Fund HoldingsCITIZENS & NORTHERN CORP

Total Portfolio Value
$373.65M
Total Bought
$15.75M
Total Sold
$35.22M
Net Transaction
-$19.48M
Filing Period:
Securities
SharesValue ($K)
Q1 2025
Q2 2025
Change
Q1 2025
Q2 2025
Weight (%)
Change
Vanguard Russell 1000 Growth ETF
VNG RUS1000GRW
0398,999+398,999043,57111.66%+43,571
Microsoft Corp(MSFT)031,425+31,425015,6314.18%+15,631
Nvidia Corp(NVDA)088,057+88,057013,9123.72%+13,912
Broadcom Inc Common(AVGO)1,2636,812+5,5492111,8780.50%+1,666
RTX Corporation(RTX)011,383+11,38301,6620.44%+1,662
Carrier Global Corp(CARR)020,056+20,05601,4680.39%+1,468
iShares Core MSCI Emerging Mkts ETF
CORE MSCI EMKT
371,237357,392-13,84520,03621,4545.74%+1,419
Advanced Micro Devices Inc(AMD)9,37816,247+6,8699632,3050.62%+1,342
Meta Platforms Inc(META)9,0198,621-3985,1986,3631.70%+1,165
Alphabet Inc Class C(GOOG)044,781+44,78107,9442.13%+7,944
Oracle Corp(ORCL)014,452+14,45203,1600.85%+3,160
Amazon Communications Inc(AMZN)040,094+40,09408,7962.35%+8,796
Johnson & Johnson(JNJ)2,5828,536+5,9544281,3040.35%+876
JPMorgan Chase & Co(JPM)26,04124,901-1,1406,3887,2191.93%+831
Paypal Holdings, Inc.(PYPL)021,812+21,81201,6210.43%+1,621
SPDR Portfolio Short Term Treasury ETF
ST SHO TREAS ETF
018,925+18,92505540.15%+554
Blackstone Inc(BX)015,607+15,60702,3340.62%+2,334
iShares JPMorgan USD Emerging Markets Bond ETF127,591129,961+2,37011,55812,0373.22%+479
Servicenow Inc(NOW)01,853+1,85301,9050.51%+1,905
Fidelity MSCI Real Estate Index ETF790,369820,011+29,64221,71122,1735.93%+462
Dimensional U.S. Core Equity 2 ETF
US COR EQU 2 ETF
0161,211+161,21105,7781.55%+5,778
Eaton Corp(ETN)4,5234,530+71,2291,6170.43%+388
Disney Walt Co(DIS)12,87613,032+1561,2711,6160.43%+345
Pfizer Inc(PFE)37,00149,935+12,9349381,2100.32%+273
Charles Schwab Corp(SCHW)22,19621,944-2521,7382,0020.54%+265
M & T Bank Corp(MTB)2,7843,891+1,1074987550.20%+257
Cisco Systems Inc(CSCO)34,07733,990-872,1032,3580.63%+255
FlexShares Core Select Bond Fund ETF
CRE SLCT BD FD
010,973+10,97302440.07%+244
Biogen Idec Inc(BIIB)4,7137,028+2,3156458830.24%+238
Avantis International Equity ETF30,95530,873-822,0512,2850.61%+234
Rockwell Automation Inc Common(ROK)0666+66602210.06%+221
FlexShares STOXX US ESG Select Index ETF
STOX US ESG SLCT
01,456+1,45602140.06%+214
Cencora, Inc.7,2857,441+1562,0262,2310.60%+205
Boeing Co(BA)6,6006,316-2841,1261,3230.35%+198
Norfolk Southern Corp(NSC)9,4989,513+152,2502,4350.65%+185
Honeywell Intl Inc(HON)9,1839,116-671,9452,1230.57%+178
General Dynamics Corp(GD)7,5707,646+762,0632,2300.60%+167
SPDR S&P 500 ETF Trust(SPY)2,7932,79301,5621,7260.46%+163
Citizens Financial Services Inc0117,081+117,08106,8751.84%+6,875
iShares Trust Russell 1000 Growth ETF2,1162,136+207649070.24%+143
Corning Inc(GLW)19,75819,658-1009051,0340.28%+129
CDW Corporation(CDW)6,7816,702-791,0871,1970.32%+110
iShares Barclays MBS Bond Fund ETF33,29034,380+1,0903,1223,2280.86%+106
Blackrock Funding Inc(BLK)1,4431,402-411,3661,4710.39%+105
Abbott Labs21,58021,796+2162,8632,9640.79%+102
CVS Health Corporation(CVS)27,52028,324+8041,8641,9540.52%+89
Mastercard Inc Class A(MA)8,2318,168-634,5124,5901.23%+78
Nike, Inc. Class B(NKE)016,410+16,41001,1660.31%+1,166
