Fund Holdings

CITIZENS & NORTHERN CORP

Filing Period:
Securities
SharesValue ($K)
Q4 2025
Q1 2026
Change
Q4 2025
Q1 2026
Weight (%)
Change
State Street SPDR Portfolio S&P 400 Mid Cap ETF
ST STR P400MID
0238,467+238,467014,122,0163.52%+14,122,016
iShares North American Natural Resources ETF492,536469,769-22,76724,725,30729,567,2617.37%+4,841,954
Medtronic PLC(MDT)022,600+22,60001,958,2900.49%+1,958,290
KLA Corporation(KLAC)0952+95201,401,7340.35%+1,401,734
Ovintiv Inc(OVV)022,649+22,64901,344,4450.34%+1,344,445
Exxon Mobil Corp26,33826,103-2353,169,5154,428,6351.10%+1,259,120
YUM Brands Inc(YUM)06,926+6,92601,076,8540.27%+1,076,854
iShares Core MSCI Emerging Mkts ETF
CORE MSCI EMKT
331,668332,751+1,08322,294,72323,209,3825.79%+914,659
Fidelity MSCI Real Estate Index ETF1,087,0711,119,933+32,86229,231,33930,137,3977.52%+906,058
Paccar Inc(PCAR)07,579+7,5790875,3750.22%+875,375
State Street SPDR Portfolio Long Term Treasury ETF
ST LON TREAS ETF
033,014+33,0140868,2680.22%+868,268
State Street SPDR Portfolio Short Term Treasury ETF
ST SHO TREAS ETF
027,959+27,9590815,8440.20%+815,844
Corning Inc(GLW)21,73419,658-2,0761,903,0292,672,8980.67%+769,869
Caterpillar Inc(CAT)4,2144,487+2732,414,0743,178,8600.79%+764,786
Citizens & Northern Corp361,412359,853-1,5597,289,6838,039,1262.00%+749,443
Eaton Corp(ETN)4,5075,937+1,4301,435,5252,123,4870.53%+687,962
Analog Devices Inc(ADI)9,2889,817+5292,518,9063,123,1800.78%+604,274
Freeport-McMoran, Inc.(FCX)17,99925,755+7,756914,1691,513,8790.38%+599,710
Costco Wholesale Corp (New)(COST)4,3734,302-713,771,0134,286,6421.07%+515,629
Citizens Financial Services Inc117,063117,06306,674,9327,158,4021.79%+483,470
Emerson Electric Co(EMR)9,99313,718+3,7251,326,2711,797,3320.45%+471,061
SLB Limited(SLB)34,81934,991+1721,336,3531,798,1870.45%+461,834
Chevron Corp(CVX)7,7167,553-1631,175,9961,562,7160.39%+386,720
Zimmer Biomet Holdings, Inc.(ZBH)8,08012,228+4,148726,5541,105,6560.28%+379,102
Tapestry Inc Common(TPR)8,3839,795+1,4121,071,0961,382,1720.34%+311,076
Johnson & Johnson(JNJ)8,1968,053-1431,696,1621,968,4750.49%+272,313
GSK PLC ADR(GSK)39,59540,036+4411,941,7392,209,5870.55%+267,848
Citigroup Inc Common New(C)13,93016,626+2,6961,625,4921,885,5550.47%+260,063
Imperial Oil Ltd(IMO)01,800+1,8000235,4760.06%+235,476
Waters Corp(WAT)0756+7560225,1370.06%+225,137
Nextera Energy Inc(NEE)17,34017,231-1091,392,0551,600,4150.40%+208,360
Bath & Body Works21,87133,341+11,470439,170622,4760.16%+183,306
Pfizer Inc(PFE)47,97748,483+5061,194,6271,361,4030.34%+166,776
Verizon Communications(VZ)15,24015,440+200620,725775,0880.19%+154,363
Becton, Dickinson & Co.(BDX)4,2356,153+1,918821,886967,4360.24%+145,550
Coca Cola Co(KO)23,39323,347-461,635,4051,775,5390.44%+140,134
Avantis International Equity ETF54,80954,80904,511,8774,649,9961.16%+138,119
RTX Corporation(RTX)13,77413,777+32,526,1522,657,5830.66%+131,431
Bristol Myers Squibb Co(BMY)19,05118,997-541,027,6111,152,1680.29%+124,557
Tjx Companies (New)(TJX)16,85616,962+1062,589,2502,708,8310.68%+119,581
iShares Barclays MBS Bond Fund ETF35,34936,655+1,3063,365,9323,480,3920.87%+114,460
Biogen Idec Inc(BIIB)6,9127,137+2251,216,4431,308,4260.33%+91,983
Deere & Co(DE)8808800409,702495,7040.12%+86,002
Mondelez Intl Inc Class A(MDLZ)24,20424,013-1911,302,9011,384,1090.35%+81,208
AT&T Inc(T)17,03717,0370423,199493,9030.12%+70,704
Union Pacific Corp(UNP)5,0445,049+51,166,7781,224,9880.31%+58,210
National Fuel Gas Co N J(NFG)4,0124,0120321,201376,9680.09%+55,767
Vanguard Total International Bond Index Fund ETF
TOTAL INT BD ETF
24,12125,151+1,0301,165,5271,208,5060.30%+42,979
Procter & Gamble Co(PG)18,56618,707+1412,660,6932,702,0390.67%+41,346
