Securities ▲▼ | Shares | Value ($K) | |||||
|---|---|---|---|---|---|---|---|
Q2 2025 ▲▼ | Q3 2025 ▲▼ | Change ▲▼ | Q2 2025 ▲▼ | Q3 2025 ▲▼ | Weight (%) ▲▼ | Change ▲▼ | |
| Vanguard Russell 1000 Growth ETF VNG RUS1000GRW | 398,999 | 396,768 | -2,231 | 43,571 | 47,811 | 11.85% | +4,240 |
| Dimensional U.S. Core Equity 2 ETF US COR EQU 2 ETF | 161,211 | 232,401 | +71,190 | 5,778 | 8,964 | 2.22% | +3,186 |
| Alphabet Inc Class C(GOOG) | 44,781 | 45,184 | +403 | 7,944 | 11,005 | 2.73% | +3,061 |
| Apple Computer Inc(AAPL) | 58,164 | 57,868 | -296 | 11,934 | 14,735 | 3.65% | +2,801 |
| Nvidia Corp(NVDA) | 88,057 | 88,031 | -26 | 13,912 | 16,425 | 4.07% | +2,513 |
| iShares North American Natural Resources ETF | 495,124 | 495,504 | +380 | 21,909 | 24,304 | 6.02% | +2,395 |
| iShares Core MSCI Emerging Mkts ETF CORE MSCI EMKT | 357,392 | 356,787 | -605 | 21,454 | 23,519 | 5.83% | +2,065 |
| Avantis International Equity ETF | 30,873 | 51,058 | +20,185 | 2,285 | 4,028 | 1.00% | +1,744 |
| Oracle Corp(ORCL) | 14,452 | 14,484 | +32 | 3,160 | 4,073 | 1.01% | +914 |
| iShares S&P MidCap 400 Index Fd | 258,700 | 258,315 | -385 | 16,045 | 16,858 | 4.18% | +813 |
| Fidelity MSCI Real Estate Index ETF | 820,011 | 822,330 | +2,319 | 22,173 | 22,869 | 5.67% | +696 |
| SPDR Portfolio S&P 400 Mid Cap ETF ST STR P400MID | 232,206 | 232,382 | +176 | 12,627 | 13,290 | 3.29% | +663 |
| Corning Inc(GLW) | 19,658 | 19,658 | 0 | 1,034 | 1,613 | 0.40% | +579 |
| JPMorgan Chase & Co(JPM) | 24,901 | 24,674 | -227 | 7,219 | 7,783 | 1.93% | +564 |
| Microsoft Corp(MSFT) | 31,425 | 31,231 | -194 | 15,631 | 16,176 | 4.01% | +545 |
| Norfolk Southern Corp(NSC) | 9,513 | 9,550 | +37 | 2,435 | 2,869 | 0.71% | +434 |
| iShares JPMorgan USD Emerging Markets Bond ETF | 129,961 | 130,662 | +701 | 12,037 | 12,438 | 3.08% | +401 |
| Tjx Companies (New)(TJX) | 17,484 | 17,457 | -27 | 2,159 | 2,523 | 0.63% | +364 |
| Avantis Emerging Markets Equity ETF | 6,023 | 10,143 | +4,120 | 413 | 762 | 0.19% | +349 |
| General Dynamics Corp(GD) | 7,646 | 7,542 | -104 | 2,230 | 2,572 | 0.64% | +342 |
| Avantis US Equity ETF | 11,523 | 13,829 | +2,306 | 1,162 | 1,503 | 0.37% | +341 |
| Blackstone Inc(BX) | 15,607 | 15,602 | -5 | 2,334 | 2,666 | 0.66% | +331 |
| Advanced Micro Devices Inc(AMD) | 16,247 | 15,985 | -262 | 2,305 | 2,586 | 0.64% | +281 |
| Broadcom Inc Common(AVGO) | 6,812 | 6,523 | -289 | 1,878 | 2,152 | 0.53% | +274 |
| Home Depot Inc(HD) | 6,572 | 6,579 | +7 | 2,410 | 2,666 | 0.66% | +256 |
| Cummins Inc(CMI) | 0 | 600 | +600 | 0 | 253 | 0.06% | +253 |
| Vanguard REIT Index ETF | 0 | 2,683 | +2,683 | 0 | 245 | 0.06% | +245 |
| Citizens & Northern Corp(CZNC) | 323,151 | 321,089 | -2,062 | 6,120 | 6,361 | 1.58% | +240 |
| Alphabet Inc Class A(GOOG) | 0 | 965 | +965 | 0 | 235 | 0.06% | +235 |
| Johnson & Johnson(JNJ) | 8,536 | 8,245 | -291 | 1,304 | 1,529 | 0.38% | +225 |
