Fund Holdings

NBT BANK N A /NY

Filing Period:
Securities
SharesValue ($K)
Q2 2025
Q3 2025
Change
Q2 2025
Q3 2025
Weight (%)
Change
Apple Inc(AAPL)275,538270,076-5,46256,532,22568,769,3784.48%+12,237,153
Alphabet Inc Cl A(GOOG)155,629153,756-1,87327,426,41637,378,0252.43%+9,951,609
Alphabet Inc Cl C(GOOG)153,344149,293-4,05127,201,74036,360,1892.37%+9,158,449
Johnson & Johnson(JNJ)110,121108,406-1,71516,820,98320,100,6401.31%+3,279,657
Microsoft Corp(MSFT)207,482204,953-2,529103,203,622106,155,4066.91%+2,951,784
FlexShares Mstar Glbl Upstrm N950,615938,267-12,34838,129,16841,077,3292.68%+2,948,161
Oracle Corporation(ORCL)50,23949,491-74810,983,75313,918,8490.91%+2,935,096
JP Morgan Chase & CO(JPM)130,459127,799-2,66037,821,36940,311,7082.63%+2,490,339
Caterpillar Inc(CAT)29,58029,201-37911,483,25213,933,2570.91%+2,450,005
Lowes Cos Inc(LOW)95,06493,653-1,41121,091,84923,535,9351.53%+2,444,086
Abbvie Inc(ABBV)53,16152,218-9439,867,74512,090,5560.79%+2,222,811
Ishares Core S&P US132,102165-131,93719,868,14121,804,6761.42%+1,936,535
Nvidia Corp(NVDA)72,67771,774-90311,482,16913,391,5580.87%+1,909,389
RTX Corporation(RTX)83,76683,586-18012,231,51113,986,4450.91%+1,754,934
Intl. Business Machines Corp(IBM)39,86647,212+7,34611,751,76513,321,2170.87%+1,569,452
Ishares MSCI EAFE Growth ETF266,948276,113+9,16529,898,17631,443,7482.05%+1,545,572
TJX Cos Inc(TJX)66,99267,726+7348,272,8429,789,1160.64%+1,516,274
Goldman Sachs Group Inc(GS)9,84010,471+6316,964,2608,338,5810.54%+1,374,321
Berkshire Hathaway Inc-Cl B33,06434,273+1,20916,061,49917,230,4081.12%+1,168,909
General Dynamics Corp(GD)18,08818,880+7925,275,5466,438,0800.42%+1,162,534
Vanguard Value Etf97,646186-97,46017,257,95418,397,0521.20%+1,139,098
Caterpillar Inc(CAT)12,5931,909-10,6844,888,8996,009,4890.39%+1,120,590
Vaneck Vectors Gold Miners ETF51,13349,029-2,1042,661,9843,745,8150.24%+1,083,831
Thermo Fisher Scientific Inc(TMO)9,52610,065+5393,862,4124,881,7260.32%+1,019,314
Broadcom Inc(AVGO)14,45215,138+6863,983,6944,994,1770.33%+1,010,483
Vanguard Total Stock Market54,8981,641-53,25716,685,28117,629,8451.15%+944,564
Bank Montreal Quebec45,436651-44,7855,026,5855,915,6950.39%+889,110
Ishares Russell 2000 ETF33,93633,774-1627,322,8518,171,6700.53%+848,819
Palo Alto Networks(PANW)29,66533,943+4,2786,070,6466,911,4740.45%+840,828
IShares 0-5 Yr TIPs ETF103,431110,500+7,06910,644,08511,421,2800.74%+777,195
Amphenol Corp28,20728,565+3582,785,3993,534,9530.23%+749,554
Chevron Corporation(CVX)85,27183,153-2,11812,209,94512,912,8350.84%+702,890
Invesco QQQ Trust Unit Ser 12241,359+1,135123,567815,9030.05%+692,336
Vanguard S&P 500 ETF13,79213,892+1007,834,2708,507,1830.55%+672,913
Allegion PLC(ALLE)18,47618,47602,662,7613,276,7190.21%+613,958
Wal Mart Inc(WMT)118,259117,872-38711,563,36512,147,8880.79%+584,523
GE Aerospace(GE)12,84712,749-983,306,6893,835,1540.25%+528,465
Home Depot Inc(HD)15,37215,179-1935,635,8536,150,5050.40%+514,652
Apple Inc(AAPL)10,275509-9,7662,108,7222,618,9060.17%+510,184
Vanguard Small-Cap Value30,910209-30,7016,027,7596,515,5090.42%+487,750
iShares Core MSCI Total Int'l St81,20983-81,1266,278,2686,748,6030.44%+470,335
Exxonmobil Corp167,254163,882-3,37218,029,98118,477,6961.20%+447,715
Agnico Eagle Mines Ltd(AEM)8,9278,92701,061,6881,504,7350.10%+443,047
Ishares S&P Smll Cap 60043,750142-43,6085,820,5006,261,3750.41%+440,875
Ishares Nasdaq Biotech ETF25,04724,955-923,168,6343,602,6990.23%+434,065
Metlife Inc(MET)7,92212,975+5,053637,0881,068,7510.07%+431,663
Technology Select Sect SPDR17,43817,174-2644,415,8244,840,6640.32%+424,840
Ishares Msci Emerging Mkt ETF86,67886,037-6414,181,3314,594,3580.30%+413,027
