Fund Holdings

CITIZENS & NORTHERN CORP

Filing Period:
Securities
SharesValue ($K)
Q1 2026
Q2 2026
Change
Q1 2026
Q2 2026
Weight (%)
Change
Vanguard Russell 1000 Growth ETF
VNG RUS1000GRW
384,641462,175+77,53442,191,27159,070,58713.50%+16,879,316
State Street SPDR Portfolio S&P 400 Mid Cap ETF
ST STR P400MID
0208,139+208,139014,061,8713.21%+14,061,871
Dimensional U.S. Core Equity 2 ETF
US COR EQU 2 ETF
0238,023+238,023010,558,7002.41%+10,558,700
iShares Core MSCI Emerging Mkts ETF
CORE MSCI EMKT
332,751340,138+7,38723,209,38228,177,0326.44%+4,967,650
Wells Fargo & Co New(WFC)051,763+51,76304,277,6940.98%+4,277,694
Advanced Micro Devices Inc(AMD)15,31312,718-2,5953,115,1247,388,0131.69%+4,272,889
Broadcom Inc Common(AVGO)6,88612,690+5,8042,131,2864,793,6481.10%+2,662,362
Alphabet Inc Class C(GOOG)40,14839,454-69411,516,85513,940,2823.18%+2,423,427
Corning Inc(GLW)19,65819,65802,672,8985,021,2431.15%+2,348,345
Nvidia Corp(NVDA)82,89081,995-89514,456,01616,406,3803.75%+1,950,364
Apple Computer Inc(AAPL)53,61453,521-9313,606,69715,486,8373.54%+1,880,140
KLA Corporation(KLAC)9529,472+8,5201,401,7342,857,7970.65%+1,456,063
Citizens Financial Services Inc117,063117,06307,158,4028,480,0441.94%+1,321,642
Palo Alto Networks Inc Common(PANW)7,4957,266-2291,201,5982,477,8510.57%+1,276,253
The Goldman Sachs Group Inc(GS)01,185+1,18501,198,4730.27%+1,198,473
Caterpillar Inc(CAT)4,4873,846-6413,178,8604,095,6050.94%+916,745
Amazon Communications Inc(AMZN)39,10137,831-1,2708,143,5659,016,6412.06%+873,076
State Street SPDR Portfolio Long Term Treasury ETF
ST LON TREAS ETF
029,228+29,2280766,6500.18%+766,650
State Street SPDR Portfolio Short Term Treasury ETF
ST SHO TREAS ETF
026,339+26,3390764,0940.17%+764,094
CVS Health Corporation(CVS)27,28826,315-9731,959,8242,722,2870.62%+762,463
Citigroup Inc Common New(C)16,62616,391-2351,885,5552,294,0840.52%+408,529
State Street SPDR S&P 500 ETF Trust(SPY)2,8772,87701,871,0282,148,4570.49%+277,429
Charles Schwab Corp(SCHW)21,37324,570+3,1972,008,6352,267,0740.52%+258,439
Avantis International Equity ETF54,80954,80904,649,9964,888,9631.12%+238,967
Carpenter Technology Corporation(CRS)0382+3820235,6330.05%+235,633
Avantis US Equity ETF13,82913,82901,537,5081,771,2180.40%+233,710
Paccar Inc(PCAR)7,5799,187+1,608875,3751,103,5420.25%+228,167
Progressive Corp Ohio common(PGR)01,009+1,0090220,4160.05%+220,416
W W Grainger Inc(GWW)0157+1570213,5830.05%+213,583
Texas Instruments Inc(TXN)0713+7130212,5240.05%+212,524
BOK Financial Corp(BOKF)01,520+1,5200211,0980.05%+211,098
Becton, Dickinson & Co.(BDX)6,1537,783+1,630967,4361,177,8010.27%+210,365
Bristol Myers Squibb Co(BMY)18,99723,628+4,6311,152,1681,361,4450.31%+209,277
Community Financial System, Inc(CBU)03,083+3,0830206,9310.05%+206,931
Vanguard Mid-Cap ETF02,528+2,5280203,6810.05%+203,681
Biogen Idec Inc(BIIB)7,1376,943-1941,308,4261,500,1050.34%+191,679
Cisco Systems Inc(CSCO)32,67123,191-9,4802,534,9432,724,0150.62%+189,072
Netflix Inc Corp(NFLX)11,00317,453+6,4501,057,9381,246,1440.28%+188,206
Freeport-McMoran, Inc.(FCX)25,75526,951+1,1961,513,8791,694,9480.39%+181,069
Avantis Emerging Markets Equity ETF10,14310,1430817,323978,6980.22%+161,375
Eaton Corp(ETN)5,9375,356-5812,123,4872,282,2990.52%+158,812
State Street SPDR Dow Jones Industrial Average ETF Trust(DIA)2,5432,54301,177,8921,328,4380.30%+150,546
Union Pacific Corp(UNP)5,0495,04901,224,9881,373,3280.31%+148,340
Bath & Body Works33,34133,308-33622,476770,4140.18%+147,938
Boeing Co(BA)9,2529,062-1901,841,4261,961,6510.45%+120,225
Johnson & Johnson(JNJ)8,0538,218+1651,968,4752,087,1250.48%+118,650
M & T Bank Corp(MTB)3,6423,6420752,874866,8320.20%+113,958
Citizens & Northern Corp359,853349,492-10,3618,039,1268,146,6661.86%+107,540