| RTX Corporation(RTX) | 11,383 | 11,271 | -112 | 1,662 | 1,886 | 0.47% | +224 |
| SYSCO Corp(SYY) | 0 | 2,506 | +2,506 | 0 | 206 | 0.05% | +206 |
| GSK PLC ADR(GSK) | 41,436 | 41,530 | +94 | 1,591 | 1,792 | 0.44% | +201 |
| Vanguard Mid-Cap ETF | 0 | 681 | +681 | 0 | 200 | 0.05% | +200 |
| Citizens Financial Services Inc(CZFS) | 117,081 | 117,081 | 0 | 6,875 | 7,058 | 1.75% | +183 |
| CVS Health Corporation(CVS) | 28,324 | 28,256 | -68 | 1,954 | 2,130 | 0.53% | +176 |
| Caterpillar Inc(CAT) | 951 | 1,130 | +179 | 369 | 539 | 0.13% | +170 |
| DFA Dimensional Emerging Markets Core Equity 2 ETF EMERGING MKTS CO | 6,890 | 10,923 | +4,033 | 204 | 350 | 0.09% | +146 |
| SPDR S&P 500 ETF Trust(SPY) | 2,793 | 2,793 | 0 | 1,726 | 1,861 | 0.46% | +135 |
| Becton, Dickinson & Co.(BDX) | 6,569 | 6,756 | +187 | 1,132 | 1,265 | 0.31% | +133 |
| Exxon Mobil Corp | 27,598 | 27,555 | -43 | 2,975 | 3,107 | 0.77% | +132 |
| Nextera Energy Inc(NEE) | 17,993 | 18,099 | +106 | 1,249 | 1,366 | 0.34% | +117 |
| DuPont de Nemours Inc(DD) | 11,376 | 11,474 | +98 | 780 | 894 | 0.22% | +114 |
| Charles Schwab Corp(SCHW) | 21,944 | 22,098 | +154 | 2,002 | 2,110 | 0.52% | +108 |
| Eaton Corp(ETN) | 4,530 | 4,582 | +52 | 1,617 | 1,715 | 0.42% | +98 |
| Cencora, Inc. | 7,441 | 7,451 | +10 | 2,231 | 2,329 | 0.58% | +97 |
| Biogen Idec Inc(BIIB) | 7,028 | 6,996 | -32 | 883 | 980 | 0.24% | +97 |
| iShares Trust Russell 1000 Growth ETF | 2,136 | 2,136 | 0 | 907 | 1,001 | 0.25% | +94 |
| Zimmer Biomet Holdings, Inc.(ZBH) | 12,908 | 12,848 | -60 | 1,177 | 1,266 | 0.31% | +88 |
| Analog Devices Inc(ADI) | 7,039 | 7,116 | +77 | 1,675 | 1,748 | 0.43% | +73 |
| Halliburton Co(HAL) | 30,075 | 27,878 | -2,197 | 613 | 686 | 0.17% | +73 |
| Chevron Corp(CVX) | 8,041 | 7,842 | -199 | 1,151 | 1,218 | 0.30% | +66 |
| Blackrock Funding Inc(BLK) | 1,402 | 1,314 | -88 | 1,471 | 1,532 | 0.38% | +61 |
| Mastercard Inc Class A(MA) | 8,168 | 8,176 | +8 | 4,590 | 4,651 | 1.15% | +61 |
| SPDR Dow Jones Industrial Average ETF Trust(DIA) | 2,543 | 2,543 | 0 | 1,121 | 1,179 | 0.29% | +59 |
| Pfizer Inc(PFE) | 49,935 | 49,753 | -182 | 1,210 | 1,268 | 0.31% | +57 |
| Verizon Communications(VZ) | 15,664 | 16,640 | +976 | 678 | 731 | 0.18% | +54 |
| iShares Barclays MBS Bond Fund ETF | 34,380 | 34,380 | 0 | 3,228 | 3,271 | 0.81% | +43 |
| Boeing Co(BA) | 6,316 | 6,331 | +15 | 1,323 | 1,366 | 0.34% | +43 |
| SPDR Portfolio Short Term Treasury ETF ST SHO TREAS ETF | 18,925 | 20,294 | +1,369 | 554 | 595 | 0.15% | +41 |
| McDonalds Corp(MCD) | 3,163 | 3,173 | +10 | 924 | 964 | 0.24% | +40 |
| Meta Platforms Inc(META) | 8,621 | 8,713 | +92 | 6,363 | 6,399 | 1.59% | +36 |
| Lowes Cos Inc(LOW) | 1,126 | 1,126 | 0 | 250 | 283 | 0.07% | +33 |
| National Fuel Gas Co N J(NFG) | 4,012 | 4,012 | 0 | 340 | 371 | 0.09% | +31 |
| DFA Dimensional International Core Equity 2 ETF INTL CORE EQUITY | 17,326 | 17,326 | 0 | 539 | 568 | 0.14% | +29 |