American Tower REIT Inc(AMT)9,1249,302+1781,9852,0560.55%+71
Avantis US Equity ETF11,82311,523-3001,0921,1620.31%+70
Adobe Systems Inc(ADBE)04,066+4,06601,5730.42%+1,573
Freeport-McMoran, Inc.(FCX)18,95618,019-9377187810.21%+63
Caterpillar Inc(CAT)932951+193073690.10%+62
Vanguard Total International Bond Index Fund ETF
TOTAL INT BD ETF
21,70222,612+9101,0591,1200.30%+60
DFA Dimensional International Core Equity 2 ETF
INTL CORE EQUITY
17,32617,32604815390.14%+58
SPDR Dow Jones Industrial Average ETF Trust(DIA)2,5432,54301,0681,1210.30%+53
Avantis Emerging Markets Equity ETF6,0236,02303624130.11%+50
Vanguard Dividend Appreciation Index ETF4,1184,123+57998440.23%+45
GSK PLC ADR(GSK)39,98941,436+1,4471,5491,5910.43%+42
Mondelez Intl Inc Class A(MDLZ)31,28832,011+7232,1232,1590.58%+36
Deere & Co(DE)88688604164510.12%+35
International Business Machines(IBM)3,2712,859-4128138430.23%+29
iShares iBoxx $ High Yield Corp Bond ETF6,8377,019+1825395660.15%+27
FactSet Research Systems Inc(FDS)443510+672012280.06%+27
Vanguard Total World Stock Index Fund ETF2,0002,00002322570.07%+25
Quest Diagnostics Inc(DGX)1,6891,720+312863090.08%+23
National Fuel Gas Co N J(NFG)4,0124,01203183400.09%+22
iShares Russell 1000 Value ETF2,9672,96705585760.15%+18
iShares Core S&P 500 ETF539512-273033180.09%+15
Truist Financial Corporation(TFC)37,74336,476-1,2671,5531,5680.42%+15
Salesforce, Inc.(CRM)08,821+8,82102,4050.64%+2,405
Ford Motor Co Del Par $0.01(F)12,37312,37301241340.04%+10
Tjx Companies (New)(TJX)17,67017,484-1862,1522,1590.58%+7
DFA Dimensional Emerging Markets Core Equity 2 ETF
EMERGING MKTS CO
7,5606,890-6702002040.05%+4
iShares Short-Term National Muni Bond ETF5,9295,92906266300.17%+4
Coca Cola Co(KO)24,08124,387+3061,7251,7250.46%+1
Illinois Tool Works Inc(ITW)1,8681,876+84634640.12%+1
Accenture PLC
SHS CLASS A
5,0595,280+2211,5791,5780.42%-0
Nextera Energy Inc(NEE)17,63617,993+3571,2501,2490.33%-1
Vanguard Tax-Exempt Bond Index ETF4,6124,61202292260.06%-3
AT&T Inc(T)17,60317,047-5564984930.13%-4
Progressive Corp Ohio common(PGR)768782+142172090.06%-9
Becton, Dickinson & Co.(BDX)4,9886,569+1,5811,1431,1320.30%-11
Lowes Cos Inc(LOW)1,1261,12602632500.07%-13
Bath & Body Works035,410+35,41001,0610.28%+1,061
iShares Barclays TIPS Bond Fund5,2935,134-1595885650.15%-23
Roper Industries Inc New(ROP)1,1151,11506576320.17%-25
Home Depot Inc(HD)6,6576,572-852,4402,4100.64%-30
Verizon Communications(VZ)15,74315,664-797146780.18%-36
SPDR Portfolio Long Term Treasury ETF
ST LON TREAS ETF
31,40730,543-8648568120.22%-44
Comcast Corp Class A(CCZ)44,68344,900+2171,6491,6020.43%-46
Eli Lilly & Co(LLY)335282-532772200.06%-57
DuPont de Nemours Inc(DD)11,53111,376-1558617800.21%-81
Fedex Corp(FDX)4,8524,829-231,1831,0980.29%-85
Walmart Inc.(WMT)4,6673,313-1,3544103240.09%-86
EOG Resources, Inc.(EOG)9,1528,921-2311,1741,0670.29%-107
Union Pacific Corp(UNP)5,6945,295-3991,3451,2180.33%-127
Procter & Gamble Co(PG)18,46218,759+2973,1462,9890.80%-158
Chipotle Mexican Grill Inc Corp Common(CMG)048,493+48,49302,7230.73%+2,723
Berkshire Hathaway Inc Class B New1,7501,574-1769327650.20%-167
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