Fund HoldingsNBT BANK N A /NY

Total Portfolio Value
$1.55B
Total Bought
$24.65M
Total Sold
$96.45M
Net Transaction
-$71.80M
Filing Period:
Securities
SharesValue ($K)
Q3 2025
Q4 2025
Change
Q3 2025
Q4 2025
Weight (%)
Change
Alphabet Inc Cl C(GOOG)149,293147,865-1,42836,36046,4003.00%+10,040
Alphabet Inc Cl A(GOOG)153,756148,757-4,99937,37846,5613.01%+9,183
Apple Inc(AAPL)270,076264,101-5,97568,76971,7984.64%+3,029
Caterpillar Inc(CAT)29,20128,662-53913,93316,4201.06%+2,486
Johnson & Johnson(JNJ)108,406106,987-1,41920,10122,1411.43%+2,040
Vanguard Total International S061,975+61,97504,6750.30%+4,675
Lilly Eli & CO(LLY)08,655+8,65509,3010.60%+9,301
JPMorgan Ultra-Short Income ET
ULTRA SHRT ETF
038,826+38,82601,9640.13%+1,964
Vanguard Total Stock Market ET08,590+8,59002,8800.19%+2,880
Merck & CO Inc(MRK)94,00790,876-3,1317,8909,5660.62%+1,676
IShares 0-5 Yr TIPs ETF
0-5 YR TIPS ETF
110,500126,685+16,18511,42112,9710.84%+1,550
Caterpillar Inc(CAT)1,9092,291+3826,0097,2330.47%+1,223
Cisco Systems Inc(CSCO)0152,442+152,442011,7430.76%+11,743
RTX Corporation(RTX)83,58682,607-97913,98615,1500.98%+1,164
Danaher Corp(DHR)041,687+41,68709,5430.62%+9,543
Intl Business Machines Corp.(IBM)0592+59201,9190.12%+1,919
Goldman Sachs Group Inc(GS)10,47110,517+468,3399,2440.60%+906
FlexShares Mstar Glbl Upstrm N
MORNSTAR UPSTR
938,267914,122-24,14541,07741,9122.71%+835
Exxonmobil Corp163,882160,174-3,70818,47819,2751.24%+798
Wal Mart Inc(WMT)117,872115,724-2,14812,14812,8930.83%+745
Amazon.Com Inc(AMZN)094,648+94,648021,8471.41%+21,847
Ishares Core S&P 500 ETF4,3145,143+8292,8873,5230.23%+635
Ishares MSCI EAFE Growth ETF276,113281,134+5,02131,44432,0272.07%+583
S&P Global Inc(SPGI)018,269+18,26909,5470.62%+9,547
Ishares Nasdaq Biotech ETF24,95524,637-3183,6034,1580.27%+555
Thermo Fisher Scientific Inc(TMO)10,0659,353-7124,8825,4200.35%+538
TJX Cos Inc(TJX)67,72667,118-6089,78910,3100.67%+521
Salesforce Inc(CRM)014,730+14,73003,9020.25%+3,902
Coupang Inc(CPNG)032,050+32,05007560.05%+756
Bristol Myers Squibb CO(BMY)057,428+57,42803,0980.20%+3,098
American Tower Corp REIT(AMT)05,141+5,14109030.06%+903
Vaneck Vectors Gold Miners ETF
GOLD MINERS ETF
49,02947,950-1,0793,7464,1130.27%+367
Nextera Energy Inc(NEE)84,91584,370-5456,4106,7730.44%+363
Vanguard Russell 3000
VNG RUS3000IDX
0300+30003510.02%+351
Coca Cola CO(KO)089,208+89,20806,2370.40%+6,237
Wal-Mart Stores Inc.(WMT)0111+11101,4700.09%+1,470
Vanguard Total Stock Market1,6411,676+3517,63017,9281.16%+298
TC Energy Corp Com NPV(TRP)05,166+5,16602840.02%+284
Amphenol Corp28,56528,226-3393,5353,8140.25%+279
American Express CO(AXP)015,708+15,70805,8110.38%+5,811
Wells Fargo & CO(WFC)033,839+33,83903,1540.20%+3,154
United Parcel Service Cl B(UPS)016,377+16,37701,6240.10%+1,624
Analog Devices Inc(ADI)09,722+9,72202,6370.17%+2,637
Ishares New York Muni Bond ETF0100,475+100,47505,3760.35%+5,376
Markel Group INC COM(MKL)0270+27005800.04%+580
Morgan Stanley(MS)13,33713,162-1752,1202,3370.15%+217
Intl. Business Machines Corp(IBM)47,21245,694-1,51813,32113,5350.87%+214
