29 |
| ISHARES TR ESG AWR MSCI USA | 1,999 | 1,974 | -25 | 244 | 267 | 0.18% | +23 |
| ISHARES TR | 4,945 | 4,762 | -183 | 216 | 230 | 0.16% | +14 |
| ISHARES TR CORE DIV GRWTH | 3,998 | 4,022 | +24 | 247 | 257 | 0.18% | +10 |
| SSGA ACTIVE TR ST STR MARKE ETF | 25,558 | 25,640 | +82 | 1,102 | 1,107 | 0.77% | +5 |
| VANGUARD SCOTTSDALE FDS TOTAL CORP BND | 9,310 | 9,310 | 0 | 715 | 720 | 0.50% | +5 |
| INVESCO QQQ TR | 616 | 529 | -87 | 289 | 292 | 0.20% | +3 |
| M & T BK CORP(MTB) | 1,768 | 1,635 | -133 | 316 | 317 | 0.22% | +1 |
| HOME DEPOT INC(HD) | 878 | 878 | 0 | 322 | 322 | 0.22% | 0 |
| ISHARES TR | 3,632 | 3,632 | 0 | 366 | 366 | 0.25% | 0 |
| CENCORA INC | 803 | 737 | -66 | 223 | 221 | 0.15% | -2 |
| GLOBAL X FDS S&P 500 COVERED | 11,962 | 11,944 | -18 | 472 | 465 | 0.32% | -7 |
| ISHARES TR | 7,283 | 7,249 | -34 | 809 | 798 | 0.55% | -11 |
| ISHARES TR CORE HIGH DV ETF | 2,534 | 2,511 | -23 | 307 | 294 | 0.20% | -13 |
| SCHWAB STRATEGIC TR | 15,774 | 15,068 | -706 | 365 | 350 | 0.24% | -15 |
| DIMENSIONAL ETF TRUST INFLATION PROTE | 10,609 | 10,250 | -359 | 447 | 429 | 0.30% | -18 |
| SCHWAB STRATEGIC TR | 15,838 | 14,518 | -1,320 | 394 | 363 | 0.25% | -30 |
| EXXON MOBIL CORP | 1,979 | 1,883 | -96 | 235 | 203 | 0.14% | -32 |
| ISHARES TR | 3,797 | 3,391 | -406 | 376 | 336 | 0.23% | -39 |
| BERKSHIRE HATHAWAY INC DEL | 877 | 860 | -17 | 467 | 418 | 0.29% | -50 |
| APPLE INC(AAPL) | 3,775 | 3,786 | +11 | 839 | 777 | 0.54% | -62 |
| ISHARES TR | 4,925 | 3,236 | -1,689 | 313 | 235 | 0.16% | -78 |
| MCDONALDS CORP(MCD) | 3,982 | 3,982 | 0 | 1,244 | 1,163 | 0.80% | -80 |
| VANGUARD WHITEHALL FDS | 13,177 | 11,001 | -2,176 | 846 | 719 | 0.50% | -127 |
| ISHARES TR | 11,938 | 10,737 | -1,201 | 1,259 | 1,122 | 0.78% | -137 |
| VANGUARD INDEX FDS | 3,376 | 2,190 | -1,186 | 542 | 360 | 0.25% | -182 |
| ISHARES TR CORE MSCI TOTAL | 18,150 | 14,017 | -4,133 | 1,267 | 1,084 | 0.75% | -183 |
| VANGUARD SCOTTSDALE FDS VNG RUS2000VAL | 4,068 | 2,505 | -1,563 | 541 | 348 | 0.24% | -193 |
| VANGUARD INTL EQUITY INDEX F | 14,983 | 9,425 | -5,558 | 678 | 466 | 0.32% | -212 |
| VANGUARD INDEX FDS | 3,725 | 2,218 | -1,507 | 643 | 392 | 0.27% | -251 |
| VANGUARD INDEX FDS | 1,118 | 0 | -1,118 | 307 | 0 | — | -307 |
| VANECK ETF TRUST FALLEN ANGEL HG | 11,084 | 0 | -11,084 | 320 | 0 | — | -320 |
| WISDOMTREE TR(WT) | 5,718 | 0 | -5,718 | 341 | 0 | — | -341 |
| VANGUARD MUN BD FDS | 33,694 | 27,041 | -6,653 | 1,672 | 1,326 | 0.92% | -346 |
| EVANS BANCORP INC | 12,597 | 0 | -12,597 | 491 | 0 | — | -491 |