Fund HoldingsNBT BANK N A /NY

Total Portfolio Value
$1.51B
Total Bought
$85.75M
Total Sold
$971.94M
Net Transaction
-$886.19M
Filing Period:
Securities
SharesValue ($K)
Q1 2026
Q2 2026
Change
Q1 2026
Q2 2026
Weight (%)
Change
Alphabet Inc Cl A(GOOG)144,051140,990-3,06141,42350,3863.34%+8,962
Vanguard S&P 500 ETF13,91224,847+10,9358,31317,0651.13%+8,752
Caterpillar Inc(CAT)27,45126,003-1,44819,44827,6911.83%+8,243
Alphabet Inc Cl C(GOOG)142,729138,351-4,37840,94348,8843.24%+7,940
Bank Montreal Quebec65145,418+44,767888,0250.53%+7,937
Apple Inc(AAPL)260,691255,441-5,25066,16173,9154.90%+7,754
Palo Alto Networks(PANW)32,19435,204+3,0105,16112,0050.80%+6,844
Cisco Systems Inc(CSCO)152,142152,026-11611,80517,8571.18%+6,052
Intel Corp(INTC)44,02343,878-1451,9436,1270.41%+4,184
Ishares MSCI EAFE Growth ETF288,143291,399+3,25632,09036,2562.40%+4,165
Lilly Eli & CO(LLY)8,4569,948+1,4927,77811,9320.79%+4,154
Trane Technologies Plc ADR(TT)56,56256,001-56123,57227,5051.82%+3,934
JP Morgan Chase & CO(JPM)122,984121,073-1,91136,17739,6312.63%+3,454
Amazon.Com Inc(AMZN)97,19696,228-96820,24322,9351.52%+2,692
VANGUARD VALUE INDEX FUND ETF SHARES1,95213,903+11,9513833,0300.20%+2,647
NBT Bancorp Inc(NBTB)244,049254,152+10,10310,39212,5480.83%+2,156
Intl. Business Machines Corp(IBM)47,36348,391+1,02811,48013,6080.90%+2,128
State Street Technology Select
ST STR TECHN ETF
35,23835,719+4814,6836,8050.45%+2,122
Deere & CO(DE)30,26930,151-11817,05019,1261.27%+2,075
JPMorgan Municipal ETF
MUNICIPAL ETF
30,76070,395+39,6351,5383,5660.24%+2,028
AMERICAN FUNDS GROWTH FUND OF AMER F2022,846+22,84602,0050.13%+2,005
SCHWAB GOVERNMENT MONEY INV01,970,897+1,970,89701,9710.13%+1,971
Unitedhealth Group Inc(UNH)13,08812,952-1363,5425,3830.36%+1,842
Grainger W W Inc(GWW)7,2787,095-1837,9399,6520.64%+1,713
AMERICAN FUNDS AMERICAN BALANCED F2040,065+40,06501,6430.11%+1,643
Goldman Sachs Group Inc(GS)9,8509,827-238,3339,9390.66%+1,606
Abbvie Inc(ABBV)50,29649,840-45610,93912,5420.83%+1,603
Qualcomm Inc(QCOM)31,73730,579-1,1584,0875,6510.37%+1,564
Ishares Russell 2000 ETF33,44032,671-7698,2939,8160.65%+1,523
Nvidia Corp(NVDA)69,71768,224-1,49312,15913,6510.90%+1,492
PERMANENT PORTFOLIO PERMANENT I018,948+18,94801,4440.10%+1,444
AMERICAN FUNDS FUNDAMENTAL INVS F2013,231+13,23101,3690.09%+1,369
Amphenol Corp27,02226,612-4103,4144,6920.31%+1,278
CVS Health Corp(CVS)39,68039,187-4932,8504,0540.27%+1,204
VANGUARD SHORT TERM COR BD ETF
SHRT TRM CORP BD
3,24217,741+14,4992571,4020.09%+1,145
Applied Materials Inc3,0413,016-251,0392,1810.14%+1,141
State Street SPDR S&P 500 ETF(SPY)13,39013,145-2458,7089,8160.65%+1,109
Broadcom Inc(AVGO)15,96716,004+374,9426,0460.40%+1,104
DFA GLOBAL EQUITY I024,644+24,64401,0920.07%+1,092
Ishares Msci Emerging Mkt ETF96,90896,268-6405,5036,5860.44%+1,082
State Street SPDR S&P MIDCAP 4(MDY)15,20914,809-4009,38010,4160.69%+1,036
GE Aerospace(GE)11,53111,511-203,2724,3020.28%+1,030
Union Pac Corp(UNP)36,23136,098-1338,7909,8190.65%+1,028
Eaton Corp PLC(ETN)12,60612,810+2044,5095,4590.36%+950
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF
CORE MSCI TOTAL
1,28011,020+9,7401111,0520.07%+941
Visa Inc Cl A(V)15,96716,668+7014,8265,7190.38%+893
VANGUARD SMALL-CAP VALUEINDEX FUND ETF SHARES7044,299+3,5951531,0450.07%+892
Carrier Global Corporation(CARR)52,85752,380-4772,9763,8420.25%+866
Microchip Technology Inc(MCHP)31,67131,548-1232,0462,8770.19%+831