iShares Core US Aggregate Bond E0200+20007,4510.48%+7,451
Synopsys Inc(SNPS)0737+73703460.02%+346
Novartis Ag Spons ADR(NVS)28,56128,045-5163,6633,8670.25%+204
Ishares Msci Eafe ETF77,05577,041-147,1957,3980.48%+204
Intuitive Surgical Inc018,886+18,88602,1970.14%+2,197
Amgen Inc(AMGN)04,020+4,02001,3160.08%+1,316
Vanguard S&P 500 ETF13,89213,882-108,5078,7060.56%+199
IShares Core Intnl Agg Bond ET
CORE INTL AGGR
38,18042,980+4,8001,9562,1490.14%+193
SPDR Gold Shares(GLD)1,0661,190+1241,7151,9040.12%+189
Ishares Core Msci Eafe ETF
CORE MSCI EAFE
86,15086,195+457,5227,7110.50%+189
Vanguard FTSE Developed Market020,981+20,98101,3110.08%+1,311
iShares Core Growth ETF6465+16,4406,6270.43%+187
Target Corp(TGT)026,220+26,22002,5630.17%+2,563
Ishares Russell 2000 ETF33,77433,876+1028,1728,3390.54%+167
Nucor Corp(NUE)05,960+5,96009720.06%+972
JP Morgan Chase & CO(JPM)127,799125,616-2,18340,31240,4762.61%+164
Aberdeen Std Physical Swiss Gold3741+42,0172,1810.14%+164
Mettler Toledo International(MTD)0160+16002230.01%+223
Applied Materials Inc03,050+3,05007840.05%+784
Prudential Finl Inc(PFH)022,658+22,65802,5580.17%+2,558
Broadcom Inc(AVGO)15,13814,882-2564,9945,1510.33%+156
JPMorgan Equity Premium Income
EQUITY PREMIUM
010,223+10,22305850.04%+585
Alphabet Inc. Class C(GOOG)0314+31406230.04%+623
Qualcomm Inc(QCOM)32,35632,322-345,3835,5290.36%+146
Vanguard Value ETF01,952+1,95203730.02%+373
Intel Corp(INTC)45,45445,130-3241,5251,6650.11%+140
Eli Lilly and Company(LLY)02,149+2,14902390.02%+239
Rbc Bearings Inc(RBC)02,448+2,44801,0980.07%+1,098
Vanguard Index Fds Growth ETF0783+78303820.02%+382
Apple Inc.(AAPL)509272-2372,6192,7530.18%+134
CVS Health Corp(CVS)40,80840,398-4103,0773,2060.21%+130
Visa Inc Cl A(V)016,875+16,87505,9180.38%+5,918
Cummins Inc(CMI)01,343+1,34306860.04%+686
STATE STREET HEALTH CARE SELEC
ST STR CARE ETF
07,280+7,28001,1270.07%+1,127
iShares Core Aggressive ETF090+9001120.01%+112
SPDR S&P 500 ETF Trust(SPY)13,49513,345-1508,9909,1000.59%+110
Deere & CO(DE)030,662+30,662014,2750.92%+14,275
SPDR Gold Trust(GLD)5,3695,093-2761,9092,0180.13%+110
SPDR Portfolio Developed Wld e
ST STR PO EX ETF
078,142+78,14203,4700.22%+3,470
Vanguard Intermediate-Term Bon016,622+16,62201,2950.08%+1,295
Marriott International Inc(MAR)01,958+1,95806070.04%+607
GSK PLC Sponsored ADR(GSK)016,253+16,25307970.05%+797
Fifth Third Bancorp(FITB)02,000+2,0000940.01%+94
Bank of America Corp61,82459,687-2,1373,1893,2830.21%+93
Ralliant Corp(RAL)01,814+1,8140920.01%+92
JPMorgan Equity Premium Income E
EQUITY PREMIUM
057+5701300.01%+130
State Street Technology Select
ST STR TECHN ETF
17,17434,234+17,0604,8414,9290.32%+88
Gilead Sciences Inc(GILD)07,923+7,92309720.06%+972
Schwab International Equity ET0191,033+191,03304,5920.30%+4,592
Charles Schwab Corp(SCHW)15,37915,564+1851,4681,5550.10%+87
SPDR Dow Jones Industrial Aver(DIA)03,302+3,30201,5870.10%+1,587
Alphabet Inc. Class A(GOOG)0313+31307290.05%+729
Citigroup Inc(C)05,600+5,60006530.04%+653
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