Fund HoldingsCITIZENS & NORTHERN CORP

Total Portfolio Value
$403.55M
Total Bought
$26.81M
Total Sold
$31.55M
Net Transaction
-$4.74M
Filing Period:
Securities
SharesValue ($K)
Q3 2025
Q4 2025
Change
Q3 2025
Q4 2025
Weight (%)
Change
Fidelity MSCI Real Estate Index ETF822,3301,087,071+264,74122,86929,2317.24%+6,362
Caterpillar Inc(CAT)1,1304,214+3,0845392,4140.60%+1,875
KKR & Co Inc(KKR)014,168+14,16801,8060.45%+1,806
Alphabet Inc Class C(GOOG)45,18440,453-4,73111,00512,6943.15%+1,690
Citigroup Inc Common New(C)013,930+13,93001,6250.40%+1,625
Netflix Inc Corp(NFLX)015,633+15,63301,4660.36%+1,466
Emerson Electric Co(EMR)09,993+9,99301,3260.33%+1,326
Intuit(INTU)02,001+2,00101,3260.33%+1,326
Tapestry Inc Common(TPR)08,383+8,38301,0710.27%+1,071
Citizens & Northern Corp321,089361,412+40,3236,3617,2901.81%+929
Advanced Micro Devices Inc(AMD)15,98515,877-1082,5863,4000.84%+814
Analog Devices Inc(ADI)7,1169,288+2,1721,7482,5190.62%+771
RTX Corporation(RTX)11,27113,774+2,5031,8862,5260.63%+640
Boeing Co(BA)6,3318,980+2,6491,3661,9500.48%+583
Avantis International Equity ETF51,05854,809+3,7514,0284,5121.12%+483
Dimensional U.S. Core Equity 2 ETF
US COR EQU 2 ETF
232,401238,023+5,6228,9649,4232.34%+460
iShares North American Natural Resources ETF495,504492,536-2,96824,30424,7256.13%+421
Health Care Select Sector SPDR ETF
ST STR CARE ETF
02,659+2,65904120.10%+412
iShares Dow Jones US Med Devices Index06,179+6,17903840.10%+384
State Street SPDR Portfolio S&P 400 Mid Cap ETF
ST STR P400MID
232,382235,643+3,26113,29013,6463.38%+356
iShares iBoxx $ High Yield Corp Bond ETF7,01910,822+3,8035708730.22%+303
iShares JPMorgan USD Emerging Markets Bond ETF130,662132,225+1,56312,43812,7313.15%+293
Corning Inc(GLW)19,65821,734+2,0761,6131,9030.47%+290
Consumer Discretionary Select Sector SPDR
ST STR DISCR ETF
02,260+2,26002700.07%+270
Biogen Idec Inc(BIIB)6,9966,912-849801,2160.30%+236
iShares S&P MidCap 400 Index Fd258,315258,672+35716,85817,0724.23%+215
Freeport-McMoran, Inc.(FCX)18,21917,999-2207159140.23%+200
State Street SPDR Portfolio Short Term Treasury ETF
ST SHO TREAS ETF
20,29426,935+6,6415957890.20%+194
Cisco Systems Inc(CSCO)34,03332,735-1,2982,3292,5220.62%+193
Broadcom Inc Common(AVGO)6,5236,719+1962,1522,3250.58%+173
Johnson & Johnson(JNJ)8,2458,196-491,5291,6960.42%+167
GSK PLC ADR(GSK)41,53039,595-1,9351,7921,9420.48%+149
Salesforce, Inc.(CRM)08,467+8,46702,2430.56%+2,243
Bristol Myers Squibb Co(BMY)19,60519,051-5548841,0280.25%+143
Eli Lilly & Co(LLY)282315+332153390.08%+123
EOG Resources, Inc.(EOG)8,94710,726+1,7791,0031,1260.28%+123
Paypal Holdings, Inc.(PYPL)027,351+27,35101,5970.40%+1,597
State Street SPDR S&P 500 ETF Trust(SPY)2,7932,877+841,8611,9620.49%+101
iShares Barclays MBS Bond Fund ETF34,38035,349+9693,2713,3660.83%+95
SLB Limited(SLB)36,24734,819-1,4281,2461,3360.33%+91
Accenture PLC
SHS CLASS A
05,588+5,58801,4990.37%+1,499
DFA Dimensional Emerging Markets Core Equity 2 ETF
EMERGING MKTS CO
10,92312,833+1,9103504250.11%+74
iShares Trust Russell 1000 Growth ETF2,1362,254+1181,0011,0670.26%+66
Tjx Companies (New)(TJX)17,45716,856-6012,5232,5890.64%+66
M & T Bank Corp(MTB)03,642+3,64207340.18%+734
iShares Russell 1000 Value ETF2,8193,029+2105746370.16%+63
