Fund HoldingsNBT BANK N A /NY

Total Portfolio Value
$1.38B
Total Bought
$45.07M
Total Sold
$128.89M
Net Transaction
-$83.82M
Filing Period:
Securities
SharesValue ($K)
Q4 2024
Q1 2025
Change
Q4 2024
Q1 2025
Weight (%)
Change
Blackrock Inc(BLK)02,655+2,65502,5130.18%+2,513
Apple Inc.(AAPL)010,277+10,27702,2830.16%+2,283
Berkshire Hathaway Inc-Cl B034,627+34,627018,4421.33%+18,442
IShares 0-5 Yr TIPs ETF
0-5 YR TIPS ETF
86,238101,625+15,3878,67610,5150.76%+1,840
Berkshire Hathaway Inc.03,453+3,45301,8400.13%+1,840
Chevron Corporation(CVX)086,885+86,885014,5351.05%+14,535
Johnson & Johnson(JNJ)0112,330+112,330018,6291.35%+18,629
Aberdeen Std Physical Swiss Gold054,979+54,97901,6390.12%+1,639
Abbott Labs0109,734+109,734014,5561.05%+14,556
Exxonmobil Corp0166,619+166,619019,8161.43%+19,816
Ishares IBoxx High Yield Corpo42,79059,415+16,6253,3654,6870.34%+1,322
Pimco Corporate & Income Oppor(PTY)088,400+88,40001,2780.09%+1,278
Abbvie Inc(ABBV)052,427+52,427010,9850.79%+10,985
Intl. Business Machines Corp(IBM)040,261+40,261010,0110.72%+10,011
RTX Corporation(RTX)084,351+84,351011,1730.81%+11,173
IShares Core Intnl Agg Bond ET
CORE INTL AGGR
034,085+34,08501,7040.12%+1,704
Vanguard Value Etf91,45895,852+4,39415,48416,5571.20%+1,074
Vanguard Short Term Bond ETF021,478+21,47801,6810.12%+1,681
Philip Morris International(PM)031,119+31,11904,9400.36%+4,940
Palo Alto Networks(PANW)20,75527,902+7,1473,7774,7610.34%+985
Vanguard Total International S036,725+36,72502,2810.16%+2,281
CVS Health Corp(CVS)044,875+44,87503,0400.22%+3,040
McDonalds Corp(MCD)066,206+66,206020,6811.49%+20,681
Ishares MSCI EAFE Growth ETF0261,436+261,436026,1441.89%+26,144
FlexShares STOXX Glbl Brd Infr
STOXX GLOBR INF
0123,898+123,89807,1410.52%+7,141
Coca Cola CO(KO)091,661+91,66106,5650.47%+6,565
Deere & CO(DE)032,935+32,935015,4581.12%+15,458
Lilly Eli & CO(LLY)010,290+10,29008,4990.61%+8,499
Visa Inc Cl A(V)16,73117,040+3095,2885,9720.43%+684
Netflix Inc(NFLX)3,1343,714+5802,7933,4630.25%+670
GE Aerospace(GE)011,857+11,85702,3730.17%+2,373
AT&T Inc(T)0118,933+118,93303,3630.24%+3,363
iShares Core US Aggregate Bond E070,537+70,53706,9780.50%+6,978
iShares 20 Year Treasury Bond56,35160,658+4,3074,9215,5220.40%+601
Berkshire Hathaway Inc Class A05+503,9920.29%+3,992
Ishares Msci Eafe ETF077,670+77,67006,3480.46%+6,348
Uber Technologies Inc(UBER)040,878+40,87802,9780.22%+2,978
iShares Core MSCI Total Int'l St
CORE MSCI TOTAL
76,97679,907+2,9315,0915,5780.40%+487
Intercontinental Exchange Inc(ICE)12,37313,464+1,0911,8442,3230.17%+479
Ishares Core Total U.S. Aggreg010,179+10,17901,0070.07%+1,007
Ishares Tr High Yield Systemat
HIGH YLD SYSTM B
08,595+8,59504050.03%+405
Ishares Msci Eafe Small Cap ET053,073+53,07303,3720.24%+3,372
Verizon Communications(VZ)082,941+82,94103,7620.27%+3,762
iShares MSCI Emerg Mkt Min Vol27,32033,437+6,1171,5841,9510.14%+366
Copart Inc(CPRT)06,225+6,22503520.03%+352
Union Pac Corp(UNP)037,601+37,60108,8830.64%+8,883