Cummins Inc(CMI)6036030324,426430,0660.10%+105,640
Rockwell Automation Inc Common(ROK)6666660239,014329,7230.08%+90,709
Home Depot Inc(HD)5,7795,627-1521,900,6551,984,5300.45%+83,875
iShares Trust Russell 1000 Growth ETF2,0327,638+5,606866,445948,4100.22%+81,965
DFA Dimensional Emerging Markets Core Equity 2 ETF
EMERGING MKTS CO
12,83312,8330443,380521,5330.12%+78,153
Coca Cola Co(KO)23,34722,806-5411,775,5391,853,4440.42%+77,905
Salesforce, Inc.(CRM)8,94711,156+2,2091,670,1361,747,6990.40%+77,563
Medtronic PLC(MDT)22,60025,866+3,2661,958,2902,023,4970.46%+65,207
Tapestry Inc Common(TPR)9,7959,887+921,382,1721,447,2590.33%+65,087
Deere & Co(DE)8808800495,704558,2100.13%+62,506
Vanguard Dividend Appreciation Index ETF2,8662,8660616,362678,1530.15%+61,791
Alphabet Inc Class A(GOOG)8078070232,061288,3980.07%+56,337
iShares JPMorgan USD Emerging Markets Bond ETF135,929132,935-2,99412,767,81112,820,2512.93%+52,440
YUM Brands Inc(YUM)6,9267,052+1261,076,8541,127,3330.26%+50,479
Eli Lilly & Co(LLY)389336-53357,791403,0080.09%+45,217
iShares Core S&P 500 ETF4054050264,550303,3000.07%+38,750
International Business Machines(IBM)2,7832,532-251674,571712,0240.16%+37,453
Vanguard Total World Stock Index Fund ETF2,0002,0000276,640313,9000.07%+37,260
Berkshire Hathaway Inc Class B New1,4491,4490694,361725,0650.17%+30,704
DFA Dimensional International Core Equity 2 ETF
INTL CORE EQUITY
17,32617,3260615,593645,5670.15%+29,974
iShares Russell 1000 Value ETF3,0292,781-248647,206674,1980.15%+26,992
Quest Diagnostics Inc(DGX)1,5501,540-10303,769326,4030.07%+22,634
Vanguard REIT Index ETF2,6832,6830237,982258,7220.06%+20,740
Blackstone Inc(BX)15,37715,154-2231,768,2011,783,1710.41%+14,970
Ovintiv Inc(OVV)22,64925,711+3,0621,344,4451,353,6840.31%+9,239
iShares S&P MidCap 400 Index Fd248,386217,637-30,74916,773,50716,781,9893.83%+8,482
Procter & Gamble Co(PG)18,70718,475-2322,702,0392,709,1740.62%+7,135
Vanguard Tax-Exempt Bond Index ETF4,5034,5030224,655227,7620.05%+3,107
General Dynamics Corp(GD)5,2725,113-1591,809,4561,811,2290.41%+1,773
iShares Short-Term National Muni Bond ETF5,9295,9290631,439631,2610.14%-178
Analog Devices Inc(ADI)9,8177,847-1,9703,123,1803,116,5930.71%-6,587
Lowes Cos Inc(LOW)1,1051,1050261,089243,6410.06%-17,448
Mondelez Intl Inc Class A(MDLZ)24,01323,556-4571,384,1091,362,4790.31%-21,630
KKR & Co Inc(KKR)16,36516,253-1121,513,7631,491,7000.34%-22,063
Imperial Oil Ltd(IMO)1,8001,8000235,476201,6360.05%-33,840
Disney Walt Co(DIS)12,90612,553-3531,243,8801,208,2260.28%-35,654
Zimmer Biomet Holdings, Inc.(ZBH)12,22812,277+491,105,6561,056,9270.24%-48,729
Oracle Corp(ORCL)14,37114,024-3472,114,1182,055,2170.47%-58,901
Emerson Electric Co(EMR)13,71812,112-1,6061,797,3321,733,8330.40%-63,499
Mastercard Inc Class A(MA)8,1897,840-3494,091,7164,026,6240.92%-65,092
National Fuel Gas Co N J(NFG)4,0124,0120376,968309,7670.07%-67,201
Verizon Communications(VZ)15,44016,704+1,264775,088707,2470.16%-67,841
American Tower REIT Inc(AMT)8,7738,767-61,514,0441,434,0180.33%-80,026
Paypal Holdings, Inc.(PYPL)27,91827,154-7641,262,7311,172,5100.27%-90,221
Microsoft Corp(MSFT)29,66029,135-52510,979,24210,867,9382.48%-111,304
JPMorgan Chase & Co(JPM)20,19717,802-2,3955,941,1505,827,1291.33%-114,021
Norfolk Southern Corp(NSC)1,270793-477364,490249,4700.06%-115,020
Nextera Energy Inc(NEE)17,23116,899-3321,600,4151,483,2250.34%-117,190
McDonalds Corp(MCD)3,0622,946-116951,639796,3330.18%-155,306
GSK PLC ADR(GSK)40,03639,176-8602,209,5872,053,6060.47%-155,981
Tjx Companies (New)(TJX)16,96216,787-1752,708,8312,543,2310.58%-165,600
Illinois Tool Works Inc(ITW)1,9141,198-716498,195324,0230.07%-174,172
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