Exxon Mobil Corp27,55526,338-1,2173,1073,1700.79%+63
Cummins Inc(CMI)60060002533060.08%+53
Cencora, Inc.7,4517,045-4062,3292,3790.59%+51
Vanguard Total International Bond Index Fund ETF
TOTAL INT BD ETF
22,61224,121+1,5091,1181,1660.29%+47
Alphabet Inc Class A(GOOG)965890-752352790.07%+44
SPDR Dow Jones Industrial Average ETF Trust(DIA)2,5432,54301,1791,2220.30%+43
Avantis US Equity ETF13,82913,82901,5031,5460.38%+43
iShares Core S&P 500 ETF512550+383433770.09%+34
International Business Machines(IBM)2,8592,832-278078390.21%+32
DFA Dimensional International Core Equity 2 ETF
INTL CORE EQUITY
17,32617,32605685970.15%+29
Rockwell Automation Inc Common(ROK)66666602332590.06%+26
Nextera Energy Inc(NEE)18,09917,340-7591,3661,3920.34%+26
iShares Barclays TIPS Bond Fund5,1345,404+2705715940.15%+23
Avantis Emerging Markets Equity ETF10,14310,14307627810.19%+19
Charles Schwab Corp(SCHW)22,09821,271-8272,1102,1250.53%+15
Coca Cola Co(KO)023,393+23,39301,6350.41%+1,635
Vanguard Total World Stock Index Fund ETF2,0002,00002762820.07%+7
Deere & Co(DE)886880-64054100.10%+5
iShares Short-Term National Muni Bond ETF5,9295,92906336330.16%-0
CVS Health Corporation(CVS)28,25626,828-1,4282,1302,1290.53%-1
Vanguard Tax-Exempt Bond Index ETF4,5464,503-432282260.06%-1
Progressive Corp Ohio common(PGR)858925+672122110.05%-1
DuPont de Nemours Inc(DD)11,47422,119+10,6458948890.22%-5
FlexShares Core Select Bond Fund ETF
CRE SLCT BD FD
10,56510,418-1472382330.06%-5
W W Grainger Inc(GWW)267245-222542470.06%-7
Vanguard REIT Index ETF2,6832,68302452370.06%-8
State Street SPDR Portfolio Long Term Treasury ETF
ST LON TREAS ETF
30,39630,39608198050.20%-15
Lowes Cos Inc(LOW)1,1261,105-212832660.07%-16
McDonalds Corp(MCD)3,1733,090-839649440.23%-20
Illinois Tool Works Inc(ITW)1,8761,898+224894670.12%-22
Union Pacific Corp(UNP)5,0445,04401,1921,1670.29%-25
Quest Diagnostics Inc(DGX)1,5741,550-243002690.07%-31
Berkshire Hathaway Inc Class B New1,5241,456-687667320.18%-34
Chevron Corp(CVX)7,8427,716-1261,2181,1760.29%-42
Disney Walt Co(DIS)012,788+12,78801,4550.36%+1,455
National Fuel Gas Co N J(NFG)4,0124,01203713210.08%-49
AT&T Inc(T)17,03717,03704814230.10%-58
Roper Industries Inc New(ROP)01,115+1,11504960.12%+496
Pfizer Inc(PFE)49,75347,977-1,7761,2681,1950.30%-73
Amazon Communications Inc(AMZN)39,99837,712-2,2868,7828,7052.16%-78
Nike, Inc. Class B(NKE)16,79817,005+2071,1711,0830.27%-88
Adobe Systems Inc(ADBE)03,840+3,84001,3440.33%+1,344
Intercontinental Exchange Inc Common(ICE)08,324+8,32401,3480.33%+1,348
Verizon Communications(VZ)16,64015,240-1,4007316210.15%-111
Ford Motor Co Del Par $0.01(F)12,3730-12,3731480-148
Marsh(MRSH)06,509+6,50901,2080.30%+1,208
Mastercard Inc Class A(MA)8,1767,877-2994,6514,4971.11%-154
Carrier Global Corp(CARR)019,638+19,63801,0380.26%+1,038
Palo Alto Networks Inc Common(PANW)7,7157,509-2061,5711,3830.34%-188
Vanguard Mid-Cap ETF6810-6812000-200
SYSCO Corp(SYY)2,5060-2,5062060-206
American Tower REIT Inc(AMT)09,061+9,06101,5910.39%+1,591
Procter & Gamble Co(PG)018,566+18,56602,6610.66%+2,661
Vanguard Dividend Appreciation Index ETF4,0012,866-1,1358636300.16%-233
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