FlexShares Real Assets Allocat021,965+21,96506840.05%+684
Altria Group Inc(MO)044,768+44,76802,6870.19%+2,687
Stryker Corporation(SYK)3,9534,697+7441,4231,7480.13%+325
Alphabet Inc. Class C(GOOG)01,956+1,95603060.02%+306
AT&T, Inc.(T)010,495+10,49502970.02%+297
Alphabet Inc Cl A(GOOG)02,740+2,74004240.03%+424
Vaneck Faln Angl Hy Bnd
FALLEN ANGEL HG
0178,618+178,61805,1550.37%+5,155
SPDR Gold Trust(GLD)04,396+4,39601,2670.09%+1,267
TJX Cos Inc(TJX)67,09068,858+1,7688,1058,3870.61%+282
Vaneck Vectors Gold Miners ETF
GOLD MINERS ETF
056,878+56,87802,6150.19%+2,615
Novartis Ag Spons ADR(NVS)029,181+29,18103,2530.23%+3,253
Agnico Eagle Mines Ltd(AEM)10,37410,041-3338111,0890.08%+277
Schwab Fundamental US Broad Mk011,955+11,95502750.02%+275
Amgen Inc(AMGN)05,455+5,45501,7000.12%+1,700
Schwab International Equity ET0203,693+203,69304,0290.29%+4,029
American Water Works CO Inc012,123+12,12301,7880.13%+1,788
Charles Schwab Corp(SCHW)8,73611,558+2,8226479050.07%+258
Fiserv Inc(FISV)7,6498,284+6351,5711,8290.13%+258
SPDR Gold Shares(GLD)04,896+4,89601,4110.10%+1,411
Builders Firstsource(BLDR)02,000+2,00002500.02%+250
Intuitive Surgical Inc17,62718,825+1,1981,7872,0350.15%+248
Vanguard Short-Term Corp Bond
SHRT TRM CORP BD
107,189109,038+1,8498,3628,6070.62%+246
Goldman Sachs Group Inc(GS)8,4199,257+8384,8215,0570.37%+236
Linde PLC(LIN)08,546+8,54603,9790.29%+3,979
Corning Inc.(GLW)05,112+5,11202340.02%+234
Amazon.com, Inc(AMZN)01,215+1,21502310.02%+231
Paychex Inc(PAYX)16,36416,344-202,2952,5220.18%+227
Ball Corp06,843+6,84303560.03%+356
Consolidated Edison Inc.(ED)01,968+1,96802180.02%+218
Woodward Inc(WWD)01,359+1,35902480.02%+248
iShares Core Growth ETF93,99296,917+2,9255,3885,5800.40%+192
Alamos Gold Inc New07,105+7,10501900.01%+190
SPDR S&P Dividend ETF
ST STR SP DIV
082,392+82,392011,1790.81%+11,179
Martin Marietta Matls Inc(MLM)0815+81503900.03%+390
American Tower Corp REIT(AMT)02,050+2,05004460.03%+446
General Dynamics Corp(GD)017,385+17,38504,7390.34%+4,739
AbbVie Inc.(ABBV)0805+80501690.01%+169
3m CO(MMM)09,644+9,64401,4160.10%+1,416
Aflac Inc(AFL)023,237+23,23702,5840.19%+2,584
Vanguard Index Fds Growth ETF0565+56502100.02%+210
GSK PLC Sponsored ADR(GSK)014,313+14,31305540.04%+554
Schlumberger Ltd(SLB)039,769+39,76901,6620.12%+1,662
Costco Wholesale Corporation(COST)0165+16501560.01%+156
Gilead Sciences Inc(GILD)08,989+8,98901,0070.07%+1,007
Bristol Myers Squibb CO(BMY)80,47077,163-3,3074,5514,7060.34%+155
Southern Company(SO)021,151+21,15101,9450.14%+1,945
Ishares Msci Emerging Mkt ETF084,764+84,76403,7040.27%+3,704
Otis Worldwide Corp(OTIS)019,310+19,31001,9930.14%+1,993
Intl Business Machines Corp.(IBM)03,250+3,25008080.06%+808
T-Mobile US Inc(TMUS)02,900+2,90007730.06%+773
Schwab Fundamental Intl Lg Co010,980+10,98003970.03%+397
SPDR Portfolio Developed Wld e
ST STR PO EX ETF
084,197+84,19703,0660.22%+3,066
Schwab US Mid-Cap ETF017,137+17,13704490.03%+449
Ecolab Inc(ECL)08,623+8,62302,1860.16%+2,186
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