| Illinois Tool Works Inc(ITW) | 1,876 | 1,876 | 0 | 464 | 489 | 0.12% | +25 |
| iShares Core S&P 500 ETF | 512 | 512 | 0 | 318 | 343 | 0.08% | +25 |
| SLB Limited(SLB) | 36,258 | 36,247 | -11 | 1,226 | 1,246 | 0.31% | +20 |
| Vanguard Dividend Appreciation Index ETF | 4,123 | 4,001 | -122 | 844 | 863 | 0.21% | +20 |
| Vanguard Total World Stock Index Fund ETF | 2,000 | 2,000 | 0 | 257 | 276 | 0.07% | +19 |
| Ford Motor Co Del Par $0.01(F) | 12,373 | 12,373 | 0 | 134 | 148 | 0.04% | +14 |
| Rockwell Automation Inc Common(ROK) | 666 | 666 | 0 | 221 | 233 | 0.06% | +12 |
| SPDR Portfolio Long Term Treasury ETF ST LON TREAS ETF | 30,543 | 30,396 | -147 | 812 | 819 | 0.20% | +7 |
| iShares Barclays TIPS Bond Fund | 5,134 | 5,134 | 0 | 565 | 571 | 0.14% | +6 |
| Nike, Inc. Class B(NKE) | 16,410 | 16,798 | +388 | 1,166 | 1,171 | 0.29% | +6 |
| iShares iBoxx $ High Yield Corp Bond ETF | 7,019 | 7,019 | 0 | 566 | 570 | 0.14% | +4 |
| Progressive Corp Ohio common(PGR) | 782 | 858 | +76 | 209 | 212 | 0.05% | +3 |
| iShares Short-Term National Muni Bond ETF | 5,929 | 5,929 | 0 | 630 | 633 | 0.16% | +3 |
| Truist Financial Corporation(TFC) | 36,476 | 34,348 | -2,128 | 1,568 | 1,570 | 0.39% | +2 |
| Berkshire Hathaway Inc Class B New | 1,574 | 1,524 | -50 | 765 | 766 | 0.19% | +2 |
| Vanguard Tax-Exempt Bond Index ETF | 4,612 | 4,546 | -66 | 226 | 228 | 0.06% | +1 |
| Vanguard Total International Bond Index Fund ETF TOTAL INT BD ETF | 22,612 | 22,612 | 0 | 1,120 | 1,118 | 0.28% | -1 |
| iShares Russell 1000 Value ETF | 2,967 | 2,819 | -148 | 576 | 574 | 0.14% | -2 |
| Eli Lilly & Co(LLY) | 282 | 282 | 0 | 220 | 215 | 0.05% | -5 |
| FlexShares Core Select Bond Fund ETF CRE SLCT BD FD | 10,973 | 10,565 | -408 | 244 | 238 | 0.06% | -7 |
| Quest Diagnostics Inc(DGX) | 1,720 | 1,574 | -146 | 309 | 300 | 0.07% | -9 |
| AT&T Inc(T) | 17,047 | 17,037 | -10 | 493 | 481 | 0.12% | -12 |
| Amazon Communications Inc(AMZN) | 40,094 | 39,998 | -96 | 8,796 | 8,782 | 2.18% | -14 |
| Palo Alto Networks Inc Common(PANW) | 7,752 | 7,715 | -37 | 1,586 | 1,571 | 0.39% | -15 |
| Bristol Myers Squibb Co(BMY) | 19,646 | 19,605 | -41 | 909 | 884 | 0.22% | -25 |
| Union Pacific Corp(UNP) | 5,295 | 5,044 | -251 | 1,218 | 1,192 | 0.30% | -26 |
| Cisco Systems Inc(CSCO) | 33,990 | 34,033 | +43 | 2,358 | 2,329 | 0.58% | -30 |
| Fedex Corp(FDX) | 4,829 | 4,518 | -311 | 1,098 | 1,065 | 0.26% | -32 |
| Abbott Labs | 21,796 | 21,875 | +79 | 2,964 | 2,930 | 0.73% | -35 |
| International Business Machines(IBM) | 2,859 | 2,859 | 0 | 843 | 807 | 0.20% | -36 |
| W W Grainger Inc(GWW) | 281 | 267 | -14 | 292 | 254 | 0.06% | -38 |
| Walmart Inc.(WMT) | 3,313 | 2,760 | -553 | 324 | 284 | 0.07% | -39 |
| Deere & Co(DE) | 886 | 886 | 0 | 451 | 405 | 0.10% | -45 |
| EOG Resources, Inc.(EOG) | 8,921 | 8,947 | +26 | 1,067 | 1,003 | 0.25% | -64 |
| Freeport-McMoran, Inc.(FCX) | 18,019 | 18,219 | +200 | 781 | 715 | 0.18% | -67 |