AMERICAN FUNDS INVMT CO OF AMER F2010,965+10,96507480.05%+748
Analog Devices Inc(ADI)9,4029,382-202,9913,7260.25%+735
VANECK FALLEN ANGEL HIGHYIELD BOND ETF
FALLEN ANGEL HG
8,99033,547+24,5572589810.06%+723
T Rowe Price Group Inc(TROW)34,31333,512-8013,0933,8100.25%+717
Johnson & Johnson(JNJ)105,438104,180-1,25825,77326,4591.75%+685
Taiwan Semiconductor Spons ADR(TSM)2,1372,840+7037221,3560.09%+634
ISHARES S&P SMALL-CAP 600 GROWTH ETF3,4246,309+2,8854951,1270.07%+631
Corning Inc(GLW)6,6745,922-7529071,5130.10%+605
Ishares Core S&P Mid-Cap ETF61,85361,808-454,1774,7660.32%+589
Ishares Core Total U.S. Aggreg30,12536,135+6,0102,9913,5770.24%+586
AMERICAN FUNDS WASHINGTON MUTUAL F208,771+8,77105860.04%+586
Ishares Core Emerging Markets
CORE MSCI EMKT
44,88944,857-323,1313,7160.25%+585
Berkshire Hathaway Inc-Cl B33,36933,078-29115,99016,5521.10%+561
VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF SHARES
INF TECH ETF
5007,607+7,1073499090.06%+560
Ishares Msci Eafe ETF77,53977,799+2607,5318,0820.54%+550
Morgan Stanley(MS)13,19012,985-2052,1712,7140.18%+544
Schwab US Small Cap ETF81,56680,643-9232,3722,9140.19%+542
Texas Instruments Inc(TXN)5,2245,209-151,0141,5530.10%+538
Merck & CO Inc(MRK)88,94287,438-1,50410,69911,2360.74%+537
Quanta Services Incorporated5,0234,566-4572,7583,2880.22%+530
Bank of America Corp59,59459,428-1662,9053,3860.22%+481
AMERICAN FUNDS NEW PERSPECTIVE F206,095+6,09504580.03%+458
American Express CO(AXP)15,08314,792-2914,5625,0030.33%+441
Vanguard Total International S61,89560,985-9104,7735,2140.35%+441
Vanguard Total Stock Market ET8,8608,86002,8423,2790.22%+436
Philip Morris International(PM)29,07428,974-1004,8075,2420.35%+435
Ishares Russell 2000 Growth ET3,8824,162+2801,2181,6400.11%+421
GE Vernova Inc(GEV)1,3951,39501,2181,6390.11%+421
Ishares Core Msci Eafe ETF
CORE MSCI EAFE
94,07792,452-1,6258,5178,9290.59%+412
Stubhub Holdings Cl A(STUB)158,654108,654-50,0009901,3980.09%+408
Ishares National Muni Bond ETF4,9958,690+3,6955309350.06%+405
Advanced Micro Devices Inc(AMD)1,4921,212-2803047040.05%+401
Coca Cola CO(KO)87,83187,089-7426,6807,0780.47%+398
AMERICAN FUNDS CAPITAL WORLD GR&INC F204,746+4,74603870.03%+387
State Street SPDR S&P Dividend
ST STR SP DIV
81,95281,122-83011,96012,3450.82%+385
State St SPDR Port Developed W
ST STR PO EX ETF
78,65278,494-1583,5903,9550.26%+365
State Street SPDR S&P Regional
ST STR SP REGBNK
42,54741,828-7192,7723,1310.21%+359
Ishares Nasdaq Biotech ETF23,58822,811-7773,9834,3380.29%+356
Vanguard Mid-Cap Growth Index7,1707,180+101,8452,1990.15%+354
Microsoft Corp(MSFT)201,559200,892-66774,61174,9374.96%+326
SCHWAB TOTAL STOCK MARKET INDEX017,433+17,43303170.02%+317
Ishares Core S&P Small-Cap ETF13,76513,625-1401,7112,0210.13%+310
Schwab International Equity ET96,00396,828+8252,3762,6820.18%+306
State Street SPDR Bloomberg In
ST STR RATE ETF
1,45511,185+9,730453450.02%+300
Ishares S&P 500 Growth ETF5,9047,024+1,1206689660.06%+298
AMERICAN FUNDS AMERICAN MUTUAL F204,635+4,63502980.02%+298
ABRDN PHYSICAL GOLD SHARES ETF(SGOL)1,8009,722+7,922803720.02%+291
TCW METWEST LOW DURATION BD M033,492+33,49202810.02%+281
Bank of New York Mellon Corp10,40210,40201,2341,5040.10%+270
AMERICAN FUNDS CAPITAL INCOME BLDR F202,998+2,99802450.02%+245
Invesco QQQ Trust Unit Ser 11,5061,510+48691,1120.07%+243
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