McDonalds Corp(MCD)64,88763,674-1,21318,958,03519,349,8921.26%+391,857
Intel Corp(INTC)50,69045,454-5,2361,135,4561,524,9820.10%+389,526
Merck & CO Inc(MRK)94,83494,007-8277,507,0607,890,0070.51%+382,947
iShares Core Growth ETF98,86564-98,8016,087,1186,439,9960.42%+352,878
Ishares Msci Eafe ETF76,55077,055+5056,842,7657,194,5840.47%+351,819
SPDR S&P Dividend ETF82,39282,327-6511,183,06611,529,8960.75%+346,830
Nextera Energy Inc(NEE)87,59884,915-2,6836,081,0536,410,2330.42%+329,180
Vanguard InfoTechnology4,025747-3,2782,669,8732,997,8320.20%+327,959
Blackrock Inc(BLK)2,6172,631+142,745,8873,067,4040.20%+321,517
Altria Group Inc(MO)44,59844,438-1602,614,7812,935,5740.19%+320,793
Aberdeen Std Physical Swiss Gold53,82937-53,7921,697,7672,017,2980.13%+319,531
Pepsico Inc(PEP)76,34374,048-2,29510,080,33010,399,3010.68%+318,971
Ishares Core Msci Eafe ETF86,42086,150-2707,214,3427,521,7570.49%+307,415
IShares Core Intnl Agg Bond ET32,37038,180+5,8101,653,7841,955,9610.13%+302,177
Boeing CO(BA)11,47912,515+1,0362,405,1952,701,1130.18%+295,918
L3 Harris Technologies Inc(LHX)4,9004,90001,229,1161,496,5090.10%+267,393
SPDR Gold Trust(GLD)5,4245,369-551,653,3981,908,5190.12%+255,121
SPDR S&P 500 ETF Trust(SPY)14,13913,495-6448,735,9588,989,9300.59%+253,972
Union Pac Corp(UNP)37,04737,125+788,523,7748,775,2360.57%+251,462
Bank of America Corp62,16561,824-3412,941,6703,189,4950.21%+247,825
Tesla, Inc.(TSLA)1,992889-1,103632,779879,2110.06%+246,432
Autoliv Inc(ALV)20,30520,30502,272,1292,507,6680.16%+235,539
Unitedhealth Group Inc(UNH)14,55013,826-7244,539,1644,773,9980.31%+234,834
Morgan Stanley(MS)13,39713,337-601,887,1012,120,0500.14%+232,949
Spdr Gold Trust Gold Shares(GLD)4,8761,066-3,8101,486,2861,714,6380.11%+228,352
Alamos Gold Inc New6,90011,690+4,790183,264407,5130.03%+224,249
Charles Schwab Corp(SCHW)13,63815,379+1,7411,244,3311,468,2330.10%+223,902
Quanta Services Incorporated5,6785,712+342,146,7382,367,1670.15%+220,429
Ishares Core S&P 500 ETF4,2994,314+152,669,2492,887,3600.19%+218,111
iShares 20 Year Treasury Bond62,32989-62,2405,500,5345,716,1050.37%+215,571
Microsoft Corp0518+5180212,0600.01%+212,060
Lockheed Martin Corp(LMT)8,8968,673-2234,120,1394,329,8270.28%+209,688
Eaton Corp PLC(ETN)12,67812,653-254,525,9204,735,3860.31%+209,466
Ishares Core S&P Mid-Cap ETF62,90162,971+703,901,1204,109,4880.27%+208,368
Midcap SPDR Trust Series 1(MDY)16,52616,051-4759,361,8499,566,8020.62%+204,953
Schwab US Small Cap ETF85,18084,554-6262,155,0542,359,0560.15%+204,002
Dimensional U S Equity Market Etf36,959145-36,8142,477,7352,676,9670.17%+199,232
Novartis Ag Spons ADR(NVS)28,66228,561-1013,468,3883,662,6630.24%+194,275
Utilities Select Sector SPDR37,11536,971-1443,030,8113,224,2410.21%+193,430
Pimco Corporate & Income Oppor(PTY)88,40098,400+10,0001,229,6441,420,8960.09%+191,252
Corning Inc(GLW)7,8067,302-504410,518598,9830.04%+188,465
CVS Health Corp(CVS)41,87440,808-1,0662,888,4813,076,5200.20%+188,039
Uber Technologies Inc(UBER)40,87840,838-403,813,9174,000,8990.26%+186,982
Qualcomm Inc(QCOM)32,64132,356-2855,198,4065,382,7440.35%+184,338
Consumer Discretionary Selt10,0059,839-1662,174,3872,357,8180.15%+183,431
First Tr Exchange Traded Fd Ii02,400+2,4000182,4240.01%+182,424
Copart Inc(CPRT)23,52029,695+6,1751,154,1261,335,3840.09%+181,258
iShares Core S&P 5003,719669-3,0502,309,1902,487,7960.16%+178,606
Ishares Msci Eafe Small Cap ET52,10851,678-4303,787,2093,964,7370.26%+177,528
Vaneck Faln Angl Hy Bnd185,10130-185,0715,419,7575,597,2100.36%+177,453
AT&T, Inc.(T)9,85828-9,830285,283461,0910.03%+175,808
T Rowe Price Group Inc(TROW)35,64635,199-4473,439,8393,612,8260.24%+172,987
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