iShares JPMorgan USD Emerging Markets Bond ETF132,225135,929+3,70412,730,62312,767,8113.18%+37,188
Avantis Emerging Markets Equity ETF10,14310,1430781,214817,3230.20%+36,109
Quest Diagnostics Inc(DGX)1,5501,5500268,972303,7690.08%+34,797
Illinois Tool Works Inc(ITW)1,8981,914+16467,477498,1950.12%+30,718
Eli Lilly & Co(LLY)315389+74338,524357,7910.09%+19,267
M & T Bank Corp(MTB)3,6423,6420733,790752,8740.19%+19,084
DFA Dimensional Emerging Markets Core Equity 2 ETF
EMERGING MKTS CO
12,83312,8330424,516443,3800.11%+18,864
DFA Dimensional International Core Equity 2 ETF
INTL CORE EQUITY
17,32617,3260597,054615,5930.15%+18,539
Cummins Inc(CMI)600603+3306,270324,4260.08%+18,156
iShares Barclays TIPS Bond Fund5,4045,540+136593,954611,3940.15%+17,440
Cisco Systems Inc(CSCO)32,73532,671-642,521,5772,534,9430.63%+13,366
iShares Russell 1000 Value ETF3,0293,0290637,120647,2060.16%+10,086
Halliburton Co(HAL)8,2226,182-2,040232,354241,0360.06%+8,682
McDonalds Corp(MCD)3,0903,062-28944,397951,6390.24%+7,242
iShares iBoxx $ High Yield Corp Bond ETF10,82210,976+154872,578873,2510.22%+673
Vanguard REIT Index ETF2,6832,6830237,419237,9820.06%+563
iShares Short-Term National Muni Bond ETF5,9295,9290632,624631,4390.16%-1,185
Vanguard Tax-Exempt Bond Index ETF4,5034,5030226,456224,6550.06%-1,801
Lowes Cos Inc(LOW)1,1051,1050266,482261,0890.07%-5,393
Vanguard Total World Stock Index Fund ETF2,0002,0000282,120276,6400.07%-5,480
Avantis US Equity ETF13,82913,82901,545,8061,537,5080.38%-8,298
General Dynamics Corp(GD)5,4085,272-1361,820,6571,809,4560.45%-11,201
Vanguard Dividend Appreciation Index ETF2,8662,8660629,889616,3620.15%-13,527
Rockwell Automation Inc Common(ROK)6666660259,121239,0140.06%-20,107
Home Depot Inc(HD)5,6015,779+1781,927,3041,900,6550.47%-26,649
Comcast Corp Class A(CCZ)11,03010,554-476329,687303,0050.08%-26,682
Berkshire Hathaway Inc Class B New1,4561,449-7731,858694,3610.17%-37,497
State Street SPDR Dow Jones Industrial Average ETF Trust(DIA)2,5432,54301,222,0901,177,8920.29%-44,198
Alphabet Inc Class A(GOOG)890807-83278,570232,0610.06%-46,509
Intercontinental Exchange Inc Common(ICE)8,3248,181-1431,348,1551,286,7080.32%-61,447
American Tower REIT Inc(AMT)9,0618,773-2881,590,8401,514,0440.38%-76,796
Meta Platforms Inc(META)8,7809,981+1,2015,795,5905,710,4301.42%-85,160
State Street SPDR S&P 500 ETF Trust(SPY)2,8772,87701,961,8841,871,0280.47%-90,856
Roper Industries Inc New(ROP)1,1151,1150496,320394,5540.10%-101,766
Marsh(MRSH)6,5096,340-1691,207,5501,099,6730.27%-107,877
Boeing Co(BA)8,9809,252+2721,949,7381,841,4260.46%-108,312
iShares Core S&P 500 ETF550405-145376,717264,5500.07%-112,167
Honeywell Intl Inc(HON)1,8561,103-753362,087249,3110.06%-112,776
Charles Schwab Corp(SCHW)21,27121,373+1022,125,1862,008,6350.50%-116,551
International Business Machines(IBM)2,8322,783-49838,867674,5710.17%-164,296
Cencora, Inc.7,0457,051+62,379,4492,215,0010.55%-164,448
CVS Health Corporation(CVS)26,82827,288+4602,129,0701,959,8240.49%-169,246
Dimensional U.S. Core Equity 2 ETF
US COR EQU 2 ETF
238,023238,02309,423,3319,249,5742.31%-173,757
Palo Alto Networks Inc Common(PANW)7,5097,495-141,383,1581,201,5980.30%-181,560
Nike, Inc. Class B(NKE)17,00517,058+531,083,389901,0040.22%-182,385
Intuit(INTU)2,0012,621+6201,325,5021,133,2680.28%-192,234
Broadcom Inc Common(AVGO)6,7196,886+1672,325,4462,131,2860.53%-194,160
iShares Trust Russell 1000 Growth ETF2,2542,032-2221,066,818866,4450.22%-200,373
Progressive Corp Ohio common(PGR)9250-925210,6410-210,641
Disney Walt Co(DIS)12,78812,906+1181,454,8911,243,8800.31%-211,011
Truist Financial Corporation(TFC)4,7270-4,727232,6160-232,616
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